彼得·席夫（Peter Schiff）對美元的穩定穩定蛋白保持了懷疑，主張在採用穩定的穩定者中，倡導金牌的代幣作為卓越的價值存儲。

Peter Schiff's Stablecoin Stance: Gold vs. Fiat in the Crypto Age

彼得·席夫（Peter Schiff）的穩定姿態：金牌與菲亞特（Fiat）

In the ever-evolving world of cryptocurrency, the debate between stablecoins and traditional fiat currency continues to heat up. Add gold bug Peter Schiff to the mix, and things get even more interesting. Schiff, known for his skepticism towards Bitcoin and crypto, has consistently voiced concerns about dollar-pegged stablecoins, championing gold-backed tokens as a more reliable store of value.

在不斷發展的加密貨幣世界中，穩定幣與傳統菲亞特貨幣之間的辯論繼續升溫。將金蟲彼得·希夫（Peter Schiff）添加到混音中，事情變得更加有趣。席夫（Schiff）以對比特幣和加密貨幣的懷疑而聞名，他一直對美元的穩定stablecoins表示擔憂，並以更可靠的價值存儲了金牌。

Schiff's Critique of Dollar-Pegged Stablecoins

席夫（Schiff）對美元的穩定穩態

Schiff's main argument centers around the perceived flaws of fiat currencies like the U.S. dollar. As he tweeted back on June 19, 2025, why settle for a token backed by a "flawed fiat currency" when you can own one backed by gold? He sees gold-backed tokens as offering the same liquidity but with the added benefit of a "real store of value." It's a classic Schiff take, sticking to his guns on gold's enduring appeal.

席夫的主要論點集中在諸如美元之類的法定貨幣中所感知的缺陷。當他在2025年6月19日發推文時，當您可以擁有以黃金支持的支持時，為什麼要為以“有缺陷的法定貨幣”的支持而定下來？他認為金牌的代幣提供了相同的流動性，但帶有“真正的價值存儲”的額外好處。這是席夫（Schiff）的經典所在，堅持使用Gold持久吸引力的槍支。

Stablecoins on the Rise: The GENIUS Act and Market Growth

Stablecoins正在上升：天才法案和市場增長

Despite Schiff's reservations, the stablecoin market is experiencing significant growth. The market cap currently stands at $251.88 billion. The U.S. Senate's approval of the GENIUS Act, aimed at providing regulatory guidelines for USD-pegged stablecoins, signals increasing confidence in these digital assets. Treasury Secretary Scott Bessent believes stablecoins can even reinforce the dollar's supremacy, positioning the U.S. as a hub for digital asset innovation.

儘管席夫（Schiff）保留了保留，但斯塔布萊幣市場（Stablecoin Market）正在經歷顯著增長。市值目前為2518.8億美元。美國參議院對《天才法》的批准，旨在為USD pegggggggeggecoins提供監管指南，並信號提高了對這些數字資產的信心。財政部長斯科特·貝斯特（Scott Bessent）認為，穩定幣甚至可以加強美元的至高無上，將美國定位為數字資產創新的樞紐。

Regulatory Shifts and Congressional Action

監管轉變和國會行動

The regulatory landscape for stablecoins has undergone a dramatic shift. Agencies are opening doors for issuers, enforcement actions are quieting, and Congress is poised to pass comprehensive stablecoin legislation. The FDIC stated that banks can engage in crypto activities like holding stablecoin reserves without prior approval, reversing previous restrictive positions. The SEC has also dropped investigations against Binance and PayPal regarding their stablecoins, signaling a more flexible approach.

穩定劑的監管景觀經歷了巨大的轉變。機構正在為發行人開門，執法行動正在安靜，國會有望通過全面的穩定立法。 FDIC表示，銀行可以從事加密活動，例如未經事先批准，持有穩定儲備，從而扭轉了以前的限制性職位。 SEC還放棄了針對Binance和Paypal關於其穩定幣的調查，表明了一種更靈活的方法。

Gold Still in Schiff's Heart (Despite Bitcoin Regrets)

席夫心中的黃金（儘管比特幣感到遺憾）

While Schiff has expressed regret about missing the opportunity to invest in Bitcoin early, especially after its surge above $110,000, he remains steadfast in his belief in gold. He views gold as the more reliable long-term investment, even as he acknowledges Bitcoin's impressive growth. It seems the lure of gold is too strong for Schiff to fully embrace the crypto world, even with a touch of FOMO creeping in.

儘管席夫（Schiff）對失去早期投資的機會感到遺憾，尤其是在其超過110,000美元以上，他仍然堅定地信仰黃金。他認為黃金是更可靠的長期投資，即使他承認比特幣令人印象深刻的增長。似乎黃金的誘餌太強大了，即使弗莫（Fomo）蔓延開來，也無法完全擁抱加密世界。

The Future of Stablecoins: A Balancing Act

Stablecoins的未來：平衡行為

Stablecoin regulation is evolving rapidly. Comprehensive legislation will likely provide regulatory clarity and flexibility for issuance. For investors, understanding which regulator oversees their stablecoin investments—whether federal banking regulators, the OCC, or state authorities—will be crucial. As Congress reconciles the bills’ differences, investors should monitor how these negotiations affect regulatory structure, issuer eligibility, and consumer protections in the evolving stablecoin landscape.

穩定的調節正在迅速發展。全面的立法可能會為發行提供法規清晰度和靈活性。對於投資者而言，了解哪個監管機構負責監督其Stablecoin投資（無論是聯邦銀行監管機構，OCC還是州當局）將是至關重要的。隨著國會和解法案的差異，投資者應監控這些談判如何影響不斷發展的Stablecoin景觀中的監管結構，發行人資格和消費者保護。

Final Thoughts

最後的想法

So, where does all this leave us? Peter Schiff is still waving the gold flag, while the stablecoin market keeps chugging along, fueled by regulatory tailwinds and growing adoption. It's a fascinating tug-of-war between old-school finance and the brave new world of crypto. One thing's for sure: it's never a dull moment in the financial markets, especially when Peter Schiff is around to share his two cents (or should we say, two gold coins?).

那麼，所有這些都在哪裡離開我們？彼得·希夫（Peter Schiff）仍在揮舞金旗，而穩定市場則不斷努力，這是受監管的後風和越來越多的收養所推動的。這是老式的金融和勇敢的新世界加密世界之間引人入勝的拔河。可以肯定的是：這在金融市場上從來都不是一個沉悶的時刻，尤其是當彼得·希夫（Peter Schiff）分享他的兩分錢時（或者我們應該說兩個金幣？）。