Minipay - 屡获殊荣的非监护stablecoin钱包，建立在Celo的移动优先以太坊2层区块链网络上

Minipay - 屡获殊荣的非监护stablecoin钱包，建立在Celo的移动优先以太坊2层区块链网络上 - 现在可以作为独立应用

MiniPay, the award-winning non-custodial stablecoin wallet built on Celo’s mobile-first Ethereum Layer-2 blockchain network, is now available as a standalone application on both iOS and Android.

Minipay是屡获殊荣的非监护stablecoin钱包，建立在Celo的移动优先以太坊2层区块链网络上，现在可以作为iOS和Android的独立应用程序可用。

Originally launched as an integration in Opera Mini, the most downloaded browser in Africa, MiniPay has already onboarded over 7 million unique wallets. Its release as a standalone app on Android in October has helped to generate a further one million downloads, helping to drive the next wave of stablecoin adoption globally. MiniPay’s expansion to iOS completes the ecosystem, democratizing the access and use of stablecoins like USDT, USDC, cUSD, which can now become an everyday, mainstream currency used for super-fast global transfers, basic payments at local businesses, or even a way of saving money in markets with volatile currencies – all thanks to MiniPay’s Web2-style experience for all that is so simple it “doesn’t feel like crypto.”

Minipay最初是作为Opera Mini的集成而推出的，是非洲下载最多的浏览器，已经登上了超过700万个独特的钱包。它于10月在Android上作为独立应用程序发布，有助于又产生了100万个下载，有助于推动全球下一波稳定的稳定率采用。 Minipay向iOS扩展完成了生态系统，使诸如USDT，USDC，USDC，CUSD之类的Stablecoins的访问和使用民主化，现在可以成为每天的货币，用于超级快速的全球转移，本地企业的基本付款，甚至可以在诸如Over int for It for int for It themep的市场中节省所有的货币，甚至可以为所有的webice currencies sove the Minipay sipy's the the Minipay's Shove the Minipay and Minipay sonepy's Shove 2-Stys节省货币。加密。”

“MiniPay becoming a standalone app is a crucial step in helping people around the world access the global dollar system,” said Jørgen Arnsen, EVP Mobile at Opera. “Through Celo’s advanced Ethereum L2 network, users can send, receive, spend, and save money anywhere in the world, and then put their funds to use in so many different ways within our growing ecosystem of Mini Apps. And no one needs to know the complexities of blockchain or crypto – it’s easy to sign up, simple to use, and provides nearly instant transactions at sub-cent fees.”

“ Minipay成为独立应用程序是帮助世界各地的人们访问全球美元系统的关键步骤，” Opera EVP Mobile的JørgenArnsen说。 “通过Celo的高级以太坊L2网络，用户可以在我们不断增长的Mini Apps生态系统中以多种不同方式来发送，接收，花费和节省资金，然后将其资金以许多不同的方式使用。没有人需要了解Blockchain或Crypto的复杂性 - 它很容易注册，简单地使用，几乎可以使用sub-Cent Frees sub-Cent Frees。”。”

Stablecoin utility, without the crypto complexity

Stablecoin实用程序，没有加密复杂性

As stablecoins move from the margins into the financial mainstream – fueling everything from cross-border remittances to savings and digital commerce – MiniPay is setting a new benchmark for usability and accessibility. MiniPay features:

随着Stablecoins从保证金转移到金融主流 - 从跨境汇款到储蓄和数字商务的一切 - Minipay正在为可用性和可访问性树立新的基准。 Minipay功能：

Easy onboarding & phone number-based UX: Users can sign up, backup, and restore their wallets with a Google or iCloud account and a phone number. No seed phrases, no crypto jargon, no wallet addresses.

易于入职和基于电话号码的UX：用户可以使用Google或iCloud帐户和电话号码注册，备份和还原钱包。没有种子短语，没有加密行话，没有钱包地址。

Stablecoins for financial stability: MiniPay supports stablecoins such as Tether’s USDT, which allows users to protect their assets from local currency volatility. Users can furthermore swap for free between supported stablecoins thanks to the Pockets feature, developed in partnership with Mento Labs.

金融稳定性的Stablecoins：Minipay支持Tether的USDT等Stablecoins，该公司允许用户保护其资产免受当地货币的波动。通过与Mento Labs合作开发的口袋功能，用户可以在受支持的Stablecoins之间免费互换。

Near-zero fees & instant cross-border transactions: Celo’s network makes it possible to send stablecoins globally for less than $0.01 – a fraction of the 6–7% charged by traditional money transfer services. This is critical for users in regions like Africa and Latin America, where remittance flows play a vital role in supporting families and local economies.

接近零的费用和即时跨境交易：Celo的网络使全球订立稳定币的网络以不到0.01美元的价格发送 - 这是传统汇款服务收取的6-7％的一小部分。这对于非洲和拉丁美洲等地区的用户至关重要，在非洲和拉丁美洲，汇款流在支持家庭和地方经济中起着至关重要的作用。

Localised cash-in and cash-out: A strong and growing network of partners like Onramper, Transak, Binance, Unlimit, Yellow Card, Partna, Banxa, Fonbnk, Cashramp, and more ensures that MiniPay users can easily move between local currencies and stablecoins in as little as 60 seconds, offering competitive rates and familiar payment options.

本地现金货入和现金出售：一个强大而不断增长的合作伙伴网络，例如OnRamper，Transak，Binance，Unlimit，Yellimit，Yellow Card，Partna，Banxa，Fonbnk，CashRamp等，以确保Minipay用户可以轻松地在本地货币和稳定的股票之间移动，并提供60秒的时间，提供有竞争力的付款费率和熟悉的付款方式。

Seamless local payments: Pay bills (in selected countries), buy data and airtime, shop at local merchants, stream music or donate to charity — directly from stablecoins with MiniPay’s selection of integrated Mini Apps.

无缝的本地付款：支付账单（在选定的国家 /地区），购买数据和通话时间，在当地商人购物，流媒体音乐或向慈善机构捐款 - 直接从Minipay选择集成的迷你应用程序的Stablecoins。

Facilitating global financial inclusion

促进全球金融包容性

Since its initial launch in September of 2023, MiniPay has been offering sub-cent transaction fees and instant processing to a rapidly growing user base across the globe. As a standalone app, MiniPay is ready to offer even greater accessibility, allowing users worldwide to send, save, or receive their money more efficiently. Whether it’s cross-border payments, local bill settlements, or switching between stablecoins and local currencies, MiniPay’s feature-rich platform makes global transactions simple and affordable. Built for remote workers, mobile-first users, and underbanked communities, MiniPay lets users send, receive, and spend stablecoins in seconds, without the complexity of traditional crypto wallets – making it easy to use for all.

自2023年9月最初推出以来，Minipay一直向全球范围内快速增长的用户群提供亚中心交易费用和即时处理。作为一个独立的应用程序，Minipay准备提供更大的可访问性，使全球用户可以更有效地发送，保存或收到他们的钱。无论是跨境支付，本地账单和解，还是在Stablecoins和本地货币之间切换，Minipay的功能丰富的平台都可以使全球交易变得简单易用。 Minipay为远程工人，移动优先用户和不足的社区建造，可让用户在几秒钟内发送，接收和花费稳定的股份，而没有传统的加密钱包的复杂性 - 使所有人易于使用。

“The MiniPay wallet and its ecosystem of Mini apps allow millions of users to transact with stablecoins for everyday activities like saving, spending, streaming music, or paying for groceries on terms they understand, and in local currencies they trust. As a standalone app, MiniPay and the Mini app ecosystem serve as the gateway to the new onchain economy, aligned with Celo's mission to create prosperity for all,” said Rene Reinsberg, Celo Co-Founder and Celo Foundation President.

“微型付款钱包及其迷你应用程序的生态系统允许数百万用户与StableCoins进行日常活动，例如节省，支出，流式传输音乐或按照他们所理解的术语以及他们信任的本地货币为杂货店付费。雷因伯格（Reinsberg），Celo联合创始人兼Celo基金会主席。

The stablecoin moment is now – and MiniPay is leading it

现在的稳定时刻是 - Minipay正在领导它

Traditional remittance services remain costly, with average fees of 6.4%, so users are looking for alternative ways of transferring the funds. Thanks to the stability in the value and ease of use, stablecoins are rapidly becoming the most practical entry point into crypto: In Sub-Saharan Africa, stablecoins now account for 43% of all crypto transactions. According to a survey conducted by Opera,

传统汇款服务的平均费用为6.4％，因此用户正在寻找转移资金的替代方法。由于价值和易用性的稳定性，Stablecoins迅速成为Crypto的最实际切入点：在撒哈拉以南非洲，Stablecoins现在占所有加密交易的43％。根据Opera进行的一项调查