如何在不出售加密貨幣的情況下獲利

您可以透過多種方式從加密貨幣中獲利，而無需出售您的代幣。我們將解釋如何透過借貸、質押、流動性挖礦以及使用加密貨幣作為貸款抵押品從加密貨幣中獲利。

There are a number of ways you can make profits from crypto without selling your coins. We’ll explain how you can take profits from your crypto through lending, staking, yield farming and using your crypto as collateral for a loan.

您可以透過多種方式從加密貨幣中獲利，而無需出售您的代幣。我們將解釋如何透過借貸、質押、流動性挖礦以及使用加密貨幣作為貸款抵押品從加密貨幣中獲利。

While these methods won’t give you as much liquidity as you could get by simply selling your coins, they can result in solid earnings over a longer period of time and allow you to benefit from the your crypto potentially increasing in price.

雖然這些方法不會為您提供與簡單出售代幣一樣多的流動性，但它們可以在較長時間內帶來穩定的收入，並讓您從加密貨幣潛在的價格上漲中受益。

How to take profits from crypto without selling?

如何在不出售加密貨幣的情況下獲利？

There are four main ways in which you can take profit from crypto without selling it:

您可以透過四種主要方式從加密貨幣中獲利而不出售它：

* Lend out your crypto to earn interest

* 出借您的加密貨幣以賺取利息

* Stake your crypto

* 質押你的加密貨幣

* Use your crypto to farm yield in DeFi

* 使用您的加密貨幣在 DeFi 中獲取收益

* Use your crypto as collateral for a loan

* 使用您的加密貨幣作為貸款抵押品

Now, let’s take a closer look at each of these methods.

現在，讓我們仔細看看這些方法。

Lend out your crypto to earn interest

出借您的加密貨幣以賺取利息

出借您的加密貨幣以賺取利息

Many cryptocurrency exchanges (for example Binance and KuCoin) provide lending products where you can earn passive income from crypto by lending out your coins.

許多加密貨幣交易所（例如幣安和 KuCoin）提供借貸產品，您可以透過借出硬幣來從加密貨幣中賺取被動收入。

Lending products offered by exchanges are a relatively safe way of earning yield from your crypto, although you could still end up with a loss overall if the value of the cryptocurrency you’re lending declines to the point where it offsets the interest you have earned so far.

交易所提供的借貸產品是從加密貨幣中賺取收益的相對安全的方式，儘管如果您借出的加密貨幣的價值下降到抵消了您所賺取的利息，您仍然可能最終遭受整體損失，因此遠的。

Typically, users can choose between fixed and flexible lending products. Fixed products require users to lock up their cryptocurrency for a predetermined period and the rewards are only earned if the user doesn’t withdraw their coins before that period expires.

通常，用戶可以在固定貸款產品和靈活貸款產品之間進行選擇。固定產品要求用戶在預定期限內鎖定其加密貨幣，並且只有在該期限到期之前用戶未提取其貨幣才能獲得獎勵。

Meanwhile, flexible products allow users to withdraw their cryptocurrency at any time and keep the rewards, but offer lower interest rates than fixed lending products.

同時，靈活的產品允許​​用戶隨時提取加密貨幣並保留獎勵，但利率低於固定貸款產品。

Here, it’s worth keeping in mind that stablecoins tend to have the highest interest rates among all types of crypto assets. However, if you’re trying to profit from your crypto without selling it, you can still lend out coins such as Bitcoin and Ethereum to earn (lower) yield on your crypto.

在這裡，值得記住的是，在所有類型的加密資產中，穩定幣往往具有最高的利率。但是，如果您想在不出售加密貨幣的情況下從中獲利，您仍然可以藉出比特幣和以太幣等代幣，以賺取（較低的）加密貨幣收益。

Stake your crypto

質押你的加密貨幣

質押你的加密貨幣

Another way to earn profit on your cryptocurrency without selling it is to stake your coins. This only applies to coins that utilize a Proof-of-Stake (PoS) consensus mechanism, for example Ethereum, Solana, Cardano, Toncoin and Polkadot.

另一種在不出售加密貨幣的情況下賺取利潤的方法是抵押您的代幣。這僅適用於利用權益證明 (PoS) 共識機制的代幣，例如以太坊、Solana、Cardano、Toncoin 和 Polkadot。

PoS cryptocurrencies don’t use mining to add new blocks to the blockchain. Instead, users temporarily lock up their coins and become a validator. With each new block, a validator is selected to add it to the blockchain.

PoS 加密貨幣不使用挖礦來為區塊鏈添加新區塊。相反，用戶暫時鎖定他們的代幣並成為驗證者。對於每個新區塊，都會選擇一個驗證器將其添加到區塊鏈中。

After adding a new block to the blockchain, the validatorr receives a reward, but PoS protocols also implement punishments for validators that behave dishonestly (for example trying to pass off an invalid transaction as valid). If a validator is found to be acting against the rules of the protocol, a portion of their staked coins is taken away from them.

在區塊鏈添加新區塊後，驗證者會收到獎勵，但 PoS 協議也會對不誠實行為的驗證者實施懲罰（例如試圖將無效交易冒充為有效交易）。如果發現驗證者的行為違反了協議規則，那麼他們所質押的代幣的一部分就會被拿走。

Depending on the specific cryptocurrency, you can either participate in staking directly as a validator or delegate your coins to an existing validator. In the example where you delegate your coins to a validator, you will receive a portion of the staking rewards they earn.

根據特定的加密貨幣，您可以作為驗證者直接參與質押，也可以將您的代幣委託給現有驗證者。在您將代幣委託給驗證者的範例中，您將獲得他們賺取的部分質押獎勵。

Staking is a relatively safe way of earning yield with your cryptocurrency holdings, so long as you take precautions to secure your cryptocurrency wallet and do your research on validators before you delegate your coins to them.

質押是一種透過持有的加密貨幣賺取收益的相對安全的方式，只要您在將代幣委託給驗證者之前採取預防措施來保護您的加密貨幣錢包並對其進行研究即可。

Use your crypto to farm yield in DeFi

使用您的加密貨幣在 DeFi 中獲取收益

使用您的加密貨幣在 DeFi 中獲取收益

If you’ve been involved in the DeFi (decentralized finance) space, you’ve likely encountered the term “yield farming”.

如果您涉足 DeFi（去中心化金融）領域，您可能遇到過「流動性挖礦」一詞。

Yield farming refers to the practice of using DeFi protocols to earn token rewards by providing liquidity, staking, or lending tokens. Often, experienced yield farmers combine multiple DeFi protocols to maximize their returns. Yield farming typically involves more passive investment strategies rather than active trading.

流動性挖礦是指使用 DeFi 協議透過提供流動性、質押或借貸代幣來賺取代幣獎勵的做法。通常，經驗豐富的流動性農民會結合多種 DeFi 協議來最大化他們的回報。流動性挖礦通常涉及更多被動投資策略，而不是主動交易。

Liquidity is crucial for DeFi protocols. High liquidity allows for efficient transactions between different types of tokens with minimal price impact. However, the market is already crowded with numerous DeFi protocols competing for their share of liquidity.

流動性對於 DeFi 協定至關重要。高流動性允許不同類型代幣之間進行高效交易，同時對價格影響最小。然而，市場上已經擠滿了眾多 DeFi 協議，爭奪流動性份額。

To enhance their liquidity, many projects have introduced liquidity mining. This involves users providing liquidity to specific pools. In addition to standard rewards from trading fees generated by the liquidity pool, liquidity providers also receive the protocol’s governance tokens.

為了增強其流動性，許多項目都引入了流動性挖礦。這涉及用戶向特定池提供流動性。除了流動性池產生的交易費用的標準獎勵外，流動性提供者還可以獲得協議的治理代幣。

In addition to yield farming, other ways of earning crypto in DeFi include liquid staking through protocols as Lido, as well as lending through protocols such Aave and Compound.

除了流動性挖礦之外，在 DeFi 中賺取加密貨幣的其他方式還包括透過 Lido 等協議進行流動性質押，以及透過 Aave 和 Compound 等協議進行借貸。

DeFi yield aggregators such as Yearn Finance and Beefy Finance automate the process of earning yield through DeFi protocols and are a good option to consider if you don't have a lot of knowledge about individual DeFi protocols.

Yearn Finance 和 Beefy Finance 等 DeFi 收益聚合器可以自動化透過 DeFi 協議賺取收益的過程，如果您對各個 DeFi 協議沒有太多了解，那麼這是一個不錯的選擇。

Use your crypto as collateral for a loan

使用您的加密貨幣作為貸款的抵押品

使用您的加密貨幣作為貸款的抵押品

Another way to take profits from crypto without selling is to use your cryptocurrency as collateral to take out a loan in fiat currency or a stablecoin.

另一種在不出售加密貨幣的情況下獲利的方法是使用加密貨幣作為抵押品以法定貨幣或穩定幣獲得貸款。

This gives you access to liquidity immediately but allows you to still benefit from the cryptocurrency you’re holding potentially increasing in price. Of course, there’s no such thing as free lunch, as you’ll have to pay interest on the loan.

這使您可以立即獲得流動性，但仍然可以從您持有的加密貨幣的價格可能上漲中受益。當然，天下沒有白吃的午餐，你必須支付貸款利息。