万事达卡公布针对支出和商人和解的新稳定付款功能

万事达卡于4月28日宣布了新的Stablecoin付款功能，旨在使消费者能够花费Stablecoins和商人接收它们

Mastercard is adding stablecoin payment capabilities to its global network, allowing consumers to spend and merchants to accept stablecoins.

万事达卡正在向其全球网络添加Stablecoin付款能力，使消费者可以花费并接受稳定的商人。

The card giant is working with crypto-native and fintech partners, including OKX and Nuvei, to integrate stablecoins into traditional payment flows.

该卡巨头正在与包括OKX和Nuvei在内的加密本地和金融科技合作伙伴合作，将Stablecoins整合到传统的付款流程中。

This initiative spans wallet enablement, card issuance, merchant settlement, and cross-border remittances.

该计划涵盖了钱包启用，卡发行，商人和解和跨境汇款。

“We believe in the potential of stablecoins to streamline payments and commerce across the value chain,” said Jorn Lambert, chief product officer at Mastercard.

万事达卡首席产品官杰恩·兰伯特（Jorn Lambert）说：“我们相信，稳定币的潜力简化了价值链中的付款和商业。”

“Unlocking this is core to how we rapidly adapt in today’s world, giving people and businesses the freedom they want by providing the choices they deserve.”

“解锁这是我们如何通过提供应有的选择来迅速适应当今世界的核心，从而为人们和企业提供了他们想要的自由。”

As stablecoins transition from trading instruments to payment solutions with greater regulatory clarity, integrating them into everyday commerce is a crucial step for broader adoption.

随着稳定的人从交易工具到更高的监管清晰度的付款解决方案过渡，将它们融入日常商业是更广泛采用的关键步骤。

Stablecoin spending and settlement

稳定的支出和和解

Mastercard will enable the spending of stablecoins via traditional cards through partnerships with platforms such as MetaMask, Kraken, Gemini, Bybit, Crypto.com, Binance, Monavate, and Bleap.

万事达卡将通过与Metamask，Kraken，Gemini，Bybit，Crypto.com，Binance，Binance，Monavate和Bleap等平台的合作伙伴关系通过传统卡来实现Stablecoins的支出。

Consumers can use stablecoins stored in their wallets at over 150 million merchant locations worldwide. Mastercard Move also facilitates the withdrawal of stablecoins to bank accounts.

消费者可以在全球超过1.5亿个商人地点使用存储在其钱包中的稳定币。万事达卡的举动还促进了将稳定币撤回到银行帐户。

Additionally, Mastercard and OKX are jointly launching the OKX Card, which will provide users with direct access to their crypto holdings.

此外，万事达卡和OKX共同启动OKX卡，该卡将为用户提供直接访问其加密货币持有量的访问权限。

According to OKX, the partnership will help integrate stablecoins into everyday transactions by connecting its crypto trading and Web3 infrastructure to Mastercard’s global payment rails.

根据OKX的说法，该合作伙伴关系将通过将其加密货币交易和Web3基础架构与MasterCard的全球支付轨道联系起来，来帮助将Stablecoins整合到日常交易中。

In terms of merchant settlement, Mastercard is expanding capabilities with partnerships from Nuvei and Circle. Merchants will be able to receive settlement payments in stablecoins, such as Circle’s USDC, regardless of the payment method used by consumers.

就商家和解而言，万事达卡通过Nuvei和Circle的合作伙伴关系扩大了能力。商人将能够在Circle的USDC等稳定款中获得和解付款，无论消费者使用的付款方式如何。

Similar settlement mechanisms support Paxos-issued stablecoins in collaboration with Paxos.

类似的定居机制支持Paxos发行的稳定菌，与Paxos合作。

Enhancing user experience

增强用户体验

To address the challenges in stablecoin remittances, Mastercard introduces Crypto Credential. This service will enable users of partner exchanges, including Wirex, Bit2Me, Lirium, Notabene, Coins.ph, and Mercado Bitcoin, to send and receive digital assets using usernames.

为了解决Stablecoin汇款中的挑战，万事达卡介绍了加密货币证书。这项服务将使合作伙伴交流的用户能够使用用户名来发送和接收数字资产，包括Wirex，Bit2Me，Lirium，Notabene，Coins.ph和Mercado Bitcoin。

The aim is to facilitate verification and transparency in cross-border transactions.

目的是促进跨境交易的验证和透明度。

For facilitating real-time payments and redemptions, Mastercard has Multi-Token Network (MTN). The MTN connects deposit accounts to tokenized assets, allowing partners like Ondo Finance to access tokenized financial instruments.

为了促进实时付款和兑换，万事达卡具有多型网络（MTN）。 MTN将存款帐户与令牌化资产联系起来，使诸如Ondo Finance之类的合作伙伴可以访问令牌化的金融工具。

Financial institutions, including JPMorgan and Standard Chartered, have connected to MTN to explore stablecoin and digital asset applications within their operations.

包括摩根大通（JPMorgan）和标准宪章在内的金融机构已连接到MTN，以探索其运营中的Stablecoin和数字资产应用程序。