Minipay - 屢獲殊榮的非監護stablecoin錢包，建立在Celo的移動優先以太坊2層區塊鍊網絡上

Minipay - 屢獲殊榮的非監護stablecoin錢包，建立在Celo的移動優先以太坊2層區塊鍊網絡上 - 現在可以作為獨立應用

MiniPay, the award-winning non-custodial stablecoin wallet built on Celo’s mobile-first Ethereum Layer-2 blockchain network, is now available as a standalone application on both iOS and Android.

Minipay是屢獲殊榮的非監護stablecoin錢包，建立在Celo的移動優先以太坊2層區塊鍊網絡上，現在可以作為iOS和Android的獨立應用程序可用。

Originally launched as an integration in Opera Mini, the most downloaded browser in Africa, MiniPay has already onboarded over 7 million unique wallets. Its release as a standalone app on Android in October has helped to generate a further one million downloads, helping to drive the next wave of stablecoin adoption globally. MiniPay’s expansion to iOS completes the ecosystem, democratizing the access and use of stablecoins like USDT, USDC, cUSD, which can now become an everyday, mainstream currency used for super-fast global transfers, basic payments at local businesses, or even a way of saving money in markets with volatile currencies – all thanks to MiniPay’s Web2-style experience for all that is so simple it “doesn’t feel like crypto.”

Minipay最初是作為Opera Mini的集成而推出的，是非洲下載最多的瀏覽器，已經登上了超過700萬個獨特的錢包。它於10月在Android上作為獨立應用程序發布，有助於又產生了100萬個下載，有助於推動全球下一波穩定的穩定率採用。 Minipay向iOS擴展完成了生態系統，使諸如USDT，USDC，USDC，CUSD之類的Stablecoins的訪問和使用民主化，現在可以成為每天的貨幣，用於超級快速的全球轉移，本地企業的基本付款，甚至可以在諸如Over int for It for int for It themep的市場中節省所有的貨幣，甚至可以為所有的webice currencies sove the Minipay sipy's the the Minipay's Shove the Minipay and Minipay sonepy's Shove 2-Stys節省貨幣。加密。 ”

“MiniPay becoming a standalone app is a crucial step in helping people around the world access the global dollar system,” said Jørgen Arnsen, EVP Mobile at Opera. “Through Celo’s advanced Ethereum L2 network, users can send, receive, spend, and save money anywhere in the world, and then put their funds to use in so many different ways within our growing ecosystem of Mini Apps. And no one needs to know the complexities of blockchain or crypto – it’s easy to sign up, simple to use, and provides nearly instant transactions at sub-cent fees.”

“ Minipay成為獨立應用程序是幫助世界各地的人們訪問全球美元系統的關鍵步驟，” Opera EVP Mobile的JørgenArnsen說。 “通過Celo的高級以太坊L2網絡，用戶可以在我們不斷增長的Mini Apps生態系統中以多種不同方式來發送，接收，花費和節省資金，然後將其資金以許多不同的方式使用。沒有人需要了解Blockchain或Crypto的複雜性 - 它很容易註冊，簡單地使用，幾乎可以使用sub-Cent Frees sub-Cent Frees。”。 ”

Stablecoin utility, without the crypto complexity

Stablecoin實用程序，沒有加密複雜性

As stablecoins move from the margins into the financial mainstream – fueling everything from cross-border remittances to savings and digital commerce – MiniPay is setting a new benchmark for usability and accessibility. MiniPay features:

隨著Stablecoins從保證金轉移到金融主流 - 從跨境匯款到儲蓄和數字商務的一切 - Minipay正在為可用性和可訪問性樹立新的基準。 Minipay功能：

Easy onboarding & phone number-based UX: Users can sign up, backup, and restore their wallets with a Google or iCloud account and a phone number. No seed phrases, no crypto jargon, no wallet addresses.

易於入職和基於電話號碼的UX：用戶可以使用Google或iCloud帳戶和電話號碼註冊，備份和還原錢包。沒有種子短語，沒有加密行話，沒有錢包地址。

Stablecoins for financial stability: MiniPay supports stablecoins such as Tether’s USDT, which allows users to protect their assets from local currency volatility. Users can furthermore swap for free between supported stablecoins thanks to the Pockets feature, developed in partnership with Mento Labs.

金融穩定性的Stablecoins：Minipay支持Tether的USDT等Stablecoins，該公司允許用戶保護其資產免受當地貨幣的波動。通過與Mento Labs合作開發的口袋功能，用戶可以在受支持的Stablecoins之間免費互換。

Near-zero fees & instant cross-border transactions: Celo’s network makes it possible to send stablecoins globally for less than $0.01 – a fraction of the 6–7% charged by traditional money transfer services. This is critical for users in regions like Africa and Latin America, where remittance flows play a vital role in supporting families and local economies.

接近零的費用和即時跨境交易：Celo的網絡使全球訂立穩定幣的網絡以不到0.01美元的價格發送 - 這是傳統匯款服務收取的6-7％的一小部分。這對於非洲和拉丁美洲等地區的用戶至關重要，在非洲和拉丁美洲，匯款流在支持家庭和地方經濟中起著至關重要的作用。

Localised cash-in and cash-out: A strong and growing network of partners like Onramper, Transak, Binance, Unlimit, Yellow Card, Partna, Banxa, Fonbnk, Cashramp, and more ensures that MiniPay users can easily move between local currencies and stablecoins in as little as 60 seconds, offering competitive rates and familiar payment options.

本地現金貨入和現金出售：一個強大而不斷增長的合作夥伴網絡，例如OnRamper，Transak，Binance，Unlimit，Yellimit，Yellow Card，Partna，Banxa，Fonbnk，CashRamp等，以確保Minipay用戶可以輕鬆地在本地貨幣和穩定的股票之間移動，並提供60秒的時間，提供有競爭力的付款費率和熟悉的付款方式。

Seamless local payments: Pay bills (in selected countries), buy data and airtime, shop at local merchants, stream music or donate to charity — directly from stablecoins with MiniPay’s selection of integrated Mini Apps.

無縫的本地付款：支付賬單（在選定的國家 /地區），購買數據和通話時間，在當地商人購物，流媒體音樂或向慈善機構捐款 - 直接從Minipay選擇集成的迷你應用程序的Stablecoins。

Facilitating global financial inclusion

促進全球金融包容性

Since its initial launch in September of 2023, MiniPay has been offering sub-cent transaction fees and instant processing to a rapidly growing user base across the globe. As a standalone app, MiniPay is ready to offer even greater accessibility, allowing users worldwide to send, save, or receive their money more efficiently. Whether it’s cross-border payments, local bill settlements, or switching between stablecoins and local currencies, MiniPay’s feature-rich platform makes global transactions simple and affordable. Built for remote workers, mobile-first users, and underbanked communities, MiniPay lets users send, receive, and spend stablecoins in seconds, without the complexity of traditional crypto wallets – making it easy to use for all.

自2023年9月最初推出以來，Minipay一直向全球範圍內快速增長的用戶群提供亞中心交易費用和即時處理。作為一個獨立的應用程序，Minipay準備提供更大的可訪問性，使全球用戶可以更有效地發送，保存或收到他們的錢。無論是跨境支付，本地賬單和解，還是在Stablecoins和本地貨幣之間切換，Minipay的功能豐富的平台都可以使全球交易變得簡單易用。 Minipay為遠程工人，移動優先用戶和不足的社區建造，可讓用戶在幾秒鐘內發送，接收和花費穩定的股份，而沒有傳統的加密錢包的複雜性 - 使所有人易於使用。

“The MiniPay wallet and its ecosystem of Mini apps allow millions of users to transact with stablecoins for everyday activities like saving, spending, streaming music, or paying for groceries on terms they understand, and in local currencies they trust. As a standalone app, MiniPay and the Mini app ecosystem serve as the gateway to the new onchain economy, aligned with Celo's mission to create prosperity for all,” said Rene Reinsberg, Celo Co-Founder and Celo Foundation President.

“微型付款錢包及其迷你應用程序的生態系統允許數百萬用戶與StableCoins進行日常活動，例如節省，支出，流式傳輸音樂或按照他們所理解的術語以及他們信任的本地貨幣為雜貨店付費。雷因伯格（Reinsberg），Celo聯合創始人兼Celo基金會主席。

The stablecoin moment is now – and MiniPay is leading it

現在的穩定時刻是 - Minipay正在領導它

Traditional remittance services remain costly, with average fees of 6.4%, so users are looking for alternative ways of transferring the funds. Thanks to the stability in the value and ease of use, stablecoins are rapidly becoming the most practical entry point into crypto: In Sub-Saharan Africa, stablecoins now account for 43% of all crypto transactions. According to a survey conducted by Opera,

傳統匯款服務的平均費用為6.4％，因此用戶正在尋找轉移資金的替代方法。由於價值和易用性的穩定性，Stablecoins迅速成為Crypto的最實際切入點：在撒哈拉以南非洲，Stablecoins現在佔所有加密交易的43％。根據Opera進行的一項調查