SociétéGénérale正在启动银行在公共区块链上发行的第一个美元Stablecoin

法国银行业巨头Sociétégénérale正在准备推出银行在公共区块链上发行的第一个美元稳定股。

French banking giant Société Générale is preparing to launch the first dollar stablecoin issued by a bank on a public blockchain, marking a significant entry into this rapidly growing sector, the sources said.

消息人士称，法国银行业巨头Sociétégénérale正在准备推出银行在公共区块链上发行的第一批美元稳定者，这标志着这一快速增长的行业的重大分配。

The move comes as the total capitalization of stablecoins approaches $250 billion.

此举是因为Stablecoins的总资本化接近2500亿美元。

Société Générale, through its crypto subsidiary SG Forge, will be introducing the asset, initially running on Ethereum and later expanding to other public networks like Solana.

SociétéGénérale通过其加密子公司SG Forge将引入资产，最初是在以太坊上运行的，后来又扩展到Solana等其他公共网络。

The product will be focused on institutional investors, especially within the European Union, where demand for tokenized dollar liquidity has been increasing. SG Forge possesses an e-money license, permitting it to offer such assets under EU regulations—a legal advantage that has limited other issuers in this domain.

该产品将集中在机构投资者上，尤其是在欧盟内部，在欧盟内部，对代币的流动性的需求一直在增加。 SG Forge拥有电子货币许可证，允许其根据欧盟法规提供此类资产，这是该领域其他发行人的法律优势。

Until now, no international banking institution has issued a dollar stablecoin on a public blockchain. While JPMorgan developed its own token, JPM Coin, it operates on a private network and is restricted to the bank’s corporate clients. SG Forge's strategy involves bringing this asset type into a public, accessible sphere for external institutional actors.

到目前为止，尚无国际银行机构在公共区块链上发行了一美元的Stablecoin。摩根大通（JPMorgan）开发了自己的代币JPM硬币，但它在私人网络上运行，并仅限于银行的公司客户。 SG Forge的策略涉及将这种资产类型带入外部机构参与者的公众，可访问的领域。

"No bank has yet issued a classic dollar stablecoin on a public blockchain for institutional clients in the manner that we envision," one of the sources stated.

其中一位消息人士说：“尚无银行以我们设想的方式为机构客户发布了公共区块链上的经典美元稳定。”

However, this domain is already occupied by renowned cryptocurrency firms. Circle's USDC and Tether's USDT are the leading stablecoins, both boasting significant trading volumes and integration with major cryptocurrency exchanges.

但是，该领域已经被著名的加密货币公司所占据。 Circle的USDC和Tether的USDT是领先的Stablecoins，既有大量的交易量，又可以与主要的加密货币交易所进行集成。

Moreover, Mastercard, Visa, and Stripe are developing products to integrate stablecoins into traditional payment systems.

此外，万事达卡，签证和条纹正在开发产品以将稳定剂整合到传统支付系统中。

The European Union is also working on integrating cryptocurrencies into its legal framework through the Markets in Crypto Assets (MiCA) regulation, which is set to come into effect in early 2024.

欧盟还致力于通过加密资产（MICA）法规将加密货币整合到其法律框架中，该法规将于2024年初生效。

This new legislation will introduce a clear definition of cryptocurrencies and establish rules for their issuance and use.

这项新立法将为加密货币提供明确的定义，并为其发行和使用制定规则。

Earlier this year, SG Forge launched EURCV, a euro-denominated stablecoin also issued on Ethereum.

今年早些时候，SG Forge推出了EURCV，这是以Ethereum发行的欧元计时的Stablecoin。

Despite this launch, the euro stablecoin market has seen minimal growth, with only €300 million in assets circulating and heavy regulatory restrictions imposed by MiCA. Out of this total, only €40 million belongs to EURCV.

尽管推出了这一启动，但欧元稳定市场的增长幅度很小，云母施加的资产只有3亿欧元的资产循环和严格的监管限制。在这一总数中，只有4000万欧元属于欧元。

The European framework, which mandates high reserve levels and intricate operational requirements, has slowed adoption and led companies like Tether to withdraw their products from the region, as evident in the case of USDT.

欧洲框架要求高级储备金和复杂的运营要求，这使收养速度放缓，并导致像Tether这样的公司从该地区撤回其产品，这在USDT的情况下很明显。

In contrast, the dollar stablecoin market continues to expand rapidly.

相比之下，美元稳定市场继续迅速扩大。