萬事達卡和渣打銀行透過成功的多代幣網路測試推進區塊鏈

萬事達卡和渣打銀行已在香港金融管理局 (HKMA) 金融科技監管沙箱內對萬事達卡的多代幣網路 (MTN) 進行了初步即時測試。此試驗利用碳信用標記化，需要在標記化存款和碳信用之間進行原子交換。

Mastercard and Standard Chartered Advance Blockchain Technology with Successful Live Test of Multi-Token Network

萬事達卡和渣打銀行成功進行多代幣網路現場測試，推動區塊鏈技術

Hong Kong, May 15, 2024 - Mastercard and Standard Chartered Bank Hong Kong (SCBHK) have achieved a significant milestone by successfully completing the first live test of Mastercard's Multi-Token Network (MTN) within the Hong Kong Monetary Authority (HKMA) Fintech Supervisory Sandbox. This groundbreaking initiative demonstrates the potential for blockchain technology to revolutionize financial transactions.

香港，2024 年5 月15 日- 萬事達卡和渣打銀行香港(SCBHK) 成功完成了香港金融管理局(HKMA) 金融科技監管範圍內萬事達卡多令牌網絡(MTN) 的首次現場測試，取得了重要里程碑沙盒。這項突破性舉措展示了區塊鏈技術徹底改變金融交易的潛力。

The proof-of-concept pilot showcased the tokenization of carbon credits and the execution of an atomic swap between the tokenized deposit and carbon credit. This innovative approach paves the way for the creation of secure, efficient, and interoperable digital asset markets.

概念驗證試點展示了碳信用額的代幣化以及代幣化存款和碳信用之間原子交換的執行。這種創新方法為創建安全、高效和可互通的數位資產市場鋪平了道路。

"The successful live test of Mastercard's Multi-Token Network represents a transformative step forward for the financial industry," said Helena Chen, Mastercard's Managing Director for Hong Kong and Macau. "It will reshape how consumers and businesses connect, interact, and transact, unlocking new possibilities for innovation and growth."

萬事達卡香港和澳門董事總經理 Helena Chen 表示：“萬事達卡多令牌網絡的成功現場測試代表著金融業向前邁出了變革性的一步。” “它將重塑消費者和企業聯繫、互動和交易的方式，釋放創新和成長的新可能性。”

The pilot project was initiated when a client of SCBHK's virtual bank, Mox Bank, sought to purchase a carbon credit using deposited funds. Mox subsequently requested SCBHK to tokenize the carbon credit through Libeara, a tokenization service provider launched by Standard Chartered's venture arm, SC Ventures.

這項試點計畫是在渣打香港虛擬銀行 Mox Bank 的一位客戶尋求使用存入資金購買碳信用額時啟動的。 Mox 隨後要求 SCBHK 透過 Libeara（渣打銀行創投部門 SC Ventures 推出的代幣化服務提供者）對碳信用進行代幣化。

Libeara's tokenization platform enabled the creation of a digital representation of the carbon credit on the blockchain, ensuring its authenticity and facilitating its seamless transfer between parties. The atomic swap mechanism, a key feature of MTN, allowed for the simultaneous exchange of the tokenized deposit and carbon credit in a single transaction, eliminating counterparty risk and enhancing transaction security.

Libeara 的代幣化平台可以在區塊鏈上創建碳信用額的數位表示形式，確保其真實性並促進各方之間的無縫轉移。原子互換機制是 MTN 的關鍵特徵，它允許在單筆交易中同時交換代幣化存款和碳信用額，消除交易對手風險並增強交易安全性。

"We are delighted to have collaborated with Mastercard on this pioneering project," said Judy Hsu, SCBHK's Chief Executive Officer. "The successful live test of the Multi-Token Network is a testament to our commitment to driving innovation and exploring the full potential of blockchain technology for the benefit of our clients and the broader financial ecosystem."

渣打銀行香港首席執行官 Judy Hsu 表示：“我們很高興能與萬事達卡合作開展這一開創性項目。” “多代幣網路的成功現場測試證明了我們致力於推動創新和探索區塊鏈技術的全部潛力，以造福我們的客戶和更廣泛的金融生態系統。”

The successful completion of this live test demonstrates the maturity of blockchain technology and its readiness for real-world applications within the financial sector. Mastercard and Standard Chartered are committed to further exploring the capabilities of MTN and its potential to transform a wide range of industries, including trade finance, supply chain management, and digital asset custody.

此次現場測試的成功完成表明了區塊鏈技術的成熟及其在金融領域實際應用的準備。萬事達卡和渣打銀行致力於進一步探索 MTN 的功能及其改造眾多行業的潛力，包括貿易融資、供應鏈管理和數位資產託管。

As the financial landscape continues to evolve, Mastercard and Standard Chartered remain at the forefront of innovation, leveraging blockchain technology to create a more secure, efficient, and inclusive financial system for the digital age.

隨著金融格局的不斷發展，萬事達卡和渣打銀行始終走在創新的前沿，利用區塊鏈技術為數位時代創造更安全、高效和包容的金融體系。