参议院银行委员会主席蒂姆·斯科特（Tim Scott）将党派政治归咎于《天才法案》的失败

参议院银行委员会主席蒂姆·斯科特（Tim Scott）指责和建立了为美国稳定法（Genius）法案的指导和建立国家创新

The Senate's failure to vote on the bipartisan Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act was due to last-minute opposition from Democrats, who reportedly prioritized preventing President Donald Trump from gaining a legislative win.

参议院未能对两党的指导和建立国家稳定币（GENIUS）法案的国家创新投票，这是由于民主党的最后一刻反对派，据报道，他们优先防止唐纳德·特朗普总统获得立法胜利。

This Act, which passed the Senate Banking Committee with bipartisan support, would create a federal framework for private stablecoins, aiming to enhance affordability and innovation.

该法案通过两党支持通过了参议院银行委员会，将为私人稳定币创建一个联邦框架，旨在增强负担能力和创新。

However, several Democrats expressed concerns about Trump's involvement in the stablecoin industry.

但是，几位民主党人对特朗普参与Stablecoin行业的关注表示担忧。

Earlier this week, lawmakers unveiled the End Crypto Corruption Act, aiming to restrict the president, vice president, and members of Congress from directly benefiting from cryptocurrencies.

本周早些时候，立法者揭示了《结束加密腐败法》，旨在限制总统，副总统和国会议员直接从加密货币中受益。

Moreover, Democrats proposed several amendments to the GENIUS Act, focusing on Anti-Money Laundering and Know Your Customer (AML/KYC) regulations, and imposed stricter requirements on stablecoin issuers.

此外，民主党人提出了《天才法》的几项修正案，重点是反洗钱，了解您的客户（AML/KYC）法规，并对Stablecoin发行人提出了更严格的要求。

Despite these amendments, four pro-crypto Democrats from the House of Representatives mentioned in a joint statement on May 3 that they still do not feel "comfortable" supporting the bill.

尽管进行了这些修正案，但5月3日联合声明中提到的四名众议院的亲克赖特多民主党人仍然对支持该法案感到“舒适”。

Additionally, lawmakers introduced the Modern Emoluments and Malfeasance Enforcement Act (MEME Act) to prevent federal officials from profiting from memecoins.

此外，立法者还介绍了《现代艾尔将和渎职执法法》（MEME法案），以防止联邦官员从Memecoin中获利。

The Trump family-linked stablecoin, USD1, saw a significant surge in market value this week following a "shady crypto deal" with the United Arab Emirates, according to Senator Elizabeth Warren.

根据参议员伊丽莎白·沃伦（Elizabeth Warren）的说法，本周与阿拉伯联合酋长国达成“阴暗的加密交易”，本周的市场价值激增了本周的市场价值。

"The Senate shouldn't pass a crypto bill this week to facilitate this kind of corruption," Warren stated.

沃伦说：“参议院本周不应该通过加密货币法案来促进这种腐败。”

According to reports, Trump tricked former President Ronald Reagan's son into pushing for XRP as a reserve currency in a conversation.

据报道，特朗普欺骗了前总统罗纳德·里根（Ronald Reagan）的儿子，将XRP推向对话中的储备货币。

suggest that the administration is pressuring lawmakers to vote on the GENIUS Act by May 8 to avoid any further delays.

建议政府在5月8日之前向立法者施加压力，要求其对《天才法》进行投票，以避免进一步的延误。

The lawmakers' focus has now shifted to the House, where the Financial Services Committee is expected to vote on a similar bill. However, it remains unclear if the bill will be brought to a vote on the House floor before the August recess.

立法者的重点现在已转移到众议院，预计金融服务委员会将对类似的法案进行投票。但是，目前尚不清楚该法案是否会在八月休息之前在众议院投票。

The bipartisan support for the GENIUS Act in the Senate Banking Committee was evident, with both Chairman Tim Scott, a South Carolina Republican, and Ranking Member Sherrod Brown, an Ohio Democrat, expressing their commitment to advancing legislation that would create a safer and more affordable financial system for all Americans.

参议院银行委员会中对《天才法》的两党支持很明显，俄亥俄州民主党的南卡罗来纳州共和党主席蒂姆·斯科特（Tim Scott）都表达了他们对推进立法的承诺，这将为所有美国人提供更安全，更实惠的金融体系。

The bipartisan group of senators who worked on the GENIUS Act also includes Senators Mike Crapo, Todd Young, and Bill Hagerty, who serve as the ranking members of the Senate Banking, Commerce, and Finance Committees, respectively.

从事《天才法》的参议员的两党参议员组还包括参议员迈克·克拉波（Mike Crapo），托德·杨（Todd Young）和比尔·哈格蒂（Bill Hagerty），他们分别担任参议院银行，商业和财务委员会的排名成员。

The lawmakers' efforts to pass legislation governing stablecoins come amid increasing attention on the cryptocurrency industry from regulators. The Securities and Exchange Commission (SEC) has been actively pursuing enforcement actions against crypto firms, and the agency's chairman, Jay Clayton, has repeatedly expressed concerns about the potential risks posed by digital assets.

立法者通过监管机构对加密货币行业的关注越来越关注，立法者通过管理稳定的立法的努力。美国证券交易委员会（SEC）一直在积极采取针对加密货币公司的执法行动，该机构的董事长杰伊·克莱顿（Jay Clayton）反复表示担心数字资产带来的潜在风险。

Stablecoins, which are digital currencies designed to maintain a stable value tied to a traditional asset such as the US dollar, have emerged as a key segment of the crypto market. They are used for various purposes, including cross-border payments, money transfers, and DeFi applications.

Stablecoins是数字货币，旨在维持与传统资产（例如美元）相关的稳定价值，已成为加密市场的关键部分。它们用于各种目的，包括跨境支付，汇款和Defi应用程序。

The GENIUS Act aims to provide a clear legal framework for stablecoin issuers, setting forth requirements for capital adequacy, Anti-Money Laundering (AML), and consumer protection. It also includes provisions for the orderly resolution of stablecoin issuers in the event of insolvency.

《天才法》旨在为Stablecoin发行人提供明确的法律框架，并为资本充足性，反洗钱（AML）和消费者保护提供了要求。它还包括在破产的情况下有序地解决Stablecoin发行人的规定。

Democrats on the Senate Banking Committee had previously raised concerns about the Trump administration's involvement in cryptocurrencies, particularly in relation to the president's son, who serves as an adviser for a Bitcoin fund.

参议院银行委员会的民主党人此前曾提出过对特朗普政府参与加密货币的担忧，尤其是与总统的儿子有关，后者是比特币基金的顾问。

The lawmakers also discussed the need for strong consumer protection measures to prevent predatory lending practices and ensure that stablecoin issuers operate with transparency and accountability.

议员们还讨论了采取强有力的消费者保护措施以防止掠夺性贷款实践，并确保稳定的发行人以透明度和责任感运作。

Despite the bipartisan support for the GENIUS Act, it faces an uphill battle in the House of Representatives, where Democrats hold a majority and have expressed skepticism towards Trump's policies.

尽管两党对《天才法》的支持，但它仍面临着众议院的一场艰苦的战斗，民主党人拥有多数席位，并对特朗普的政策表示怀疑。

The lawmakers will continue to work on the legislation in the coming weeks, aiming to reach a compromise that can garner support from both parties and advance the bill to the president's desk for signature.

立法者将在接下来的几周内继续制定立法，旨在达成妥协，以赢得双方的支持，并将该法案提高到总统桌子的签名。

The Trump administration has expressed support for legislation governing stablecoins, seeing it as a way to promote financial innovation and economic growth. However, the administration has also stated that any legislation should prioritize national security and consumer protection.

特朗普政府已表示支持控制稳定的立法，将其视为促进金融创新和经济增长的一种方式。但是，政府还表示，任何立法都应优先考虑国家安全和消费者的保护。

The lawmakers' efforts to pass legislation governing stablecoins come amid increasing attention on the cryptocurrency industry from regulators. The Securities and Exchange Commission (SEC) has been actively pursuing enforcement actions against crypto firms, and the agency's chairman, Jay Clayton, has repeatedly expressed concerns about the potential risks posed by digital assets.

立法者通过监管机构对加密货币行业的关注越来越关注，立法者通过管理稳定的立法的努力。美国证券交易委员会（SEC）一直在积极采取针对加密货币公司的执法行动，该机构的董事长杰伊·克莱顿（Jay Clayton）反复表示担心数字资产带来的潜在风险。

Stablecoins, which are digital currencies designed to maintain a stable value tied to a traditional asset such as the US dollar, have emerged as a key segment of the crypto market. They are used for various purposes, including cross-border payments, money transfers, and DeFi applications.

Stablecoins是数字货币，旨在维持与传统资产（例如美元）相关的稳定价值，已成为加密市场的关键部分。它们用于各种目的，包括跨境支付，汇款和Defi应用程序。

The GENIUS Act aims to provide a clear legal framework for stablecoin issuers, setting forth requirements for capital adequacy

《天才法》旨在为Stablecoin发行人提供明确的法律框架，并提出了资本充足性的要求