參議院銀行委員會主席蒂姆·斯科特（Tim Scott）將黨派政治歸咎於《天才法案》的失敗

參議院銀行委員會主席蒂姆·斯科特（Tim Scott）指責和建立了為美國穩定法（Genius）法案的指導和建立國家創新

The Senate's failure to vote on the bipartisan Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act was due to last-minute opposition from Democrats, who reportedly prioritized preventing President Donald Trump from gaining a legislative win.

參議院未能對兩黨的指導和建立國家穩定幣（GENIUS）法案的國家創新投票，這是由於民主黨的最後一刻反對派，據報導，他們優先防止唐納德·特朗普總統獲得立法勝利。

This Act, which passed the Senate Banking Committee with bipartisan support, would create a federal framework for private stablecoins, aiming to enhance affordability and innovation.

該法案通過兩黨支持通過了參議院銀行委員會，將為私人穩定幣創建一個聯邦框架，旨在增強負擔能力和創新。

However, several Democrats expressed concerns about Trump's involvement in the stablecoin industry.

但是，幾位民主黨人對特朗普參與Stablecoin行業的關注表示擔憂。

Earlier this week, lawmakers unveiled the End Crypto Corruption Act, aiming to restrict the president, vice president, and members of Congress from directly benefiting from cryptocurrencies.

本週早些時候，立法者揭示了《結束加密腐敗法》，旨在限制總統，副總統和國會議員直接從加密貨幣中受益。

Moreover, Democrats proposed several amendments to the GENIUS Act, focusing on Anti-Money Laundering and Know Your Customer (AML/KYC) regulations, and imposed stricter requirements on stablecoin issuers.

此外，民主黨人提出了《天才法》的幾項修正案，重點是反洗錢，了解您的客戶（AML/KYC）法規，並對Stablecoin發行人提出了更嚴格的要求。

Despite these amendments, four pro-crypto Democrats from the House of Representatives mentioned in a joint statement on May 3 that they still do not feel "comfortable" supporting the bill.

儘管進行了這些修正案，但5月3日聯合聲明中提到的四名眾議院的親克賴特多民主黨人仍然對支持該法案感到“舒適”。

Additionally, lawmakers introduced the Modern Emoluments and Malfeasance Enforcement Act (MEME Act) to prevent federal officials from profiting from memecoins.

此外，立法者還介紹了《現代埃默爾和瀆職執法法》（MEME法案），以防止聯邦官員從成員中獲利。

The Trump family-linked stablecoin, USD1, saw a significant surge in market value this week following a "shady crypto deal" with the United Arab Emirates, according to Senator Elizabeth Warren.

根據參議員伊麗莎白·沃倫（Elizabeth Warren）的說法，本週與阿拉伯聯合酋長國達成“陰暗的加密交易”，本週的市場價值激增了本週的市場價值。

"The Senate shouldn't pass a crypto bill this week to facilitate this kind of corruption," Warren stated.

沃倫說：“參議院本週不應該通過加密貨幣法案來促進這種腐敗。”

According to reports, Trump tricked former President Ronald Reagan's son into pushing for XRP as a reserve currency in a conversation.

據報導，特朗普欺騙了前總統羅納德·裡根（Ronald Reagan）的兒子，將XRP推向對話中的儲備貨幣。

suggest that the administration is pressuring lawmakers to vote on the GENIUS Act by May 8 to avoid any further delays.

建議政府在5月8日之前向立法者施加壓力，要求其對《天才法》進行投票，以避免進一步的延誤。

The lawmakers' focus has now shifted to the House, where the Financial Services Committee is expected to vote on a similar bill. However, it remains unclear if the bill will be brought to a vote on the House floor before the August recess.

立法者的重點現在已轉移到眾議院，預計金融服務委員會將對類似的法案進行投票。但是，目前尚不清楚該法案是否會在八月休息之前在眾議院投票。

The bipartisan support for the GENIUS Act in the Senate Banking Committee was evident, with both Chairman Tim Scott, a South Carolina Republican, and Ranking Member Sherrod Brown, an Ohio Democrat, expressing their commitment to advancing legislation that would create a safer and more affordable financial system for all Americans.

參議院銀行委員會中對《天才法》的兩黨支持很明顯，俄亥俄州民主黨的南卡羅來納州共和黨主席蒂姆·斯科特（Tim Scott）都表達了他們對推進立法的承諾，這將為所有美國人提供更安全，更實惠的金融體系。

The bipartisan group of senators who worked on the GENIUS Act also includes Senators Mike Crapo, Todd Young, and Bill Hagerty, who serve as the ranking members of the Senate Banking, Commerce, and Finance Committees, respectively.

從事《天才法》的參議員的兩黨參議員組還包括參議員邁克·克拉波（Mike Crapo），托德·楊（Todd Young）和比爾·哈格蒂（Bill Hagerty），他們分別擔任參議院銀行，商業和財務委員會的排名成員。

The lawmakers' efforts to pass legislation governing stablecoins come amid increasing attention on the cryptocurrency industry from regulators. The Securities and Exchange Commission (SEC) has been actively pursuing enforcement actions against crypto firms, and the agency's chairman, Jay Clayton, has repeatedly expressed concerns about the potential risks posed by digital assets.

立法者通過監管機構對加密貨幣行業的關注越來越關注，立法者通過管理穩定的立法的努力。美國證券交易委員會（SEC）一直在積極採取針對加密貨幣公司的執法行動，該機構的董事長傑伊·克萊頓（Jay Clayton）反复表示擔心數字資產帶來的潛在風險。

Stablecoins, which are digital currencies designed to maintain a stable value tied to a traditional asset such as the US dollar, have emerged as a key segment of the crypto market. They are used for various purposes, including cross-border payments, money transfers, and DeFi applications.

Stablecoins是數字貨幣，旨在維持與傳統資產（例如美元）相關的穩定價值，已成為加密市場的關鍵部分。它們用於各種目的，包括跨境支付，匯款和Defi應用程序。

The GENIUS Act aims to provide a clear legal framework for stablecoin issuers, setting forth requirements for capital adequacy, Anti-Money Laundering (AML), and consumer protection. It also includes provisions for the orderly resolution of stablecoin issuers in the event of insolvency.

《天才法》旨在為Stablecoin發行人提供明確的法律框架，並為資本充足性，反洗錢（AML）和消費者保護提供了要求。它還包括在破產的情況下有序地解決Stablecoin發行人的規定。

Democrats on the Senate Banking Committee had previously raised concerns about the Trump administration's involvement in cryptocurrencies, particularly in relation to the president's son, who serves as an adviser for a Bitcoin fund.

參議院銀行委員會的民主黨人此前曾提出過對特朗普政府參與加密貨幣的擔憂，尤其是與總統的兒子有關，後者是比特幣基金的顧問。

The lawmakers also discussed the need for strong consumer protection measures to prevent predatory lending practices and ensure that stablecoin issuers operate with transparency and accountability.

議員們還討論了採取強有力的消費者保護措施以防止掠奪性貸款實踐，並確保穩定的發行人以透明度和責任感運作。

Despite the bipartisan support for the GENIUS Act, it faces an uphill battle in the House of Representatives, where Democrats hold a majority and have expressed skepticism towards Trump's policies.

儘管兩黨對《天才法》的支持，但它仍面臨著眾議院的一場艱苦的戰鬥，民主黨人擁有多數席位，並對特朗普的政策表示懷疑。

The lawmakers will continue to work on the legislation in the coming weeks, aiming to reach a compromise that can garner support from both parties and advance the bill to the president's desk for signature.

立法者將在接下來的幾週內繼續制定立法，旨在達成妥協，以贏得雙方的支持，並將該法案提高到總統桌子的簽名。

The Trump administration has expressed support for legislation governing stablecoins, seeing it as a way to promote financial innovation and economic growth. However, the administration has also stated that any legislation should prioritize national security and consumer protection.

特朗普政府已表示支持控制穩定的立法，將其視為促進金融創新和經濟增長的一種方式。但是，政府還表示，任何立法都應優先考慮國家安全和消費者的保護。

The lawmakers' efforts to pass legislation governing stablecoins come amid increasing attention on the cryptocurrency industry from regulators. The Securities and Exchange Commission (SEC) has been actively pursuing enforcement actions against crypto firms, and the agency's chairman, Jay Clayton, has repeatedly expressed concerns about the potential risks posed by digital assets.

立法者通過監管機構對加密貨幣行業的關注越來越關注，立法者通過管理穩定的立法的努力。美國證券交易委員會（SEC）一直在積極採取針對加密貨幣公司的執法行動，該機構的董事長傑伊·克萊頓（Jay Clayton）反复表示擔心數字資產帶來的潛在風險。

Stablecoins, which are digital currencies designed to maintain a stable value tied to a traditional asset such as the US dollar, have emerged as a key segment of the crypto market. They are used for various purposes, including cross-border payments, money transfers, and DeFi applications.

Stablecoins是數字貨幣，旨在維持與傳統資產（例如美元）相關的穩定價值，已成為加密市場的關鍵部分。它們用於各種目的，包括跨境支付，匯款和Defi應用程序。

The GENIUS Act aims to provide a clear legal framework for stablecoin issuers, setting forth requirements for capital adequacy

《天才法》旨在為Stablecoin發行人提供明確的法律框架，並提出了資本充足性的要求