PayPal將Pyusd Stablecoin擴展到針對跨境支付和新融資工具的出色區塊鏈

該擴展是Pyusd之後的第三個區塊鏈整合，僅次於以太坊和Solana。

PayPal is adding its PYUSD stablecoin to the Stellar blockchain in a move to boost its role in cross-border payments and unlock new financing capabilities for small businesses, according to a joint announcement Wednesday.

根據周三的共同宣布，PayPal將其Pyusd Stablecoin添加到Stellar區塊鏈中，以提高其在跨境支付中的作用，並為小型企業提供新的融資能力。

The expansion marks PYUSD’s third blockchain integration after Ethereum and Solana.

擴展標誌著Pyusd之後以太坊和Solana的第三個區塊鏈整合。

According to the companies, the collaboration will facilitate faster and more efficient access to working capital, which is particularly crucial for small and mid-sized businesses (SMBs) that often face delays in receivables or need to pre-fund payments to suppliers.

據兩家公司稱，這項合作將有助於更快，更有效地獲得營運資金，這對於經常面臨應收賬款延遲或需要向供應商預付款的中小型企業（SMB）尤為重要。

Instead of waiting several days for traditional payment systems to settle, businesses can receive PYUSD on Stellar immediately, enabling them to rapidly pay suppliers, manage inventory or handle other operational expenses.

企業無需等待幾天的傳統付款系統來解決，而是可以立即在Stellar上獲得Pyusd，從而使他們能夠快速向供應商付款，管理庫存或處理其他運營費用。

“We are pleased to be working with Stellar to integrate PARA Stablecoin into the Stellar network,” said May Zabaneh, vice president of blockchain and digital currencies at PayPal.

“我們很高興與Stellar合作，將Para Stablecoin整合到Stellar網絡中，” PayPal區塊鍊和數字貨幣副總裁May Zabaneh說。

“This integration will help advance the use of this technology and provide benefits for all users. We are committed to working with best-in-class partners like Stellar to bring forth new use cases and services that will unlock the full potential of blockchain technology.”

“這種集成將有助於提高該技術的使用並為所有用戶提供好處。我們致力於與Seltellar這樣的一流合作夥伴合作，以帶來新的用例和服務，這些案例和服務將釋放區塊鏈技術的全部潛力。”

Stellar is renowned for its low-cost and rapid-settlement network and has a strong focus on cross-border remittances and financial inclusion.

Stellar以其低成本和快速安排的網絡而聞名，並且非常關注跨境匯款和財務包容。

For PayPal, the move signals a broader push into cryptocurrencies and blockchain technology not only as trading instruments but also as core components of its global payments infrastructure.

對於貝寶（PayPal）而言，此舉標誌著加密貨幣和區塊鏈技術的廣泛推動不僅是交易工具，而且還作為其全球支付基礎設施的核心組成部分。

The integration has been approved by the New York Department of Financial Services, with final steps pending before the launch.

該集成已獲得紐約金融服務部的批准，在啟動前審理了最後一步。

Earlier in April, the U.S. Securities and Exchange Commission (SEC) closed its investigation into PayPal’s dollar-backed stablecoin without taking any further action.

4月初，美國證券交易委員會（SEC）關閉了對貝寶（Paypal）美元支持的Stablecoin的調查，而無需採取任何進一步的訴訟。

The SEC has been probing the launch of PYUSD and if the payments giant should have registered the token with the agency.

SEC一直在探測Pyusd的推出，如果付款巨頭應該在該機構註冊令牌。

The regulator began its inquiry with a subpoena issued in November 2023, requesting documents related to the creation and operation of the stablecoin.

監管機構開始詢問，並於2023年11月發布的傳票要求與Stablecoin的創建和運營有關的文件。

PayPal launched PYUSD in August 2023 through a third-party issuer and has been expanding the token’s use cases.

貝寶於2023年8月通過第三方發行人推出了Pyusd，並一直在擴大令牌用例。

The stablecoin has struggled to gain traction against market leaders Tether (CRYPTO: USDT) and Circle's (NYSE:COIN) USDC, with a current market cap of $879.9 million.

這種穩定的人一直在努力對市場領導者Tether（Crypto：USDT）和Circle（NYSE：Coin）USDC的吸引力，目前的市值為8.799億美元。

In comparison, USDT stands at $148.4 billion and USDC at $62 billion.

相比之下，USDT為1484億美元，USDC為620億美元。

The disclosure comes shortly after PayPal and Coinbase (NASDAQ:COIN) announced a partnership to waive trading fees on PYUSD.

披露是在Paypal和Coinbase（NASDAQ：COIN）宣布合夥企業以免除Pyusd的交易費用後不久。

Coinbase is now offering zero-fee trading on PYUSD, enabling users to buy, sell, and redeem the stablecoin on the exchange without any platform charges.

Coinbase現在在Pyusd上提供零費用交易，使用戶能夠在交易所購買，出售和兌換穩定的股份，而無需任何平台費用。

The partnership also allows for seamless conversion of PYUSD to U.S. dollars at a 1:1 rate.

該合作夥伴關係還允許以1：1的價格將Pyusd無縫轉換為美元。

Coinbase previously reserved this zero-fee treatment for only one stablecoin—Circle's USDC, the second-largest stablecoin by market value.

Coinbase先前僅保留了一種零費用的治療方法，僅用於一個穩定的circles-circle的USDC，這是按市場價值按市場價值按第二大的穩定劑。

In May, PayPal launched PYUSD on Solana (CRYPTO: SOL), marking the token’s second blockchain integration after its initial deployment on Ethereum.

5月，PayPal在Solana（Crypto：Sol）上推出了Pyusd，標誌著令牌鏈在以太坊的最初部署後的第二個區塊鏈集成。

PYUSD is now available for withdrawal on Solana in the same manner as other Solana tokens, and users can seamlessly transfer it to any Solana wallet.

現在，Pyusd可以與其他Solana代幣相同的方式在Solana上提取，並且用戶可以將其無縫傳輸到任何Solana錢包中。

The move follows reports that suggested PayPal was planning to expand the token’s use cases in preparation for the launch of its own Web3 wallet later in 2024.

此舉遵循的報告表明，建議PayPal計劃擴大令牌的用例，以準備在2024年晚些時候推出自己的Web3錢包。

PayPal is also partnering with Anchorage Digital to create a reward system for users who hold PYUSD in their digital assets company accounts.

PayPal還與Anchorage Digital合作，為在其數字資產公司帳戶中持有PYUSD的用戶創建獎勵系統。

The partnership will introduce a unique loyalty program, allowing small and mid-sized businesses (SMBs) to earn points for every dollar they spend using PARA Stablecoin for their trade finance needs.

該合作夥伴關係將引入一個獨特的忠誠度計劃，使中小型企業（SMB）能夠使用Para Stablecoin為其貿易融資需求而花費的每一美元積分。

These points can be redeemed by businesses for various benefits, such as additional services from Anchorage or other brands within the program.

這些要點可以由企業贖回，以獲得各種福利，例如錨地或計劃中的其他品牌提供的其他服務。

Moreover, PayPal has teamed up with MoonPay to provide greater flexibility in payment methods for purchasing PYUSD.

此外，PayPal與Moonpay合作，為購買Pyusd的付款方式提供了更大的靈活性。

The collaboration aims to resolve issues related to declined crypto purchases via debit card and improve the success rate of such transactions, even when using the same debit card.

該協作旨在解決與加密貨幣購買相關的問題，即使使用相同的借記卡，也提高了此類交易的成功率。

This integration will also enable existing PayPal users to seamlessly transfer funds from their PayPal account to MoonPay for buying cryptocurrencies without needing to manually input their card details.

該集成還將使現有的PayPal用戶能夠將資金從其PayPal帳戶無縫地轉移到Moonpay，以購買加密貨幣，而無需手動輸入其卡詳細信息。