Opera Mini的Stablecoin Payments App Minipay作為獨立iOS應用程序啟動，擴大到非洲市場的範圍

Opera是一家挪威的互聯網公司，以其網絡瀏覽器而聞名，已推出Minipay，即Stablecoin Payments應用程序，作為獨立的iOS應用程序

Opera, the Norway-based internet company best known for its web browser, has launched MiniPay, its stablecoin payments app, as a standalone iOS app, opening access to users across Africa for the first time.

Opera是一家挪威的互聯網公司，以其Web瀏覽器而聞名，該公司已將其Stablecoin Payments應用程序（其Stablecoin Payments應用程序）作為獨立的iOS應用程序，首次開放了與非洲用戶的獨立訪問權限。

The app was previously embedded in Opera Mini, a mobile web browser with over 400 million users, limiting reach to Android users only. MiniPay is now available for download on the App Store and Google Play in several African markets, including Kenya, Nigeria, and South Africa, among others.

該應用程序以前是在Opera Mini中嵌入的，這是一個擁有超過4億用戶的移動Web瀏覽器，僅限於Android用戶。 Minipay現在可以在App Store和Google Play上下載，包括肯尼亞，尼日利亞和南非等多個非洲市場。

Opera joins a growing list of foreign players like Coinbase seeking growth in African markets. The continent saw $125 billion in crypto payments in 2024, with stablecoins accounting for 43% of the total, according to research firm Chainalysis. Of the $125 billion, $54 billion was in stablecoins, highlighting the rising popularity of dollar-backed digital assets as tools for savings in volatile currency markets.

Opera加入了越來越多的外國參與者，例如尋求非洲市場增長的Coinbase。根據研究公司的鏈分析，該大陸在2024年獲得了1,250億美元的加密貨幣付款，穩定股佔總數的43％。在這1.25億美元中，有540億美元的股份是在Stablecoins中，強調了美元支持的數字資產的日益普及，作為儲蓄貨幣市場儲蓄的工具。

“Stablecoins are gaining widespread recognition, with increasing demand from both developed and emerging markets,″ a company spokesperson told TechCabal. “In Africa, there’s a strong need for faster, more affordable, and accessible financial solutions. We’re excited to introduce Opera MiniPay to iOS users, expanding our reach and enabling even more people to experience the benefits of blockchain technology.”

一位公司發言人告訴TechCabal：“ Stablecoins正在獲得廣泛的認可，隨著發達和新興市場的需求不斷增長，”在非洲，人們強烈需要更快，更實惠，更便宜且可訪問的金融解決方案。我們很高興向iOS用戶介紹Opera Minipay，擴大了我們的覆蓋範圍，並使更多的人能夠體驗區塊鏈技術的好處。 ”

Opera says it wants to make global payments “as easy as texting.” It first launched MiniPay in September 2023, but it wasn’t until October 2024 that it built a standalone app for Android users.

Opera表示，它希望“與發短信一樣容易進行全球付款。”它於2023年9月首次推出了Minipay，但直到2024年10月，它才為Android用戶構建了一個獨立的應用程序。

“It made sense to launch the iOS and Android standalone app, making MiniPay accessible across all major mobile platforms,” said the company spokesperson. “We have seen rapid growth in key African markets, so the standalone app offers more flexibility and allows us to scale faster.”

該公司發言人說：“啟動iOS和Android獨立應用程序是有道理的，這使得在所有主要移動平台上都可以訪問Minipay。” “我們已經看到了主要的非洲市場快速增長，因此獨立應用程序提供了更大的靈活性，並使我們可以更快地擴展。”

Opera partnered with Celo in 2021 to build the MiniPay app on the Celo blockchain network. Celo is known for its fast settlement times, low-cost transactions—which cost less than a dollar for stablecoin payments—and mobile-first design capabilities. The blockchain network also has a presence in several Latin American (LATAM) markets like Argentina, Brazil, and Venezuela, where the MiniPay app is also available.

Opera於2021年與Celo合作，在Celo區塊鍊網絡上構建Minipay應用程序。 Celo以快速定居時間而聞名，低成本交易（降低了一美元的穩定付款費用）以及移動優先的設計功能。區塊鍊網絡在阿根廷，巴西和委內瑞拉等幾個拉丁美洲（拉丁美洲）市場中也有一個存在，那裡也可以使用Minipay應用程序。

The app offers M-Pesa and Apple Pay payments in key markets in Africa, like Kenya and South Africa, and LATAM to allow users to spend and withdraw money easily to their bank accounts. MiniPay plans to expand further in North America, LATAM, and Europe in the second and third quarters of 2025.

該應用程序在肯尼亞和南非等非洲的主要市場中提供M-PESA和Apple付款，以及LATAM，以允許用戶輕鬆地將錢花在其銀行帳戶上。 Minipay計劃在2025年第二和第三季度在北美，LATAM和歐洲進一步擴展。

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Globally, MiniPay has gained traction, with users creating over 7 million wallets. The app supports three stablecoins—cUSD (Celo US dollar), USDT, and USDC—and offers a $0.10 welcome bonus alongside daily cash rewards when users log in.

在全球範圍內，Minipay吸引了吸引力，用戶創造了超過700萬個錢包。該應用程序支持三個Stablecoins -Cusd（Celo us vollar），USDT和USDC-並在用戶登錄時提供0.10美元的歡迎獎金以及每日現金獎勵。

The company says the app is compliant with local regulations in the 35 markets where it operates. It adds that MiniPay operates as a non-custodial stablecoin wallet app, meaning it allows users to control their funds. The app does not handle fiat transactions directly; instead, it relies on partners and liquidity providers like Yellow Card, Fonbnk, Partna, TransFi, Transak, and Onramper for competitive exchange rates. According to Opera, MiniPay supports over 35 local currencies, making it easy for users to exchange their stablecoins for fiat money (off-ramping).

該公司表示，該應用程序符合其經營的35個市場中的本地法規。它補充說，Minipay是一個非客戶stablecoin錢包應用程序，這意味著它允許用戶控制其資金。該應用不直接處理菲亞特交易；取而代之的是，它依靠合作夥伴和流動性提供者，例如黃牌，Fonbnk，Partna，Transfi，Transak和Onramper，以獲得競爭匯率。根據Opera的說法，Minipay支持35多種本地貨幣，使用戶可以輕鬆地將其穩定的貨幣交換為法定貨幣（越野）。

“As a self-custody solution, it is an unregulated software product and does not manage fiat transactions directly,” the company said. “MiniPay integrates with a range of regulated partners who serve as the on-ramps and off-ramps in their respective markets. MiniPay itself only facilitates transactions in dollar-denominated stablecoins (such as USDT, USDC, cUSD).’

該公司表示：“作為一種自我顧客解決方案，它是一種不受管制的軟件產品，並且不直接管理菲亞特交易。” “ Minipay與一系列受監管的合作夥伴整合，這些合作夥伴是各自市場中的坡道和外坡道。Minipay本身只有促進了以美元計價的穩定穩定的交易（例如USDT，USDT，USDC，CUSD）。

“For example, in markets like Nigeria, where our on-ramp partners are required to be registered with the SEC, they are responsible for handling KYC/AML obligations in accordance with local regulations. This ensures that MiniPay operates in compliance with the regulatory landscape of each market it enters.”

“例如，在像尼日利亞這樣的市場中，我們的坡道合作夥伴必須在SEC上註冊，他們負責按照當地法規處理KYC/AML義務。這確保了Minipay符合其進入的每個市場的監管環境。”

The regulatory aspect of MiniPay’s global march may draw attention to its ambition. In markets like Nigeria, where regulators are tightening oversight, Opera says its reliance on regulated third parties keeps it compliant. Yet, the app has no noticeable systems in place for Know Your Customer (KYC) verification checks, which could put it at risk of regulatory scrutiny.

Minipay全球遊行的監管方面可能會引起人們對其野心的關注。在監管機構收緊監督的尼日利亞這樣的市場中，歌劇說，其對受監管的第三方的依賴使其合規。但是，該應用程序沒有明顯的系統來了解您的客戶（KYC）驗證檢查，這可能會導致其受到監管審查的風險。

“In all markets where KYC is required for fiat-to-crypto transactions, our on-ramp partners enforce their own KYC and compliance processes directly. MiniPay does not perform KYC itself,” the company said.

該公司表示：“在所有需要KYC進行菲亞特到克雷普托交易所需的市場中，我們的坡道合作夥伴直接執行了自己的KYC和合規流程。Minipay並未執行KYC本身。”

MiniPay is backed by a $40 million fund from Verda Ventures. The fund is a consortium led by the Opera Group and supported by Tether, JUMP, and

Minipay得到了Verda Ventures的4000萬美元資金。該基金是由歌劇集團領導的財團，並由Tether，Jump和