232年後，美國財政部正在淘汰一分錢的生產以節省資金。但是會這麼簡單嗎？我們深入研究對消費者和經濟的影響。

Penny's Last Stand? US Production Set to Phase Out

彭妮的最後一站？美國生產將逐步淘汰

After over two centuries, the US is saying goodbye to the penny. The Treasury's decision aims to save money, but the implications are more complex than they seem.

兩個多世紀後，美國向一分錢說再見。財政部的決定旨在省錢，但影響比看起來更複雜。

The End of an Era: Penny Production Halted

時代的終結：一分錢生產停止了

The US Treasury announced plans to phase out penny production, citing cost savings as the primary driver. In 2024, each penny cost 3.7 cents to make, leading to an $85.3 million loss on 3.2 billion pennies. The government hopes to save $56 million annually by ending production.

美國財政部宣布了計劃淘汰一分錢生產的計劃，理由是作為主要驅動力的成本節省。 2024年，每一分錢的成本為3.7美分，導致32億美元的損失損失8530萬美元。政府希望每年通過結束生產節省5600萬美元。

Will the Penny Disappear?

一分錢​​會消失嗎？

The penny will remain legal tender, but its usage may decline. Businesses may round transactions to the nearest nickel, potentially phasing out cents in cash transactions. However, Boston University's Jay Zagorsky points out that this only addresses the supply, not the demand, requiring a national policy for a complete solution.

一分錢​​將保持法定招標，但其使用可能會下降。企業可能會將交易匯總到最近的鎳，有可能通過現金交易來淘汰美分。但是，波士頓大學的傑伊·扎格斯基（Jay Zagorsky）指出，這僅針對供應，而不是要求國家政策以實現完整解決方案。

Global Trend: The US Joins Other Nations

全球趨勢：美國加入其他國家

The US isn't the first to ditch its smallest coin. The EU and Canada have been phasing out pennies for over a decade, while New Zealand and Australia stopped production even earlier. This move aligns the US with a global trend of streamlining currency.

美國不是第一個拋棄其最小硬幣的人。十多年來，歐盟和加拿大一直在淘汰便士，而新西蘭和澳大利亞甚至更早就停止了生產。此舉使美國與精簡貨幣的全球趨勢保持一致。

The Upshot

結果

So, will we miss the penny? Maybe not. It's been lingering in jars and under couch cushions for too long. Plus, think of all the extra space we'll have in our wallets! It's about time we bid adieu to the one-cent coin.

那麼，我們會想念一分錢嗎？也許不是。它已經在罐子里和沙發墊下徘徊了太久了。另外，想想我們錢包中我們擁有的所有額外空間！現在是時候我們向單美分的硬幣競標了。