回到Solana以美元交易时，很少有人想象它将成为表现最佳的数字资产之一

现在，在2025年，类似的设置正在展开 - 这一次，Mutuum Finance（MUTM）引起了人们的关注，不仅是从零售商人那里，而且来自严重的长期持有人。

Back when Solana (SOL) was trading at a dollar, few imagined it would become one of the top-performing digital assets in the years to follow. But those who recognized its potential early on were rewarded with returns that changed their entire outlook on crypto investing.

早在Solana（Sol）以美元交易时，很少有人认为它将成为随后几年中表现出色的数字资产之一。但是，那些早些时候意识到自己的潜力的人得到了回报，这改变了他们对加密投资的整个前景。

Now, in 2025, a similar setup is unfolding — and this time, it’s Mutuum Finance (MUTM) catching attention, not just from retail traders, but from serious long-term holders. With a growing number of analysts calling it the best cryptocurrency to buy now, Mutuum is proving that price alone doesn’t tell the full story. Priced at just $0.025, this under-the-radar project is gaining momentum for all the right reasons.

现在，在2025年，类似的设置正在展开 - 这一次，Mutuum Finance（MUTM）引起了人们的关注，不仅是从零售商人那里，而且来自严重的长期持有人。随着越来越多的分析师称其为现在购买的最佳加密货币，Mutuum证明，仅价格并不能说明全部故事。这个雷达项目的价格仅为$ 0.025，出于所有正确的原因，这项雷达项目正在获得动力。

Mutuum Finance (MUTM)

死亡金融（MUTM）

The real appeal of Mutuum Finance lies in its design. It’s a decentralized, non-custodial lending protocol built to support both lending and borrowing of digital assets. But unlike many platforms that rely on hype cycles, Mutuum is developing a system rooted in utility, where the protocol’s value is driven by actual usage, not speculation.

Mutuum Finance的真正吸引力在于其设计。这是一项分散的，非监测的贷款协议，旨在支持数字资产的贷款和借贷。但是，与许多依赖炒作周期的平台不同，Mutuum正在开发一个植根于实用程序的系统，该系统由实际用法而不是推测驱动协议的值。

One standout feature is its dual approach to lending. Mutuum supports overcollateralized loans, allowing users to borrow against their crypto without needing to sell — a strategy many prefer when trying to retain upside exposure. Borrowers remain in control of their assets while gaining access to stablecoins or other tokens for new opportunities.

一个出色的功能是其双重贷款方法。 Mutuum支持过度补偿贷款，使用户无需出售而借贷，这是许多人在尝试保留上升空间时更喜欢的策略。借款人仍然可以控制自己的资产，同时获得了稳定币或其他代币以获得新的机会。

On the other side, users who supply liquidity are rewarded through mtTokens — tokenized receipts of their deposits that increase in value over time as interest is accrued. These mtTokens are fully ERC-20 compatible, meaning they can be traded, held, or even used in external DeFi protocols. This flexibility gives lenders more than just yield — it gives them options.

另一方面，供应流动性的用户通过mttokens获得奖励 - 随着利息的收益，其存款的标记收据随着时间的推移而增加。这些mttokens完全兼容ERC-20，这意味着它们可以在外部Defi协议中进行交易，持有甚至使用。这种灵活性使贷方不仅可以产生收益，还可以选择。

Solana’s rise wasn’t just about fast speeds — it was about building an ecosystem with real user value. Mutuum takes a similar approach, but from a financial utility perspective. One of the most important mechanics within the platform is how it redistributes value.

Solana的崛起不仅仅是快速速度 - 它是关于建立具有实际用户价值的生态系统。 Mutuum采用类似的方法，但从金融公用事业的角度来看。平台中最重要的机制之一是它如何重新分配价值。

Part of the fees collected by the protocol are used to purchase MUTM tokens from the market, which are then distributed to users holding mtTokens. This structure doesn’t rely on constant token emissions or inflation. Instead, it rewards actual participation and anchors the token’s utility in a sustainable feedback loop.

协议收集的部分费用用于从市场上购买MUTM令牌，然后将其分发给持有mttokens的用户。这种结构不依赖于恒定的令牌排放或通货膨胀。取而代之的是，它奖励实际的参与，并将代币的实用程序固定在可持续的反馈循环中。

It’s this design that’s attracting long-term interest. MUTM isn’t trying to create temporary yield — it’s focused on building an ecosystem where consistent activity feeds back into token value. For those who are looking for what crypto to invest in without worrying about diluted returns, this setup checks the boxes.

正是这种设计引起了长期兴趣。 MUTM并没有试图创造暂时的收益 - 它的重点是建立一个一致的活动回到代币价值中的生态系统。对于那些正在寻找可以投资的加密货币而不必担心稀释回报的人，此设置会检查盒子。

Presale Details

预售细节

Momentum is building around Mutuum’s presale, and the numbers reflect that. Over $7.77 million has already been raised, more than 9,550 holders are on board, and Phase 4 is more than 65% completed. At the moment, MUTM is priced at $0.25, though the upcoming phase will adjust it to $0.03. By the time it hits launch, MUTM is expected to open at $0.06 — a 140% increase from the current price.

动力正在Mutuum的预售周围建立，数字反映了这一点。已经筹集了超过777万美元，船上有超过9,550个持有人，而第4阶段已完成65％以上。目前，MUTM的价格为0.25美元，尽管即将到来的阶段将其调整为0.03美元。到它启动时，MUTM预计将以0.06美元的价格开放，比目前的价格上涨140％。

Considering that entry into Solana under $1 is now a thing of the past, MUTM presents a rare second chance. For those who missed the early stages of other successful coins, this is one of the few current options that presents a similar early-stage structure, but with clear fundamentals behind it. The total presale consists of 11 phases, so the opportunity is still open — but not for long. With every completed round, the price adjusts upward, meaning the earlier one gets in, the more room there is for upside. For those scanning crypto charts and watching for strong entry points, this might be one of the clearest setups on the market right now.

考虑到现在以1美元以下的索拉纳（Solana）进入了过去，MUTM提出了很少的第二次机会。对于那些错过了其他成功硬币的早期阶段的人来说，这是当前呈现出类似早期结构但背后有明确基础的少数选择之一。总预售由11个阶段组成，因此机会仍然是开放的，但不久之后。每次完整的回合，价格都会向上调整，这意味着越早进入，就越上行空间。对于那些扫描加密图表并关注强大入口点的人来说，这可能是目前市场上最清晰的设置之一。

Another element that positions Mutuum for success is its upcoming overcollateralized stablecoin. Designed to maintain a reliable value against the U.S. dollar, this stablecoin will be created directly from collateral supplied within the lending protocol. It’s fully permissionless, backed on-chain, and burned upon repayment or liquidation — making it one of the most transparent and flexible stable assets in development.

取得成功的另一个要素是其即将推出的过度稳定稳定性。旨在维持对美元的可靠价值，该Stablecoin将直接根据贷款协议中提供的附带来创建。它是完全许可的，后备的链子，并在还款或清算后燃烧，使其成为开发中最透明，最灵活的稳定资产之一。

By keeping everything within the ecosystem — from stablecoin issuance to interest distribution — Mutuum ensures that value remains internal. This kind of economic design helps create durability and lowers dependence on external systems or centralized actors, which is increasingly becoming a deciding factor for long-term cryptocurrency holders.

通过将所有内容保留在生态系统中（从签发发行到利息分布），Mutuum可以确保价值仍然是内部的。这种经济设计有助于创造耐用性并降低对外部系统或集中参与者的依赖，这越来越成为长期加密货币持有人的决定因素。

Solana’s early success came from being ahead of the curve, building infrastructure before the crowd caught on. In a similar way, Mutuum Finance is creating a protocol that addresses real needs in DeFi while offering attractive incentives to early supporters. With a smart lending system, utility-driven tokenomics, and an

索拉纳（Solana）的早期成功来自于曲线领先，在人群陷入困境之前建立了基础设施。 Mutuum Finance也以类似的方式创建了一个协议，该协议可以解决DEFI中的实际需求，同时为早期支持者提供有吸引力的激励措施。凭借智能贷款系统，以公用事业为导向的令牌学和