貝寶與Terrapay合作夥伴，擴展到中東和非洲

這裡的主要目標是使國際轉移更快，更無縫地對個人和企業進行無縫。

If you've ever tried sending money across borders in Africa or the Middle East, you know how frustrating it can be, from slow transfers to the outrageous fees. But it seems PayPal wants to fix that in partnership with TerraPay.

如果您曾經嘗試過在非洲或中東的邊界上匯款，那麼您就會知道，從緩慢的轉移到令人髮指的費用，這會令人沮喪。但似乎PayPal希望與Terrapay合作解決。

The main goal here is to make international transfers faster and more seamless for individuals and businesses. With this alliance, users across the Middle East and Africa will soon be able to link their bank accounts or mobile wallets directly to PayPal, whether they’re using a traditional bank or a mobile money service. TerraPay’s tech handles the back-end work as an enabler, bridging the gap through built-in interoperability.

這裡的主要目標是使國際轉移更快，更無縫地對個人和企業進行無縫。有了這個聯盟，無論是使用傳統銀行還是移動貨幣服務，中東和非洲的用戶很快就可以將其銀行帳戶或移動錢包直接鏈接到PayPal。 Terrapay的技術作為推動者處理後端工作，通過內置的互操作性彌合了差距。

What makes this exciting isn’t just the convenience, it’s the reach. TerraPay already connects financial systems in over 200 countries and territories, acting like a universal adapter for banks, fintech platforms, and mobile wallets that typically operate in silos. In regions like the Middle East and Africa (MEA), where financial access is still growing, this kind of infrastructure could be a game-changer.

令人興奮的不僅是便利，還可以觸及。 Terrapay已經將200多個國家和地區的金融系統連接起來，就像是用於銀行，金融科技平台和通常在筒倉中運行的移動錢包的通用適配器。在金融獲取仍在增長的中東和非洲（MEA）等地區，這種基礎設施可能會改變遊戲規則。

But of course, this isn’t just a goodwill gesture. The digital payments market in the Middle East and North Africa (MENA) is projected to hit $251 billion in 2025 and grow to $422 billion by 2030 (via Mordor Intelligence). This presents a viable opportunity to tap into the market, and PayPal clearly wants in. With TerraPay doing the heavy lifting, PayPal gets a frictionless entry into high-growth markets and the chance to offer a more accessible payment experience.

但是，當然，這不僅僅是一個善意的姿態。中東和北非（MENA）的數字支付市場預計將在2025年達到2510億美元，到2030年（通過Mordor Intelligence）增長到4220億美元。這是一個可行的機會來利用市場，Paypal顯然想進入。隨著Terrapay進行繁重的工作，PayPal可以無摩擦進入高增長市場，並有機會提供更便宜的付款體驗。

It could also just be one piece of PayPal’s larger puzzle. They recently launched PayPal Open—a consolidated merchant platform preparing for global rollout—and continue expanding their crypto offerings, now supporting seven digital currencies.

它也可能只是貝寶（Paypal）的較大難題。他們最近推出了PayPal Open，這是一個合併的商戶平台，為全球推出做準備 - 並繼續擴大其加密產品，現在支持七種數字貨幣。

Soon, sending money from Lagos to Cairo or paying a freelancer in Accra from your office in Dubai could feel as simple as sending a text. Fewer middlemen. Less friction. And one step closer to a more connected financial ecosystem.

很快，從拉各斯匯款到開羅，或從迪拜的辦公室向阿克拉付款，就像發送文字一樣簡單。中間人更少。減少摩擦。並且更接近更連接的金融生態系統。