232年后，美国财政部正在淘汰一分钱的生产以节省资金。但是会这么简单吗？我们深入研究对消费者和经济的影响。

Penny's Last Stand? US Production Set to Phase Out

彭妮的最后一站？美国生产将逐步淘汰

After over two centuries, the US is saying goodbye to the penny. The Treasury's decision aims to save money, but the implications are more complex than they seem.

两个多世纪后，美国向一分钱说再见。财政部的决定旨在省钱，但影响比看起来更复杂。

The End of an Era: Penny Production Halted

时代的终结：一分钱生产停止了

The US Treasury announced plans to phase out penny production, citing cost savings as the primary driver. In 2024, each penny cost 3.7 cents to make, leading to an $85.3 million loss on 3.2 billion pennies. The government hopes to save $56 million annually by ending production.

美国财政部宣布了计划淘汰一分钱生产的计划，理由是作为主要驱动力的成本节省。 2024年，每一分钱的成本为3.7美分，导致32亿美元的损失损失8530万美元。政府希望每年通过结束生产节省5600万美元。

Will the Penny Disappear?

一分钱会消失吗？

The penny will remain legal tender, but its usage may decline. Businesses may round transactions to the nearest nickel, potentially phasing out cents in cash transactions. However, Boston University's Jay Zagorsky points out that this only addresses the supply, not the demand, requiring a national policy for a complete solution.

一分钱将保持法定招标，但其使用可能会下降。企业可能会将交易汇总到最近的镍，有可能通过现金交易来淘汰美分。但是，波士顿大学的杰伊·扎格斯基（Jay Zagorsky）指出，这仅针对供应，而不是要求国家政策以实现完整解决方案。

Global Trend: The US Joins Other Nations

全球趋势：美国加入其他国家

The US isn't the first to ditch its smallest coin. The EU and Canada have been phasing out pennies for over a decade, while New Zealand and Australia stopped production even earlier. This move aligns the US with a global trend of streamlining currency.

美国不是第一个抛弃其最小硬币的人。十多年来，欧盟和加拿大一直在淘汰便士，而新西兰和澳大利亚甚至更早就停止了生产。此举使美国与精简货币的全球趋势保持一致。

The Upshot

结果

So, will we miss the penny? Maybe not. It's been lingering in jars and under couch cushions for too long. Plus, think of all the extra space we'll have in our wallets! It's about time we bid adieu to the one-cent coin.

那么，我们会想念一分钱吗？也许不是。它已经在罐子里和沙发垫下徘徊了太久了。另外，想想我们钱包中我们拥有的所有额外空间！现在是时候我们向单美分的硬币竞标了。