PayPal将Pyusd Stablecoin扩展到针对跨境支付和新融资工具的出色区块链

该扩展是Pyusd之后的第三个区块链整合，仅次于以太坊和Solana。

PayPal is adding its PYUSD stablecoin to the Stellar blockchain in a move to boost its role in cross-border payments and unlock new financing capabilities for small businesses, according to a joint announcement Wednesday.

根据周三的共同宣布，PayPal将其Pyusd Stablecoin添加到Stellar区块链中，以提高其在跨境支付中的作用，并为小型企业提供新的融资能力。

The expansion marks PYUSD’s third blockchain integration after Ethereum and Solana.

扩展标志着Pyusd之后以太坊和Solana的第三个区块链整合。

According to the companies, the collaboration will facilitate faster and more efficient access to working capital, which is particularly crucial for small and mid-sized businesses (SMBs) that often face delays in receivables or need to pre-fund payments to suppliers.

据两家公司称，这项合作将有助于更快，更有效地获得营运资金，这对于经常面临应收账款延迟或需要向供应商预付款的中小型企业（SMB）尤为重要。

Instead of waiting several days for traditional payment systems to settle, businesses can receive PYUSD on Stellar immediately, enabling them to rapidly pay suppliers, manage inventory or handle other operational expenses.

企业无需等待几天的传统付款系统来解决，而是可以立即在Stellar上获得Pyusd，从而使他们能够快速向供应商付款，管理库存或处理其他运营费用。

“We are pleased to be working with Stellar to integrate PARA Stablecoin into the Stellar network,” said May Zabaneh, vice president of blockchain and digital currencies at PayPal.

“我们很高兴与Stellar合作，将Para Stablecoin整合到Stellar网络中，” PayPal区块链和数字货币副总裁May Zabaneh说。

“This integration will help advance the use of this technology and provide benefits for all users. We are committed to working with best-in-class partners like Stellar to bring forth new use cases and services that will unlock the full potential of blockchain technology.”

“这种集成将有助于提高该技术的使用并为所有用户提供好处。我们致力于与Seltellar这样的一流合作伙伴合作，以带来新的用例和服务，这些案例和服务将释放区块链技术的全部潜力。”

Stellar is renowned for its low-cost and rapid-settlement network and has a strong focus on cross-border remittances and financial inclusion.

Stellar以其低成本和快速安排的网络而闻名，并且非常关注跨境汇款和财务包容。

For PayPal, the move signals a broader push into cryptocurrencies and blockchain technology not only as trading instruments but also as core components of its global payments infrastructure.

对于贝宝（PayPal）而言，此举标志着加密货币和区块链技术的广泛推动不仅是交易工具，而且还作为其全球支付基础设施的核心组成部分。

The integration has been approved by the New York Department of Financial Services, with final steps pending before the launch.

该集成已获得纽约金融服务部的批准，在启动前审理了最后一步。

Earlier in April, the U.S. Securities and Exchange Commission (SEC) closed its investigation into PayPal’s dollar-backed stablecoin without taking any further action.

4月初，美国证券交易委员会（SEC）关闭了对贝宝（Paypal）美元支持的Stablecoin的调查，而无需采取任何进一步的诉讼。

The SEC has been probing the launch of PYUSD and if the payments giant should have registered the token with the agency.

SEC一直在探测Pyusd的推出，如果付款巨头应该在该机构注册令牌。

The regulator began its inquiry with a subpoena issued in November 2023, requesting documents related to the creation and operation of the stablecoin.

监管机构开始询问，并于2023年11月发布的传票要求与Stablecoin的创建和运营有关的文件。

PayPal launched PYUSD in August 2023 through a third-party issuer and has been expanding the token’s use cases.

贝宝于2023年8月通过第三方发行人推出了Pyusd，并一直在扩大令牌用例。

The stablecoin has struggled to gain traction against market leaders Tether (CRYPTO: USDT) and Circle's (NYSE:COIN) USDC, with a current market cap of $879.9 million.

这种稳定的人一直在努力对市场领导者Tether（Crypto：USDT）和Circle（NYSE：Coin）USDC的吸引力，目前的市值为8.799亿美元。

In comparison, USDT stands at $148.4 billion and USDC at $62 billion.

相比之下，USDT为1484亿美元，USDC为620亿美元。

The disclosure comes shortly after PayPal and Coinbase (NASDAQ:COIN) announced a partnership to waive trading fees on PYUSD.

披露是在Paypal和Coinbase（NASDAQ：COIN）宣布合伙企业以免除Pyusd的交易费用后不久。

Coinbase is now offering zero-fee trading on PYUSD, enabling users to buy, sell, and redeem the stablecoin on the exchange without any platform charges.

Coinbase现在在Pyusd上提供零费用交易，使用户能够在交易所购买，出售和兑换稳定的股份，而无需任何平台费用。

The partnership also allows for seamless conversion of PYUSD to U.S. dollars at a 1:1 rate.

该合作伙伴关系还允许以1：1的价格将Pyusd无缝转换为美元。

Coinbase previously reserved this zero-fee treatment for only one stablecoin—Circle's USDC, the second-largest stablecoin by market value.

Coinbase先前仅保留了一种零费用的治疗方法，仅用于一个稳定的circles-circle的USDC，这是按市场价值按市场价值按第二大的稳定剂。

In May, PayPal launched PYUSD on Solana (CRYPTO: SOL), marking the token’s second blockchain integration after its initial deployment on Ethereum.

5月，PayPal在Solana（Crypto：Sol）上推出了Pyusd，标志着令牌链在以太坊的最初部署后的第二个区块链集成。

PYUSD is now available for withdrawal on Solana in the same manner as other Solana tokens, and users can seamlessly transfer it to any Solana wallet.

现在，Pyusd可以与其他Solana代币相同的方式在Solana上提取，并且用户可以将其无缝传输到任何Solana钱包中。

The move follows reports that suggested PayPal was planning to expand the token’s use cases in preparation for the launch of its own Web3 wallet later in 2024.

此举遵循的报告表明，建议PayPal计划扩大令牌的用例，以准备在2024年晚些时候推出自己的Web3钱包。

PayPal is also partnering with Anchorage Digital to create a reward system for users who hold PYUSD in their digital assets company accounts.

PayPal还与Anchorage Digital合作，为在其数字资产公司帐户中持有PYUSD的用户创建奖励系统。

The partnership will introduce a unique loyalty program, allowing small and mid-sized businesses (SMBs) to earn points for every dollar they spend using PARA Stablecoin for their trade finance needs.

该合作伙伴关系将引入一个独特的忠诚度计划，使中小型企业（SMB）能够使用Para Stablecoin为其贸易融资需求而花费的每一美元积分。

These points can be redeemed by businesses for various benefits, such as additional services from Anchorage or other brands within the program.

这些要点可以由企业赎回，以获得各种福利，例如锚地或计划中的其他品牌提供的其他服务。

Moreover, PayPal has teamed up with MoonPay to provide greater flexibility in payment methods for purchasing PYUSD.

此外，PayPal与Moonpay合作，为购买Pyusd的付款方式提供了更大的灵活性。

The collaboration aims to resolve issues related to declined crypto purchases via debit card and improve the success rate of such transactions, even when using the same debit card.

该协作旨在解决与加密货币购买相关的问题，即使使用相同的借记卡，也提高了此类交易的成功率。

This integration will also enable existing PayPal users to seamlessly transfer funds from their PayPal account to MoonPay for buying cryptocurrencies without needing to manually input their card details.

该集成还将使现有的PayPal用户能够将资金从其PayPal帐户无缝地转移到Moonpay，以购买加密货币，而无需手动输入其卡详细信息。