彼得·席夫（Peter Schiff）对美元的稳定稳定蛋白保持了怀疑，主张在采用稳定的稳定者中，倡导金牌的代币作为卓越的价值存储。

Peter Schiff's Stablecoin Stance: Gold vs. Fiat in the Crypto Age

彼得·席夫（Peter Schiff）的稳定姿态：金牌与菲亚特（Fiat）

In the ever-evolving world of cryptocurrency, the debate between stablecoins and traditional fiat currency continues to heat up. Add gold bug Peter Schiff to the mix, and things get even more interesting. Schiff, known for his skepticism towards Bitcoin and crypto, has consistently voiced concerns about dollar-pegged stablecoins, championing gold-backed tokens as a more reliable store of value.

在不断发展的加密货币世界中，稳定币与传统菲亚特货币之间的辩论继续升温。将金虫彼得·希夫（Peter Schiff）添加到混音中，事情变得更加有趣。席夫（Schiff）以对比特币和加密货币的怀疑而闻名，他一直对美元的稳定stablecoins表示担忧，并以更可靠的价值存储了金牌。

Schiff's Critique of Dollar-Pegged Stablecoins

席夫（Schiff）对美元的稳定稳态

Schiff's main argument centers around the perceived flaws of fiat currencies like the U.S. dollar. As he tweeted back on June 19, 2025, why settle for a token backed by a "flawed fiat currency" when you can own one backed by gold? He sees gold-backed tokens as offering the same liquidity but with the added benefit of a "real store of value." It's a classic Schiff take, sticking to his guns on gold's enduring appeal.

席夫的主要论点集中在诸如美元之类的法定货币中所感知的缺陷。当他在2025年6月19日发推文时，当您可以拥有以黄金支持的支持时，为什么要为以“有缺陷的法定货币”的支持而定下来？他认为金牌的代币提供了相同的流动性，但带有“真正的价值存储”的额外好处。这是席夫（Schiff）的经典所在，坚持使用Gold持久吸引力的枪支。

Stablecoins on the Rise: The GENIUS Act and Market Growth

Stablecoins正在上升：天才法案和市场增长

Despite Schiff's reservations, the stablecoin market is experiencing significant growth. The market cap currently stands at $251.88 billion. The U.S. Senate's approval of the GENIUS Act, aimed at providing regulatory guidelines for USD-pegged stablecoins, signals increasing confidence in these digital assets. Treasury Secretary Scott Bessent believes stablecoins can even reinforce the dollar's supremacy, positioning the U.S. as a hub for digital asset innovation.

尽管席夫（Schiff）保留了保留，但斯塔布莱币市场（Stablecoin Market）正在经历显着增长。市值目前为2518.8亿美元。美国参议院对《天才法》的批准，旨在为USD pegggggggeggecoins提供监管指南，并信号提高了对这些数字资产的信心。财政部长斯科特·贝斯特（Scott Bessent）认为，稳定币甚至可以加强美元的至高无上，将美国定位为数字资产创新的枢纽。

Regulatory Shifts and Congressional Action

监管转变和国会行动

The regulatory landscape for stablecoins has undergone a dramatic shift. Agencies are opening doors for issuers, enforcement actions are quieting, and Congress is poised to pass comprehensive stablecoin legislation. The FDIC stated that banks can engage in crypto activities like holding stablecoin reserves without prior approval, reversing previous restrictive positions. The SEC has also dropped investigations against Binance and PayPal regarding their stablecoins, signaling a more flexible approach.

稳定剂的监管景观经历了巨大的转变。机构正在为发行人开门，执法行动正在安静，国会有望通过全面的稳定立法。 FDIC表示，银行可以从事加密活动，例如未经事先批准，持有稳定储备，从而扭转了以前的限制性职位。 SEC还放弃了针对Binance和Paypal关于其稳定币的调查，表明了一种更灵活的方法。

Gold Still in Schiff's Heart (Despite Bitcoin Regrets)

席夫心中的黄金（尽管比特币感到遗憾）

While Schiff has expressed regret about missing the opportunity to invest in Bitcoin early, especially after its surge above $110,000, he remains steadfast in his belief in gold. He views gold as the more reliable long-term investment, even as he acknowledges Bitcoin's impressive growth. It seems the lure of gold is too strong for Schiff to fully embrace the crypto world, even with a touch of FOMO creeping in.

尽管席夫（Schiff）对失去早期投资的机会感到遗憾，尤其是在其超过110,000美元以上，他仍然坚定地信仰黄金。他认为黄金是更可靠的长期投资，即使他承认比特币令人印象深刻的增长。似乎黄金的诱饵太强大了，即使弗莫（Fomo）蔓延开来，也无法完全拥抱加密世界。

The Future of Stablecoins: A Balancing Act

Stablecoins的未来：平衡行为

Stablecoin regulation is evolving rapidly. Comprehensive legislation will likely provide regulatory clarity and flexibility for issuance. For investors, understanding which regulator oversees their stablecoin investments—whether federal banking regulators, the OCC, or state authorities—will be crucial. As Congress reconciles the bills’ differences, investors should monitor how these negotiations affect regulatory structure, issuer eligibility, and consumer protections in the evolving stablecoin landscape.

稳定的调节正在迅速发展。全面的立法可能会为发行提供法规清晰度和灵活性。对于投资者而言，了解哪个监管机构负责监督其Stablecoin投资（无论是联邦银行监管机构，OCC还是州当局）将是至关重要的。随着国会和解法案的差异，投资者应监控这些谈判如何影响不断发展的Stablecoin景观中的监管结构，发行人资格和消费者保护。

Final Thoughts

最后的想法

So, where does all this leave us? Peter Schiff is still waving the gold flag, while the stablecoin market keeps chugging along, fueled by regulatory tailwinds and growing adoption. It's a fascinating tug-of-war between old-school finance and the brave new world of crypto. One thing's for sure: it's never a dull moment in the financial markets, especially when Peter Schiff is around to share his two cents (or should we say, two gold coins?).

那么，所有这些都在哪里离开我们？彼得·希夫（Peter Schiff）仍在挥舞金旗，而稳定市场则不断努力，这是受监管的后风和越来越多的收养所推动的。这是老式的金融和勇敢的新世界加密世界之间引人入胜的拔河。可以肯定的是：这在金融市场上从来都不是一个沉闷的时刻，尤其是当彼得·希夫（Peter Schiff）分享他的两分钱时（或者我们应该说两个金币？）。