萬事達卡公佈針對支出和商人和解的新穩定付款功能

萬事達卡於4月28日宣布了新的Stablecoin付款功能，旨在使消費者能夠花費Stablecoins和商人接收它們

Mastercard is adding stablecoin payment capabilities to its global network, allowing consumers to spend and merchants to accept stablecoins.

萬事達卡正在向其全球網絡添加Stablecoin付款能力，使消費者可以花費並接受穩定的商人。

The card giant is working with crypto-native and fintech partners, including OKX and Nuvei, to integrate stablecoins into traditional payment flows.

該卡巨頭正在與包括OKX和Nuvei在內的加密本地和金融科技合作夥伴合作，將Stablecoins整合到傳統的付款流程中。

This initiative spans wallet enablement, card issuance, merchant settlement, and cross-border remittances.

該計劃涵蓋了錢包啟用，卡發行，商人和解和跨境匯款。

“We believe in the potential of stablecoins to streamline payments and commerce across the value chain,” said Jorn Lambert, chief product officer at Mastercard.

萬事達卡首席產品官傑恩·蘭伯特（Jorn Lambert）說：“我們相信，穩定幣的潛力簡化了價值鏈中的付款和商業。”

“Unlocking this is core to how we rapidly adapt in today’s world, giving people and businesses the freedom they want by providing the choices they deserve.”

“解鎖這是我們如何通過提供應有的選擇來迅速適應當今世界的核心，從而為人們和企業提供了他們想要的自由。”

As stablecoins transition from trading instruments to payment solutions with greater regulatory clarity, integrating them into everyday commerce is a crucial step for broader adoption.

隨著穩定的人從交易工具到更高的監管清晰度的付款解決方案過渡，將它們融入日常商業是更廣泛採用的關鍵步驟。

Stablecoin spending and settlement

穩定的支出和和解

Mastercard will enable the spending of stablecoins via traditional cards through partnerships with platforms such as MetaMask, Kraken, Gemini, Bybit, Crypto.com, Binance, Monavate, and Bleap.

萬事達卡將通過與Metamask，Kraken，Gemini，Bybit，Crypto.com，Binance，Binance，Monavate和Bleap等平台的合作夥伴關係通過傳統卡來實現Stablecoins的支出。

Consumers can use stablecoins stored in their wallets at over 150 million merchant locations worldwide. Mastercard Move also facilitates the withdrawal of stablecoins to bank accounts.

消費者可以在全球超過1.5億個商人地點使用存儲在其錢包中的穩定幣。萬事達卡的舉動還促進了將穩定幣撤回到銀行帳戶。

Additionally, Mastercard and OKX are jointly launching the OKX Card, which will provide users with direct access to their crypto holdings.

此外，萬事達卡和OKX共同啟動OKX卡，該卡將為用戶提供直接訪問其加密貨幣持有量的訪問權限。

According to OKX, the partnership will help integrate stablecoins into everyday transactions by connecting its crypto trading and Web3 infrastructure to Mastercard’s global payment rails.

根據OKX的說法，該合作夥伴關係將通過將其加密貨幣交易和Web3基礎架構與MasterCard的全球支付軌道聯繫起來，來幫助將Stablecoins整合到日常交易中。

In terms of merchant settlement, Mastercard is expanding capabilities with partnerships from Nuvei and Circle. Merchants will be able to receive settlement payments in stablecoins, such as Circle’s USDC, regardless of the payment method used by consumers.

就商家和解而言，萬事達卡通過Nuvei和Circle的合作夥伴關係擴大了能力。商人將能夠在Circle的USDC等穩定款中獲得和解付款，無論消費者使用的付款方式如何。

Similar settlement mechanisms support Paxos-issued stablecoins in collaboration with Paxos.

類似的定居機制支持Paxos發行的穩定菌，與Paxos合作。

Enhancing user experience

增強用戶體驗

To address the challenges in stablecoin remittances, Mastercard introduces Crypto Credential. This service will enable users of partner exchanges, including Wirex, Bit2Me, Lirium, Notabene, Coins.ph, and Mercado Bitcoin, to send and receive digital assets using usernames.

為了解決Stablecoin匯款中的挑戰，萬事達卡介紹了加密貨幣證書。這項服務將使合作夥伴交流的用戶能夠使用用戶名來發送和接收數字資產，包括Wirex，Bit2Me，Lirium，Notabene，Coins.ph和Mercado Bitcoin。

The aim is to facilitate verification and transparency in cross-border transactions.

目的是促進跨境交易的驗證和透明度。

For facilitating real-time payments and redemptions, Mastercard has Multi-Token Network (MTN). The MTN connects deposit accounts to tokenized assets, allowing partners like Ondo Finance to access tokenized financial instruments.

為了促進實時付款和兌換，萬事達卡具有多型網絡（MTN）。 MTN將存款帳戶與令牌化資產聯繫起來，使諸如Ondo Finance之類的合作夥伴可以訪問令牌化的金融工具。

Financial institutions, including JPMorgan and Standard Chartered, have connected to MTN to explore stablecoin and digital asset applications within their operations.

包括摩根大通（JPMorgan）和標準憲章在內的金融機構已連接到MTN，以探索其運營中的Stablecoin和數字資產應用程序。