RWA協議鉛筆金融部署從開放式校園和Animoca品牌的1000萬美元流動性，以促進Defi學生貸款

輸入：2025年4月30日 - 由Animoca Brands和Hackquest共同播種的EDU連鎖店的學生貸款現實世界中的鉛筆金融協議（RWA）協議今天宣布，開放式校園和Animoca品牌已部署了1000萬美元的貸款，以貸款作為貸款，以促進Defi Student interation in Plinance Finance Finance Finance Finance Finance Finance Finance Finance Finance Finance Finance Finance Finance Finance Finance Finance Finance Finance Finance Finance loans。

30 April 2024 – Pencil Finance, the student loan real-world-asset (RWA) protocol on EDU Chain that is co-incubated by Animoca Brands and HackQuest, today announced that Open Campus and Animoca Brands have deployed US$10 million in liquidity as loan collateral to facilitate DeFi student loans on the Pencil Finance platform.

2024年4月30日 - 由Animoca Brands和HackQuest共同孵育的EDU連鎖店的學生貸款現實世界中的鉛筆財務（RWA）協議今天宣布，開放式校園和Animoca品牌已在流動性上部署了1000萬美元的流動性，作為貸款方面的貸款，以促進Defi Penter Finance Finance Finance Finance Finance Finance Finance Finance Finance Finance Finance Platforment。

EDU Chain, which is a Layer 3 blockchain on Arbitrum Orbit that is designed for consumer-facing education apps and on-chain education finance (EduFi), is powered by the EDU token (EDU) which is listed on Binance, KuCoin, Gate.io, Bithumb, MEXC, Bitmart, and various other exchanges.

EDU連鎖店是專為面向消費者的教育應用程序和鍊鍊教育金融（EDUFI）設計的第3層區塊鏈，由EDU代幣（EDU）提供支持，該公司列出了Binance，Kucoin，Gate.IO，GATE.IO，bithumb，Bithumb，Mexc，Mexc，Bitmart和其他各種交易所。

Open Campus, which is the foundation behind EDU Chain, and Animoca Brands have contributed US$10 million as liquidity to Pencil Finance to be used as loan collateral. The goal is to expand access to education financing through blockchain technology.

Open Campus是EDU連鎖店背後的基礎，Animoca品牌為鉛筆融資貢獻了1000萬美元，以用作貸款抵押品。目的是通過區塊鏈技術擴大獲得教育融資的機會。

Recent policy changes in the U.S. could put millions of borrowers at risk of defaulting on their student loans, highlighting the urgent need for accessible, transparent, and efficient financing solutions for the student loan market, which is estimated to be worth around US$3 trillion globally (Market Research Future, April 2025).

美國最近的政策變化可能會使數百萬借款人有違約學生貸款的風險，這強調了迫切需要為學生貸款市場提供可訪問，透明和高效的融資解決方案，估計全球價值約為3萬億美元（市場研究的未來，2025年4月，市場研究的未來）。

Yat Siu, co-founder and executive chairman of Animoca Brands, said: “Blockchain is redefining how education is funded and developed. By bringing student loans on-chain, this initiative seeks to boost transparency, efficiency, and Web3 adoption for potentially hundreds of millions of students globally, while also increasing financial literacy. We believe this will have very significant implications for the US$3 trillion student loan market.”

Animoca Brands的聯合創始人兼執行主席Yat Siu表示：“區塊鏈正在重新定義教育的資金和發展方式。通過將學生貸款置於鍊子上，該計劃旨在提高透明度，效率，Web3的收養，並為全球範圍內的潛在範圍內的素養而增加。

Frank Li, co-founder of Pencil Finance, said: “Blockchain technology allows us to reimagine student lending from the ground up. By bringing loans on-chain, we deliver transparency, efficiency, and access at a global scale, helping students everywhere unlock new educational opportunities.”

鉛筆財務聯合創始人弗蘭克·李（Frank Li）表示：“區塊鏈技術使我們能夠從頭面重新想像學生貸款。通過在鏈上帶來貸款，我們在全球範圍內提供透明度，效率和訪問權限，從而幫助各地的學生釋放新的教育機會。”

Harry Zhang, co-founder and CMO of HackQuest, said: ‘This milestone demonstrates the real-world impact of blockchain in education. On-chain loans empower students and open new opportunities for investors.”

Hackquest的聯合創始人兼CMO Harry Zhang說：“這個里程碑展示了區塊鏈在教育中的現實影響。鏈貸款賦予學生權力，並為投資者開放新的機會。”

Through Pencil Finance’s student loan RWA protocol, whitelisted users can provide liquidity to loan pools. Whitelisted users can choose to deploy capital to a Senior Tranche or a Junior Tranche for higher returns with first-loss risk. Pencil Finance enables loans to be deployed, and repayments to be managed, transparently on-chain.

通過Pencil Finance的學生貸款RWA協議，白名單用戶可以為貸款池提供流動性。白名單用戶可以選擇將資本部署到高級批次或初級批次中，以獲得更高的回報，並具有第一損失的風險。鉛筆融資使貸款可以部署，並可以透明地管理還款。

Pencil Finance issued its first loan this week; the recipient is HackQuest, which will use the loan proceeds to incentivize student developers learning about EDU Chain on the HackQuest platform.

鉛筆融資本週發行了第一筆貸款；收件人是Hackquest，它將利用貸款收益激勵學生開發人員在HackQuest平台上學習有關EDU鏈的信息。

-END-

-結尾-

About Open Campus

關於開放的校園

Open Campus is a community-led DAO that is building an on-chain education network to empower both educators and students. Core contributors to the Open Campus DAO include Animoca Brands, TinyTap, NewCampus, RiseIn, and HackQuest. Together, they are working with Open Campus to enhance the education system for teachers, learners, and institutions by using innovative blockchain protocols and funding initiatives. Open Campus has launched EDU Chain, a Layer 3 blockchain on Arbitrum Orbit designed for consumer-facing education apps and on-chain education finance (EduFi), powered by the EDU token.

Open Campus是一個社區主導的DAO，正在建立一個鏈上教育網絡，以增強教育工作者和學生的能力。開放式校園DAO的核心貢獻者包括Animoca品牌，Tinytap，Newcampus，Risein和Hackquest。他們共同與開放校園合作，通過使用創新的區塊鏈協議和資金計劃來增強教師，學習者和機構的教育系統。 Open Campus推出了EDU Chain，這是一個專為面向消費者的教育應用程序和鍊鍊教育金融（EDUFI）設計的Nixum Orbit 3層區塊鏈，該鏈由EDU代幣提供支持。

About Animoca Brands

關於Animoca品牌

Animoca Brands Corporation Limited (ACN: 122 921 813) is a Web3 leader that leverages tokenization and blockchain to deliver digital property rights to consumers, helping to establish the open metaverse and its associated network effects. It has received broad industry and market recognition including Fortune Crypto 40, Top 50 Blockchain Game Companies 2025, Financial Times’ High Growth Companies Asia-Pacific, and Deloitte Tech Fast.

Animoca Brands Corporation Limited（ACN：122 921 813）是Web3領導者，利用令牌化和區塊鏈向消費者提供數字財產權，有助於建立開放的元元及其相關的網絡效果。它已獲得廣泛的行業和市場認可，包括《財富加密貨幣》 40號，前50個區塊鏈遊戲公司2025，《金融時報》的高增長公司亞太地區和德勤技術快速。

Animoca Brands realizes its mission via three integrated business pillars: operating Web3 businesses to advance blockchain adoption with native projects such as Moca Network, Anichess, The Sandbox, Open Campus, NEOM Web3 initiatives, and a regulated stablecoin project in partnership with Standard Chartered and HKT; providing digital asset advisory services including tokenomics advisory, liquidity provisioning, and institutional research to help external Web3 projects grow; and investment management, with a portfolio of investments in over 540 companies including industry leaders Pudgy Penguins, Yuga Labs, Axie Infinity, Polygon, Consensys, Magic Eden, OpenSea, Dapper Labs, YGG, and many others.

Animoca Brands通過三個集成的業務支柱實現了其使命：操作Web3業務，以與MOCA Network，Anichess，Sandbox，Open Campus，Neom Web3計劃以及與標準Chartered and HKT合作，促進與本土項目的採用區塊鏈採用；提供數字資產諮詢服務，包括令牌諮詢，流動性供應和機構研究，以幫助外部Web3項目增長；和投資管理，包括在540多家公司中進行投資組合，包括行業領導者矮胖的企鵝，Yuga Labs，Axie Infinity，Polygon，Consensys，Consensys，Magic Eden，Opensea，Dapper Labs，YGG，YGG等。

For more information visit www.animocabrands.com or follow on X, YouTube, Instagram, LinkedIn, Facebook, and TikTok.

有關更多信息，請訪問www.animocabrands.com或關注X，YouTube，Instagram，LinkedIn，Facebook和Tiktok。

About HackQuest

關於hackquest

HackQuest is the gateway to the Web3 development world, providing a comprehensive, one-stop educational infrastructure that minimizes friction and helps onboard developers and non-developers to the world of Web3. HackQuest believes that improving Web3 developer education is key to driving mass adoption.

HackQuest是通往Web3開發世界的門戶，它提供了一個全面的一站式教育基礎設施，可將摩擦降至最低，並幫助船上開發人員和非開發人員到Web3世界。 Hackquest認為，改善Web3開發人員教育是推動大眾採用的關鍵。

About Pencil FinancePencil Finance

關於鉛筆金融鋼筆融資