Meta（以前是Facebook）以更加謹慎和精緻的方法回到區塊鏈競技場：Meta Stablecoin計劃。

這將是為了降低交易成本，主要是為了在Instagram等平台上向創建者付款。

In 2019, Meta (then Facebook) unveiled the Libra Project, an ambitious bid at a universal currency that quickly faced intense regulatory backlash and ultimately had to be shelved in 2022 following the rebranding of Diem. Now, three years later, Meta is returning to the blockchain scene with a more cautious and refined focus: the Meta stablecoin initiative.

2019年，梅塔（當時的Facebook）揭幕了天秤座項目，這是一種雄心勃勃的競標，以一種通用的貨幣出價，迅速面對強烈的監管反彈，最終在Diem重新品牌之後必須在2022年被擱置。現在，三年後，梅塔（Meta）以更加謹慎和精緻的重點回到區塊鏈場景：元穩定倡議。

What Is Meta’s Second Chance in Crypto?

Meta在加密貨幣中的第二次機會是什麼？

According to The Information, Meta is in the midst of discussing possible use cases for a stablecoin with crypto infrastructure firms for cross-border payments in a bid to reduce transaction costs, particularly for small payments to creators on platforms like Instagram. There isn’t a full-scale crypto launch; rather, an exterior shoe is being put on the blockchain for practical financial services.”

根據該信息，Meta正在討論與加密基礎設施公司的穩定股份可能的用例，以減少交易成本，尤其是對於Instagram等平台上的創建者的小額付款。沒有全面的加密發布；相反，正在為實用金融服務的區塊鏈上鋪設外部鞋子。 ”

This renewed interest is driven by several factors. Notably, Stripe recently acquired the stablecoin startup Bridge for $1.1 billion, Visa announced partnerships with blockchain companies, and Fidelity is developing its own stablecoin. Moreover, with the 2024 U.S. presidential election promising a crypto-friendlier regime and two bills aiming to provide a proper legal framework for stablecoins in the works, companies like Meta are seeing the regulatory moats starting to clear.

這種新的興趣是由幾個因素驅動的。值得注意的是，Stripe最近以11億美元的價格收購了Stablecoin創業橋，Visa宣布與區塊鏈公司建立合作夥伴關係，Fidelity正在開發自己的Stablecoin。此外，隨著2024年的美國總統大選承諾採用加密友好的政權和兩項旨在為Stablecoins提供適當的法律框架的法案，梅塔（Meta）等公司正在看到監管護士開始清除。

Lessons Learned: From Libra to Now

經驗教訓：從天秤座到現在

Unlike Libra, which aimed for a global digital currency backed by a basket of fiat currencies, the current initiative focuses on infrastructure and utility, converging well-known stablecoins like USDC or newer entrants like Bridge. This allows for a more decentralized, partner-driven setup that largely evades the major regulatory scrutiny that ultimately led to Diem's demise.

與以一籃子法定貨幣為支持的全球數字貨幣的天秤座不同，當前的計劃著重於基礎設施和公用事業，融合了眾所周知的stablecoins，例如USDC或Bridge等較新的參賽者。這允許進行更加分散，以合作夥伴為驅動的設置，從而在很大程度上逃避了最終導致Diem滅亡的主要監管審查。

To spearhead this effort, Meta has hired Ginger Baker, an experienced fintech CEO formerly with Plaid and on the Stellar Development Foundation board. Baker is said to be coordinating with crypto infrastructure providers and guiding Meta's strategy toward scalable, regulated applications.

為了使這項努力率先，梅塔聘請了經驗豐富的金融科技首席執行官Ginger Baker，該首席執行官以前是格子和Stellar Development Foundation Board。據說貝克正在與加密基礎設施提供商協調，並指導元策略實現可擴展的，受監管的應用程序。

Circle, the issuer of USDC, has also reportedly entered early-stage talks with Meta. While none of the parties have confirmed the details, it seems these discussions are pivoting toward the use of stablecoins for payouts rather than the creation of new consumer-facing tokens.

據報導，USDC的發行人Circle也參加了與Meta的早期會談。儘管各方都沒有確認這些細節，但似乎這些討論是針對使用穩定的款項來支付的，而不是創建新的面向消費者的代幣。

Instagram and Creator Payouts: The First Use Case

Instagram和創建者支出：第一種用例

Among the initial use cases being explored is a rather fascinating one: micro-payouts for Instagram creators. This would enable Meta to pay small amounts to creators—let's say $100—in batches in countries across the globe without the exorbitant fees and sluggishness of traditional wire transfers. Payments from stablecoins essentially settle instantly with minimal cost.

在探索的最初用例中，有一個令人著迷的：Instagram創建者的微付費。這將使Meta能夠在全球各國的批處理中向創作者支付少量款項，而沒有高昂的費用和傳統電彙的較低度。穩定幣的付款基本上立即定居，成本最低。

This model not only benefits the creators but also expands monetization opportunities within Meta's ecosystem, giving more avenues for engagement to influencers and content producers.

該模型不僅使創作者受益，而且還擴大了Meta生態系統中的貨幣化機會，從而為有影響力的人和內容生產者提供了更多的參與途徑。

The Burning Question: Why Is Big Tech Finally Showing Interest in Crypto?

一個燃燒的問題：為什麼大型技術最終表現出對加密貨幣的興趣？

Regulation mixed with uncertainty brewed a perfect storm in the digital asset sphere. Now, as President Trump is set to take the reins, new opportunities are emerging for blockchain innovation.

與不確定性混合的調節在數字資產領域中釀造了完美的風暴。現在，隨著特朗普總統將掌權，新的機會正在出現區塊鏈創新。

At present, there is bipartisan support in Congress for two bills that would propose a proper legal framework for stablecoins. These bills are aiming to set clear rules for the issuance and use of stablecoins, offering legal clarity and institutional backing for these digital assets.

目前，國會在兩項法案中提供了兩黨的支持，這將為Stablecoins提供適當的法律框架。這些法案旨在為發行和使用穩定的法案設定明確的規則，為這些數字資產提供法律清晰度和機構支持。

This emerging legal and regulatory landscape is paving the way for major tech companies to return to the crypto scene, having largely shied away from it in recent years due to the ambiguity and risk posed by the largely uncharted legal territory.

這一新興的法律和監管格局為主要科技公司返回加密貨幣現場鋪平了道路，近年來由於很大程度上未知的法律領土帶來的歧義和風險，近年來大部分地區都避開了它。

The Burning Question: Why Is Big Tech Finally Showing Interest in Crypto?

一個燃燒的問題：為什麼大型技術最終表現出對加密貨幣的興趣？

Regulation mixed with uncertainty brewed a perfect storm in the digital asset sphere. Now, as President Trump is set to take the reins, new opportunities are emerging for blockchain innovation.

與不確定性混合的調節在數字資產領域中釀造了完美的風暴。現在，隨著特朗普總統將掌權，新的機會正在出現區塊鏈創新。

At present, there is bipartisan support in Congress for two bills that would propose a proper legal framework for stablecoins. These bills are aiming to set clear rules for the issuance and use of stablecoins, offering legal clarity and institutional backing for these digital assets.

目前，國會在兩項法案中提供了兩黨的支持，這將為Stablecoins提供適當的法律框架。這些法案旨在為發行和使用穩定的法案設定明確的規則，為這些數字資產提供法律清晰度和機構支持。

This emerging legal and regulatory landscape is paving the way for major tech companies to return to the crypto scene, having largely shied away from it in recent years due to the ambiguity and risk posed by the largely uncharted legal territory.

這一新興的法律和監管格局為主要科技公司返回加密貨幣現場鋪平了道路，近年來由於很大程度上未知的法律領土帶來的歧義和風險，近年來大部分地區都避開了它。

However, the regulatory climate is shifting, and with it, the calculus for tech giants is changing.

但是，監管氣候正在轉移，隨之而來的是，科技巨頭的演算正在發生變化。

The U.S. administration has made significant progress in crafting a regulatory framework for digital assets, particularly stablecoins. This emerging legal and institutional certainty is encouraging major tech players to take a fresh look at the potential of blockchain technology and digital currencies.

美國政府在製定數字資產，尤其是穩定幣的監管框架方面取得了重大進展。這種新興的法律和機構確定性鼓勵主要的技術人員仔細研究區塊鏈技術和數字貨幣的潛力。

Furthermore, the 2024 presidential election is likely to bring in a crypto-friendlier regime compared to the previous administration, which viewed cryptocurrencies with suspicion and aimed to restrict their use. This shift in political attitude is another factor pushing tech companies to return to the forefront of the crypto scene.

此外，與上一個政府相比，2024年總統大選可能會引入加密友好的政權，該政府對此表示懷疑的加密貨幣，旨在限制其使用。政治態度的這種轉變是促使科技公司重返加密貨幣領域的最前沿的另一個因素。

Finally, the competitive landscape is heating up, with several players making bold moves in the stablecoin space. For instance, credit card issuer Stripe recently acquired the stablecoin

最後，競爭性的景觀正在升溫，幾名球員在Stablecoin空間中大膽舉動。例如，信用卡發行人Stripe最近獲得了Stablecoin