雷·達利奧（Ray Dalio）的比特幣和黃金遊戲：投資者的新時代？

雷·達利奧（Ray Dalio）建議將15％的投資組合分配給比特幣或黃金，而在經濟不確定性的上升中。這是新的投資規範嗎？

Ray Dalio's Bitcoin and Gold Play: A New Era for Investors?

雷·達利奧（Ray Dalio）的比特幣和黃金遊戲：投資者的新時代？

Ray Dalio, the legendary founder of Bridgewater Associates, is sounding the alarm! He's suggesting investors allocate up to 15% of their portfolios to Bitcoin or gold. Why? To hedge against the spiraling U.S. debt and potential currency devaluation. Is this a financial game-changer? Let's dive in.

Bridgewater Associates的傳奇創始人Ray Dalio在發出警報！他建議投資者將其投資組合的15％分配給比特幣或黃金。為什麼？對沖美國債務和潛在的貨幣貶值。這是改變金融遊戲的人嗎？讓我們潛水。

Dalio's Shift: From Skeptic to Supporter

達利奧（Dalio）的轉移：從懷疑論到支持者

Dalio's current stance marks a significant evolution. Back in early 2022, he recommended a mere 1-2% allocation to Bitcoin. Now, he's suggesting a whopping 15%! This dramatic shift underscores his growing concern about the U.S. economy's trajectory. He advocates for assets that can maintain value long-term, emphasizing the “best return-to-risk ratio.”

達利奧（Dalio）的當前立場標誌著顯著的演變。早在2022年初，他建議僅向比特幣分配1-2％。現在，他建議高達15％！這種戲劇性的轉變強調了他對美國經濟軌蹟的日益關注。他主張可以保持長期價值的資產，強調“最佳返回風險比率”。

“If you were optimizing your portfolio for the best return-to-risk ratio, you would have about 15% of your money in gold or Bitcoin,” Dalio stated. It's a bold statement that's got Wall Street buzzing.

達利奧說：“如果您要以最佳的返回風險比率優化投資組合，那麼您將擁有大約15％的黃金或比特幣資金。”這是一個大膽的聲明，引起了華爾街的嗡嗡聲。

Gold vs. Bitcoin: Dalio's Preference

黃金與比特幣：達利奧的偏愛

While Dalio is warming up to Bitcoin, he still has a soft spot for gold. He admits to owning some Bitcoin but emphasizes that gold remains his preferred choice. He leaves the decision of how to split the 15% allocation to individual investors, based on their risk tolerance and outlook.

當達利奧（Dalio）熱身到比特幣時，他仍然對黃金情有獨鍾。他承認擁有一些比特幣，但強調黃金仍然是他的首選選擇。他決定如何根據風險承受能力和前景將15％的分配分配給單個投資者。

The $36 Trillion Elephant in the Room: U.S. Debt

房間裡的36萬億美元大象：美國債務

Dalio's warning is fueled by the staggering U.S. national debt, which has surpassed $36.7 trillion. He predicts the government may need to issue another $12 trillion in new Treasury bonds, potentially devaluing the U.S. dollar. A recent U.S. Treasury report supports this outlook, revealing increased borrowing expectations due to weaker tax revenues.

達利奧（Dalio）的警告源於令人驚嘆的美國國家債務，該債務超過了36.7萬億美元。他預測，政府可能需要再發行12萬億美元的新國庫券，可能會貶值美元。美國最近的一份美國財政部報告支持了這一前景，顯示由於稅收較弱，借貸期望的增加。

Bitcoin and Gold: Inflation Hedges?

比特幣和黃金：通貨膨脹對沖？

Dalio joins a growing chorus of financial experts who see Bitcoin and gold as hedges against inflation. With fiat currencies facing pressure, these assets are gaining traction as stores of value. Bitcoin, in particular, is increasingly viewed as a hedge against central bank policies, while gold maintains its status as a safe haven during economic uncertainty.

達利奧（Dalio）加入了越來越多的金融專家合唱，他們將比特幣和黃金視為反對通貨膨脹的樹籬。通過法定貨幣面臨壓力，這些資產作為價值存儲而獲得了吸引力。尤其是比特幣，越來越被視為對中央銀行政策的對沖，而黃金在經濟不確定性期間保持了其作為避風港的地位。

The Bigger Picture: Why 15% Matters

大局：為什麼15％很重要

Dalio's 15% allocation recommendation is a call to action. It encourages investors to be proactive instead of reactive. This could signal a major shift in traditional investment thinking, especially coming from a figure deeply rooted in conventional finance. Increased institutional interest in Bitcoin may follow, a trend already underway.

達利奧（Dalio）的15％分配建議是行動呼籲。它鼓勵投資者積極主動而不是反應。這可能表明傳統投資思維的重大轉變，尤其是來自源於傳統財務的人物。隨之而來的趨勢可能會隨後對比特幣的機構興趣增加。

My Two Satoshis (or Cents)

我的兩個satoshis（或美分）

While Dalio's advice is noteworthy, remember that diversification is key. Spreading investments across various asset classes can mitigate risk. Dalio himself prefers gold, but Bitcoin's potential for high returns can't be ignored. For those with a higher risk tolerance, a larger Bitcoin allocation within that 15% might be appealing. However, it's crucial to do your own research and consult with a financial advisor to determine what suits your personal circumstances.

儘管達利奧（Dalio）的建議值得注意，但請記住，多元化是關鍵。在各種資產類別中傳播投資可以減輕風險。達利奧本人更喜歡黃金，但是比特幣的高回報潛力並不能忽略。對於那些風險承受能力較高的人，在15％的人中，比特幣分配較大可能會吸引人。但是，進行自己的研究並諮詢財務顧問以確定適合您個人情況的問題至關重要。

Final Thoughts

最後的想法

Ray Dalio's advice serves as a wake-up call. Economic conditions are evolving, and investors need to adapt. Whether you're a seasoned pro or just starting, a balanced exposure to Bitcoin and gold might offer crucial protection. So, diversify now and maybe you can sleep a little better when the next economic storm rolls in. Happy investing!

雷·達利奧（Ray Dalio）的建議是警鐘。經濟狀況正在發展，投資者需要適應。無論您是經驗豐富的專業人士還是剛開始，對比特幣和黃金的平衡曝光都可能提供至關重要的保護。因此，現在多樣化，也許當下一個經濟風暴湧入時，您可以睡得更好。