如何在不出售加密货币的情况下获利

您可以通过多种方式从加密货币中获利，而无需出售您的代币。我们将解释如何通过借贷、质押、流动性挖矿以及使用加密货币作为贷款抵押品从加密货币中获利。

There are a number of ways you can make profits from crypto without selling your coins. We’ll explain how you can take profits from your crypto through lending, staking, yield farming and using your crypto as collateral for a loan.

您可以通过多种方式从加密货币中获利，而无需出售您的代币。我们将解释如何通过借贷、质押、流动性挖矿以及使用加密货币作为贷款抵押品从加密货币中获利。

While these methods won’t give you as much liquidity as you could get by simply selling your coins, they can result in solid earnings over a longer period of time and allow you to benefit from the your crypto potentially increasing in price.

虽然这些方法不会为您提供与简单出售代币一样多的流动性，但它们可以在较长时间内带来稳定的收入，并让您从加密货币潜在的价格上涨中受益。

How to take profits from crypto without selling?

如何在不出售加密货币的情况下获利？

There are four main ways in which you can take profit from crypto without selling it:

您可以通过四种主要方式从加密货币中获利而不出售它：

* Lend out your crypto to earn interest

* 出借您的加密货币以赚取利息

* Stake your crypto

* 质押你的加密货币

* Use your crypto to farm yield in DeFi

* 使用您的加密货币在 DeFi 中获取收益

* Use your crypto as collateral for a loan

* 使用您的加密货币作为贷款抵押品

Now, let’s take a closer look at each of these methods.

现在，让我们仔细看看这些方法。

Lend out your crypto to earn interest

出借您的加密货币以赚取利息

出借您的加密货币以赚取利息

Many cryptocurrency exchanges (for example Binance and KuCoin) provide lending products where you can earn passive income from crypto by lending out your coins.

许多加密货币交易所（例如币安和 KuCoin）提供借贷产品，您可以通过借出硬币来从加密货币中赚取被动收入。

Lending products offered by exchanges are a relatively safe way of earning yield from your crypto, although you could still end up with a loss overall if the value of the cryptocurrency you’re lending declines to the point where it offsets the interest you have earned so far.

交易所提供的借贷产品是从加密货币中赚取收益的相对安全的方式，尽管如果您借出的加密货币的价值下降到抵消了您所赚取的利息，您仍然可能最终遭受整体损失，因此远的。

Typically, users can choose between fixed and flexible lending products. Fixed products require users to lock up their cryptocurrency for a predetermined period and the rewards are only earned if the user doesn’t withdraw their coins before that period expires.

通常，用户可以在固定贷款产品和灵活贷款产品之间进行选择。固定产品要求用户在预定期限内锁定其加密货币，并且只有在该期限到期之前用户未提取其货币才能获得奖励。

Meanwhile, flexible products allow users to withdraw their cryptocurrency at any time and keep the rewards, but offer lower interest rates than fixed lending products.

同时，灵活的产品允许用户随时提取加密货币并保留奖励，但利率低于固定贷款产品。

Here, it’s worth keeping in mind that stablecoins tend to have the highest interest rates among all types of crypto assets. However, if you’re trying to profit from your crypto without selling it, you can still lend out coins such as Bitcoin and Ethereum to earn (lower) yield on your crypto.

在这里，值得记住的是，在所有类型的加密资产中，稳定币往往具有最高的利率。但是，如果您想在不出售加密货币的情况下从中获利，您仍然可以借出比特币和以太坊等代币，以获得（较低的）加密货币收益。

Stake your crypto

质押你的加密货币

质押您的加密货币

Another way to earn profit on your cryptocurrency without selling it is to stake your coins. This only applies to coins that utilize a Proof-of-Stake (PoS) consensus mechanism, for example Ethereum, Solana, Cardano, Toncoin and Polkadot.

另一种在不出售加密货币的情况下赚取利润的方法是抵押您的代币。这仅适用于利用权益证明 (PoS) 共识机制的代币，例如以太坊、Solana、Cardano、Toncoin 和 Polkadot。

PoS cryptocurrencies don’t use mining to add new blocks to the blockchain. Instead, users temporarily lock up their coins and become a validator. With each new block, a validator is selected to add it to the blockchain.

PoS 加密货币不使用挖矿来向区块链添加新区块。相反，用户暂时锁定他们的代币并成为验证者。对于每个新块，都会选择一个验证器将其添加到区块链中。

After adding a new block to the blockchain, the validatorr receives a reward, but PoS protocols also implement punishments for validators that behave dishonestly (for example trying to pass off an invalid transaction as valid). If a validator is found to be acting against the rules of the protocol, a portion of their staked coins is taken away from them.

在向区块链添加新块后，验证者会收到奖励，但 PoS 协议也会对不诚实行为的验证者实施惩罚（例如试图将无效交易冒充为有效交易）。如果发现验证者的行为违反了协议规则，那么他们所质押的代币的一部分就会被拿走。

Depending on the specific cryptocurrency, you can either participate in staking directly as a validator or delegate your coins to an existing validator. In the example where you delegate your coins to a validator, you will receive a portion of the staking rewards they earn.

根据特定的加密货币，您可以作为验证者直接参与质押，也可以将您的代币委托给现有验证者。在您将代币委托给验证者的示例中，您将获得他们赚取的部分质押奖励。

Staking is a relatively safe way of earning yield with your cryptocurrency holdings, so long as you take precautions to secure your cryptocurrency wallet and do your research on validators before you delegate your coins to them.

质押是一种通过持有的加密货币赚取收益的相对安全的方式，只要您在将代币委托给验证者之前采取预防措施来保护您的加密货币钱包并对其进行研究即可。

Use your crypto to farm yield in DeFi

使用您的加密货币在 DeFi 中获取收益

使用您的加密货币在 DeFi 中获取收益

If you’ve been involved in the DeFi (decentralized finance) space, you’ve likely encountered the term “yield farming”.

如果您涉足 DeFi（去中心化金融）领域，您可能遇到过“流动性挖矿”一词。

Yield farming refers to the practice of using DeFi protocols to earn token rewards by providing liquidity, staking, or lending tokens. Often, experienced yield farmers combine multiple DeFi protocols to maximize their returns. Yield farming typically involves more passive investment strategies rather than active trading.

流动性挖矿是指使用 DeFi 协议通过提供流动性、质押或借贷代币来赚取代币奖励的做法。通常，经验丰富的流动性农民会结合多种 DeFi 协议来最大化他们的回报。流动性挖矿通常涉及更多被动投资策略，而不是主动交易。

Liquidity is crucial for DeFi protocols. High liquidity allows for efficient transactions between different types of tokens with minimal price impact. However, the market is already crowded with numerous DeFi protocols competing for their share of liquidity.

流动性对于 DeFi 协议至关重要。高流动性允许不同类型代币之间进行高效交易，同时对价格影响最小。然而，市场上已经挤满了众多 DeFi 协议，争夺流动性份额。

To enhance their liquidity, many projects have introduced liquidity mining. This involves users providing liquidity to specific pools. In addition to standard rewards from trading fees generated by the liquidity pool, liquidity providers also receive the protocol’s governance tokens.

为了增强其流动性，许多项目都引入了流动性挖矿。这涉及用户向特定池提供流动性。除了流动性池产生的交易费用的标准奖励外，流动性提供者还可以获得协议的治理代币。

In addition to yield farming, other ways of earning crypto in DeFi include liquid staking through protocols as Lido, as well as lending through protocols such Aave and Compound.

除了流动性挖矿之外，在 DeFi 中赚取加密货币的其他方式还包括通过 Lido 等协议进行流动性质押，以及通过 Aave 和 Compound 等协议进行借贷。

DeFi yield aggregators such as Yearn Finance and Beefy Finance automate the process of earning yield through DeFi protocols and are a good option to consider if you don't have a lot of knowledge about individual DeFi protocols.

Yearn Finance 和 Beefy Finance 等 DeFi 收益聚合器可以自动化通过 DeFi 协议赚取收益的过程，如果您对各个 DeFi 协议没有太多了解，那么这是一个不错的选择。

Use your crypto as collateral for a loan

使用您的加密货币作为贷款的抵押品

使用您的加密货币作为贷款的抵押品

Another way to take profits from crypto without selling is to use your cryptocurrency as collateral to take out a loan in fiat currency or a stablecoin.

另一种在不出售加密货币的情况下获利的方法是使用加密货币作为抵押品以法定货币或稳定币获得贷款。

This gives you access to liquidity immediately but allows you to still benefit from the cryptocurrency you’re holding potentially increasing in price. Of course, there’s no such thing as free lunch, as you’ll have to pay interest on the loan.

这使您可以立即获得流动性，但仍然可以从您持有的加密货币的价格可能上涨中受益。当然，天下没有免费的午餐，你必须支付贷款利息。