Opera Mini的Stablecoin Payments App Minipay作为独立iOS应用程序启动，扩大到非洲市场的范围

Opera是一家挪威的互联网公司，以其网络浏览器而闻名，已推出Minipay，即Stablecoin Payments应用程序，作为独立的iOS应用程序

Opera, the Norway-based internet company best known for its web browser, has launched MiniPay, its stablecoin payments app, as a standalone iOS app, opening access to users across Africa for the first time.

Opera是一家挪威的互联网公司，以其Web浏览器而闻名，该公司已将其Stablecoin Payments应用程序（其Stablecoin Payments应用程序）作为独立的iOS应用程序，首次开放了与非洲用户的独立访问权限。

The app was previously embedded in Opera Mini, a mobile web browser with over 400 million users, limiting reach to Android users only. MiniPay is now available for download on the App Store and Google Play in several African markets, including Kenya, Nigeria, and South Africa, among others.

该应用程序以前是在Opera Mini中嵌入的，这是一个拥有超过4亿用户的移动Web浏览器，仅限于Android用户。 Minipay现在可以在App Store和Google Play上下载，包括肯尼亚，尼日利亚和南非等多个非洲市场。

Opera joins a growing list of foreign players like Coinbase seeking growth in African markets. The continent saw $125 billion in crypto payments in 2024, with stablecoins accounting for 43% of the total, according to research firm Chainalysis. Of the $125 billion, $54 billion was in stablecoins, highlighting the rising popularity of dollar-backed digital assets as tools for savings in volatile currency markets.

Opera加入了越来越多的外国参与者，例如寻求非洲市场增长的Coinbase。根据研究公司的链分析，该大陆在2024年获得了1,250亿美元的加密货币付款，稳定股占总数的43％。在这1.25亿美元中，有540亿美元的股份是在Stablecoins中，强调了美元支持的数字资产的日益普及，作为储蓄货币市场储蓄的工具。

“Stablecoins are gaining widespread recognition, with increasing demand from both developed and emerging markets,″ a company spokesperson told TechCabal. “In Africa, there’s a strong need for faster, more affordable, and accessible financial solutions. We’re excited to introduce Opera MiniPay to iOS users, expanding our reach and enabling even more people to experience the benefits of blockchain technology.”

一位公司发言人告诉TechCabal：“ Stablecoins正在获得广泛的认可，随着发达和新兴市场的需求不断增长，”在非洲，人们强烈需要更快，更实惠，更便宜且可访问的金融解决方案。我们很高兴向iOS用户介绍Opera Minipay，扩大了我们的覆盖范围，并使更多的人能够体验区块链技术的好处。”

Opera says it wants to make global payments “as easy as texting.” It first launched MiniPay in September 2023, but it wasn’t until October 2024 that it built a standalone app for Android users.

Opera表示，它希望“与发短信一样容易进行全球付款。”它于2023年9月首次推出了Minipay，但直到2024年10月，它才为Android用户构建了一个独立的应用程序。

“It made sense to launch the iOS and Android standalone app, making MiniPay accessible across all major mobile platforms,” said the company spokesperson. “We have seen rapid growth in key African markets, so the standalone app offers more flexibility and allows us to scale faster.”

该公司发言人说：“启动iOS和Android独立应用程序是有道理的，这使得在所有主要移动平台上都可以访问Minipay。” “我们已经看到了主要的非洲市场快速增长，因此独立应用程序提供了更大的灵活性，并使我们可以更快地扩展。”

Opera partnered with Celo in 2021 to build the MiniPay app on the Celo blockchain network. Celo is known for its fast settlement times, low-cost transactions—which cost less than a dollar for stablecoin payments—and mobile-first design capabilities. The blockchain network also has a presence in several Latin American (LATAM) markets like Argentina, Brazil, and Venezuela, where the MiniPay app is also available.

Opera于2021年与Celo合作，在Celo区块链网络上构建Minipay应用程序。 Celo以快速定居时间而闻名，低成本交易（降低了一美元的稳定付款费用）以及移动优先的设计功能。区块链网络在阿根廷，巴西和委内瑞拉等几个拉丁美洲（拉丁美洲）市场中也有一个存在，那里也可以使用Minipay应用程序。

The app offers M-Pesa and Apple Pay payments in key markets in Africa, like Kenya and South Africa, and LATAM to allow users to spend and withdraw money easily to their bank accounts. MiniPay plans to expand further in North America, LATAM, and Europe in the second and third quarters of 2025.

该应用程序在肯尼亚和南非等非洲的主要市场中提供M-PESA和Apple付款，以及LATAM，以允许用户轻松地将钱花在其银行帐户上。 Minipay计划在2025年第二和第三季度在北美，LATAM和欧洲进一步扩展。

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Globally, MiniPay has gained traction, with users creating over 7 million wallets. The app supports three stablecoins—cUSD (Celo US dollar), USDT, and USDC—and offers a $0.10 welcome bonus alongside daily cash rewards when users log in.

在全球范围内，Minipay吸引了吸引力，用户创造了超过700万个钱包。该应用程序支持三个Stablecoins -Cusd（Celo us vollar），USDT和USDC-并在用户登录时提供0.10美元的欢迎奖金以及每日现金奖励。

The company says the app is compliant with local regulations in the 35 markets where it operates. It adds that MiniPay operates as a non-custodial stablecoin wallet app, meaning it allows users to control their funds. The app does not handle fiat transactions directly; instead, it relies on partners and liquidity providers like Yellow Card, Fonbnk, Partna, TransFi, Transak, and Onramper for competitive exchange rates. According to Opera, MiniPay supports over 35 local currencies, making it easy for users to exchange their stablecoins for fiat money (off-ramping).

该公司表示，该应用程序符合其经营的35个市场中的本地法规。它补充说，Minipay是一个非客户stablecoin钱包应用程序，这意味着它允许用户控制其资金。该应用不直接处理菲亚特交易；取而代之的是，它依靠合作伙伴和流动性提供者，例如黄牌，Fonbnk，Partna，Transfi，Transak和Onramper，以获得竞争汇率。根据Opera的说法，Minipay支持35多种本地货币，使用户可以轻松地将其稳定的货币交换为法定货币（越野）。

“As a self-custody solution, it is an unregulated software product and does not manage fiat transactions directly,” the company said. “MiniPay integrates with a range of regulated partners who serve as the on-ramps and off-ramps in their respective markets. MiniPay itself only facilitates transactions in dollar-denominated stablecoins (such as USDT, USDC, cUSD).’

该公司表示：“作为一种自我顾客解决方案，它是一种不受管制的软件产品，并且不直接管理菲亚特交易。” “ Minipay与一系列受监管的合作伙伴整合，这些合作伙伴是各自市场中的坡道和外坡道。Minipay本身只有促进了以美元计价的稳定稳定的交易（例如USDT，USDT，USDC，CUSD）。

“For example, in markets like Nigeria, where our on-ramp partners are required to be registered with the SEC, they are responsible for handling KYC/AML obligations in accordance with local regulations. This ensures that MiniPay operates in compliance with the regulatory landscape of each market it enters.”

“例如，在像尼日利亚这样的市场中，我们的坡道合作伙伴必须在SEC上注册，他们负责按照当地法规处理KYC/AML义务。这确保了Minipay符合其进入的每个市场的监管环境。”

The regulatory aspect of MiniPay’s global march may draw attention to its ambition. In markets like Nigeria, where regulators are tightening oversight, Opera says its reliance on regulated third parties keeps it compliant. Yet, the app has no noticeable systems in place for Know Your Customer (KYC) verification checks, which could put it at risk of regulatory scrutiny.

Minipay全球游行的监管方面可能会引起人们对其野心的关注。在监管机构收紧监督的尼日利亚这样的市场中，歌剧说，其对受监管的第三方的依赖使其合规。但是，该应用程序没有明显的系统来了解您的客户（KYC）验证检查，这可能会导致其受到监管审查的风险。

“In all markets where KYC is required for fiat-to-crypto transactions, our on-ramp partners enforce their own KYC and compliance processes directly. MiniPay does not perform KYC itself,” the company said.

该公司表示：“在所有需要KYC进行菲亚特到克雷普托交易所需的市场中，我们的坡道合作伙伴直接执行了自己的KYC和合规流程。Minipay并未执行KYC本身。”

MiniPay is backed by a $40 million fund from Verda Ventures. The fund is a consortium led by the Opera Group and supported by Tether, JUMP, and

Minipay得到了Verda Ventures的4000万美元资金。该基金是由歌剧集团领导的财团，并由Tether，Jump和