雷·达利奥（Ray Dalio）的比特币和黄金游戏：投资者的新时代？

雷·达利奥（Ray Dalio）建议将15％的投资组合分配给比特币或黄金，而在经济不确定性的上升中。这是新的投资规范吗？

Ray Dalio's Bitcoin and Gold Play: A New Era for Investors?

雷·达利奥（Ray Dalio）的比特币和黄金游戏：投资者的新时代？

Ray Dalio, the legendary founder of Bridgewater Associates, is sounding the alarm! He's suggesting investors allocate up to 15% of their portfolios to Bitcoin or gold. Why? To hedge against the spiraling U.S. debt and potential currency devaluation. Is this a financial game-changer? Let's dive in.

Bridgewater Associates的传奇创始人Ray Dalio在发出警报！他建议投资者将其投资组合的15％分配给比特币或黄金。为什么？对冲美国债务和潜在的货币贬值。这是改变金融游戏的人吗？让我们潜水。

Dalio's Shift: From Skeptic to Supporter

达利奥（Dalio）的转移：从怀疑论到支持者

Dalio's current stance marks a significant evolution. Back in early 2022, he recommended a mere 1-2% allocation to Bitcoin. Now, he's suggesting a whopping 15%! This dramatic shift underscores his growing concern about the U.S. economy's trajectory. He advocates for assets that can maintain value long-term, emphasizing the “best return-to-risk ratio.”

达利奥（Dalio）的当前立场标志着显着的演变。早在2022年初，他建议仅向比特币分配1-2％。现在，他建议高达15％！这种戏剧性的转变强调了他对美国经济轨迹的日益关注。他主张可以保持长期价值的资产，强调“最佳返回风险比率”。

“If you were optimizing your portfolio for the best return-to-risk ratio, you would have about 15% of your money in gold or Bitcoin,” Dalio stated. It's a bold statement that's got Wall Street buzzing.

达利奥说：“如果您要以最佳的返回风险比率优化投资组合，那么您将拥有大约15％的黄金或比特币资金。”这是一个大胆的声明，引起了华尔街的嗡嗡声。

Gold vs. Bitcoin: Dalio's Preference

黄金与比特币：达利奥的偏好

While Dalio is warming up to Bitcoin, he still has a soft spot for gold. He admits to owning some Bitcoin but emphasizes that gold remains his preferred choice. He leaves the decision of how to split the 15% allocation to individual investors, based on their risk tolerance and outlook.

当达利奥（Dalio）热身到比特币时，他仍然对黄金情有独钟。他承认拥有一些比特币，但强调黄金仍然是他的首选选择。他决定如何根据风险承受能力和前景将15％的分配分配给单个投资者。

The $36 Trillion Elephant in the Room: U.S. Debt

房间里的36万亿美元大象：美国债务

Dalio's warning is fueled by the staggering U.S. national debt, which has surpassed $36.7 trillion. He predicts the government may need to issue another $12 trillion in new Treasury bonds, potentially devaluing the U.S. dollar. A recent U.S. Treasury report supports this outlook, revealing increased borrowing expectations due to weaker tax revenues.

达利奥（Dalio）的警告源于令人惊叹的美国国家债务，该债务超过了36.7万亿美元。他预测，政府可能需要再发行12万亿美元的新国库券，可能会贬值美元。美国最近的一份美国财政部报告支持了这一前景，显示由于税收较弱，借贷期望的增加。

Bitcoin and Gold: Inflation Hedges?

比特币和黄金：通货膨胀对冲？

Dalio joins a growing chorus of financial experts who see Bitcoin and gold as hedges against inflation. With fiat currencies facing pressure, these assets are gaining traction as stores of value. Bitcoin, in particular, is increasingly viewed as a hedge against central bank policies, while gold maintains its status as a safe haven during economic uncertainty.

达利奥（Dalio）加入了越来越多的金融专家合唱，他们将比特币和黄金视为反对通货膨胀的树篱。通过法定货币面临压力，这些资产作为价值存储而获得了吸引力。尤其是比特币，越来越被视为对中央银行政策的对冲，而黄金在经济不确定性期间保持了其作为避风港的地位。

The Bigger Picture: Why 15% Matters

大局：为什么15％很重要

Dalio's 15% allocation recommendation is a call to action. It encourages investors to be proactive instead of reactive. This could signal a major shift in traditional investment thinking, especially coming from a figure deeply rooted in conventional finance. Increased institutional interest in Bitcoin may follow, a trend already underway.

达利奥（Dalio）的15％分配建议是行动呼吁。它鼓励投资者积极主动而不是反应。这可能表明传统投资思维的重大转变，尤其是来自源于传统财务的人物。随之而来的趋势可能会随后对比特币的机构兴趣增加。

My Two Satoshis (or Cents)

我的两个satoshis（或美分）

While Dalio's advice is noteworthy, remember that diversification is key. Spreading investments across various asset classes can mitigate risk. Dalio himself prefers gold, but Bitcoin's potential for high returns can't be ignored. For those with a higher risk tolerance, a larger Bitcoin allocation within that 15% might be appealing. However, it's crucial to do your own research and consult with a financial advisor to determine what suits your personal circumstances.

尽管达利奥（Dalio）的建议值得注意，但请记住，多元化是关键。在各种资产类别中传播投资可以减轻风险。达利奥本人更喜欢黄金，但是比特币的高回报潜力并不能忽略。对于那些风险承受能力较高的人，在15％的人中，比特币分配较大可能会吸引人。但是，进行自己的研究并咨询财务顾问以确定适合您个人情况的问题至关重要。

Final Thoughts

最后的想法

Ray Dalio's advice serves as a wake-up call. Economic conditions are evolving, and investors need to adapt. Whether you're a seasoned pro or just starting, a balanced exposure to Bitcoin and gold might offer crucial protection. So, diversify now and maybe you can sleep a little better when the next economic storm rolls in. Happy investing!

雷·达利奥（Ray Dalio）的建议是警钟。经济状况正在发展，投资者需要适应。无论您是经验丰富的专业人士还是刚开始，对比特币和黄金的平衡曝光都可能提供至关重要的保护。因此，现在多样化，也许当下一个经济风暴涌入时，您可以睡得更好。