社會保障不是龐氏騙局，前SSA專員馬丁·奧馬利（Martin O'Malley）強調

為了回應將社會保障標記為龐氏騙局的批評，前社會保障局（SSA）專員馬丁·奧馬利（Martin O'Malley）堅定地捍衛了該計劃的誠信。

In response to criticisms labeling Social Security as a Ponzi scheme, Martin O’Malley, former Social Security Administration (SSA) commissioner, defended the program’s integrity.

為了回應將社會保障標記為龐氏騙局的批評，前社會保障局（SSA）專員馬丁·奧馬利（Martin O'Malley）捍衛了該計劃的誠信。

O’Malley made the remarks as the House Ways and Means Social Security, Income, and Poverty subcommittee began an examination of the program’s finances and operations.

奧馬利（O'Malley）發表了言論，因為眾議院的方式和意味著社會保障，收入和貧困小組委員會開始對該計劃的財務和運營進行檢查。

The administration of US President Donald Trump has proposed slashing the agency’s budget and workforce as part of a broader effort to reduce the role of the federal government.

美國總統唐納德·特朗普（Donald Trump）的政府提議削減該機構的預算和勞動力，這是降低聯邦政府角色​​的更廣泛努力的一部分。

However, O’Malley stressed that Social Security has been a stable and reliable system for nearly nine decades, operating on a pay-as-you-go basis where current workers fund the benefits of retirees.

但是，奧馬利強調，近九十年來，社會保障一直是一個穩定且可靠的製度，在當前工人資助退休人員的利益的情況下，以付費的方式運作。

“It’s not a Ponzi scheme. It’s a program that has been paid for by generations of Americans and continues to provide a vital safety net for millions of seniors, children, and people with disabilities,” O’Malley said.

奧馬利說：“這不是龐氏騙局。這是一項由幾代美國人支付的計劃，並繼續為數百萬的老年人，兒童和殘疾人提供重要的安全網。”

As long as Americans continue to work and contribute to the system, it remains financially sound, he added.

他補充說，只要美國人繼續工作並為該系統做出貢獻，它在財務上仍然是合理的。

Recent economic growth has also helped to boost the program’s finances, pushing out the projected depletion of the trust fund reserves to 2035 from previous estimates of 2033.

最近的經濟增長也有助於提高該計劃的財務狀況，從而將信託基金儲備的預計耗竭降至2035年的2033年估計。

SSA Crisis: Staff Cuts Blamed on DOGE DepartmentThis all started after significant staffing cuts and operational changes within the SSA, attributed to the Trump administration’s Department of Government Efficiency (DOGE), are impacting the agency’s ability to provide services effectively.

SSA危機：裁員歸咎於Doge部門，這一切都在SSA內的大量人員削減和運營變更之後，歸因於特朗普政府政府政府效率部（DOGE），正在影響該機構有效提供服務的能力。

These changes, which include the elimination of more than 7,000 jobs and the closure of field offices across the US as part of broader government efficiencies, are leading to increased wait times and service disruptions for beneficiaries.

這些變化包括取消7,000多個工作崗位以及作為更廣泛的政府效率的一部分，在整個美國關閉現場辦公室，這導致了受益人的等待時間和服務中斷。

O’Malley issued a stark warning that such drastic reductions could ultimately lead to a complete collapse of the system, potentially cutting off benefit payments within a matter of months.

奧馬利（O'Malley）發出了明顯的警告，稱這種急劇減少可能最終導致系統崩潰，並有可能在幾個月內切斷福利支付。

The nomination of Frank Bisignano to lead the SSA has further ignited the debate. Bisignano, a seasoned financial services executive and self-professed DOGE ‘person’ without prior government experience, faced scrutiny during his confirmation hearing.

弗蘭克·比斯尼亞諾（Frank Bisignano）領導SSA的提名進一步引發了辯論。比西尼亞諾（Bisignano）是一位經驗豐富的金融服務主管，也沒有以前的政府經驗的自稱“人”，他在確認聽證會上面臨審查。

Lawmakers expressed concerns about his commitment to the agency’s mission and the potential for further disruptions to the vital benefits programs under Bisignano’s leadership.

立法者對他對代理機構使命的承諾以及在比西尼亞諾（Bisignano）的領導下進一步破壞重要福利計劃的潛力表示擔憂。

The Crypto Connection: O’Malley’s Bitcoin JabO’Malley took a jab at Bitcoin (BTC), saying that while Social Security isn’t a Ponzi scheme, the cryptocurrency might be.

加密連接：O'Malley的比特幣Jabo'Malley在比特幣（BTC）上戳了一個戳，說雖然社會保障不是龐氏騙局，但加密貨幣可能是。

This is likely because the crypto enthusiasts always state that decentralized systems like Bitcoin are necessary since they don’t rely on trust in government institutions or centralized entities.

這可能是因為加密愛好者總是聲明像比特幣這樣的分散系統是必要的，因為它們不依賴對政府機構或集中實體的信任。

It’s worth noting that crypto investors usually prefer to invest in BTC or other cryptocurrencies over the US stock market or the broader financial system. This is because they view cryptocurrencies as a hedge against inflation, government overreach, and the institutions they believe are corrupt.

值得注意的是，加密投資者通常更喜歡在美國股市或更廣泛的金融體系上投資BTC或其他加密貨幣。這是因為他們將加密貨幣視為反對通貨膨脹，政府過度侵犯的對沖，以及他們認為是腐敗的機構。

Could SSA Woes Push Young People to Crypto?With how things are going, a good deal of Millennials and Gen Z investors already believe Social Security may not exist for them when they retire.

SSA的困擾會促使年輕人去加密嗎？隨著事情的發展，大量的千禧一代和Z世代的投資者已經相信他們退休時可能不存在社會保障。

As such, the younger demographics can be pushed toward crypto as an alternative store of value, and Bitcoin, being the biggest cryptocurrency, comes as a first choice.

因此，年輕的人口統計數據可以推向加密貨幣，這是最大的加密貨幣，是最大的加密貨幣。

While there are no direct connections to crypto and the current SSA situation, the ongoing controversy has major political and economic implications.

儘管與加密貨幣和當前的SSA情況沒有直接的聯繫，但持續的爭議具有重大的政治和經濟影響。

Depending on the outcome of the SSA, there will be lasting consequences for the millions of US citizens who depend on the agency’s programs for their financial well-being.

根據SSA的結果，將對數百萬美國公民造成持久的後果，這些美國公民依靠該機構的財務福祉。