SociétéGénérale正在啟動銀行在公共區塊鏈上發行的第一個美元Stablecoin

法國銀行業巨頭Sociétégénérale正在準備推出銀行在公共區塊鏈上發行的第一個美元穩定股。

French banking giant Société Générale is preparing to launch the first dollar stablecoin issued by a bank on a public blockchain, marking a significant entry into this rapidly growing sector, the sources said.

消息人士稱，法國銀行業巨頭Sociétégénérale正在準備推出銀行在公共區塊鏈上發行的第一批美元穩定者，這標誌著這一快速增長的行業的重大分配。

The move comes as the total capitalization of stablecoins approaches $250 billion.

此舉是因為Stablecoins的總資本化接近2500億美元。

Société Générale, through its crypto subsidiary SG Forge, will be introducing the asset, initially running on Ethereum and later expanding to other public networks like Solana.

SociétéGénérale通過其加密子公司SG Forge將引入資產，最初是在以太坊上運行的，後來又擴展到Solana等其他公共網絡。

The product will be focused on institutional investors, especially within the European Union, where demand for tokenized dollar liquidity has been increasing. SG Forge possesses an e-money license, permitting it to offer such assets under EU regulations—a legal advantage that has limited other issuers in this domain.

該產品將集中在機構投資者上，尤其是在歐盟內部，在歐盟內部，對代幣的流動性的需求一直在增加。 SG Forge擁有電子貨幣許可證，允許其根據歐盟法規提供此類資產，這是該領域其他發行人的法律優勢。

Until now, no international banking institution has issued a dollar stablecoin on a public blockchain. While JPMorgan developed its own token, JPM Coin, it operates on a private network and is restricted to the bank’s corporate clients. SG Forge's strategy involves bringing this asset type into a public, accessible sphere for external institutional actors.

到目前為止，尚無國際銀行機構在公共區塊鏈上發行了一美元的Stablecoin。摩根大通（JPMorgan）開發了自己的代幣JPM硬幣，但它在私人網絡上運行，並僅限於銀行的公司客戶。 SG Forge的策略涉及將這種資產類型帶入外部機構參與者的公眾，可訪問的領域。

"No bank has yet issued a classic dollar stablecoin on a public blockchain for institutional clients in the manner that we envision," one of the sources stated.

其中一位消息人士說：“尚無銀行以我們設想的方式為機構客戶發布了公共區塊鏈上的經典美元穩定。”

However, this domain is already occupied by renowned cryptocurrency firms. Circle's USDC and Tether's USDT are the leading stablecoins, both boasting significant trading volumes and integration with major cryptocurrency exchanges.

但是，該領域已經被著名的加密貨幣公司所佔據。 Circle的USDC和Tether的USDT是領先的Stablecoins，既有大量的交易量，又可以與主要的加密貨幣交易所進行集成。

Moreover, Mastercard, Visa, and Stripe are developing products to integrate stablecoins into traditional payment systems.

此外，萬事達卡，簽證和條紋正在開發產品以將穩定劑整合到傳統支付系統中。

The European Union is also working on integrating cryptocurrencies into its legal framework through the Markets in Crypto Assets (MiCA) regulation, which is set to come into effect in early 2024.

歐盟還致力於通過加密資產（MICA）法規將加密貨幣整合到其法律框架中，該法規將於2024年初生效。

This new legislation will introduce a clear definition of cryptocurrencies and establish rules for their issuance and use.

這項新立法將為加密貨幣提供明確的定義，並為其發行和使用制定規則。

Earlier this year, SG Forge launched EURCV, a euro-denominated stablecoin also issued on Ethereum.

今年早些時候，SG Forge推出了EURCV，這是以Ethereum發行的歐元計時的Stablecoin。

Despite this launch, the euro stablecoin market has seen minimal growth, with only €300 million in assets circulating and heavy regulatory restrictions imposed by MiCA. Out of this total, only €40 million belongs to EURCV.

儘管推出了這一啟動，但歐元穩定市場的增長幅度很小，雲母施加的資產只有3億歐元的資產循環和嚴格的監管限制。在這一總數中，只有4000萬歐元屬於歐元。

The European framework, which mandates high reserve levels and intricate operational requirements, has slowed adoption and led companies like Tether to withdraw their products from the region, as evident in the case of USDT.

歐洲框架要求高級儲備金和復雜的運營要求，這使收養速度放緩，並導致像Tether這樣的公司從該地區撤回其產品，這在USDT的情況下很明顯。

In contrast, the dollar stablecoin market continues to expand rapidly.

相比之下，美元穩定市場繼續迅速擴大。