万事达卡和渣打银行通过成功的多代币网络测试推进区块链

万事达卡和渣打银行已在香港金融管理局 (HKMA) 金融科技监管沙箱内对万事达卡的多代币网络 (MTN) 进行了初步实时测试。该试点利用碳信用标记化，需要在标记化存款和碳信用之间进行原子交换。

Mastercard and Standard Chartered Advance Blockchain Technology with Successful Live Test of Multi-Token Network

万事达卡和渣打银行成功进行多代币网络现场测试，推进区块链技术

Hong Kong, May 15, 2024 - Mastercard and Standard Chartered Bank Hong Kong (SCBHK) have achieved a significant milestone by successfully completing the first live test of Mastercard's Multi-Token Network (MTN) within the Hong Kong Monetary Authority (HKMA) Fintech Supervisory Sandbox. This groundbreaking initiative demonstrates the potential for blockchain technology to revolutionize financial transactions.

香港，2024 年 5 月 15 日 - 万事达卡和渣打银行香港 (SCBHK) 成功完成了香港金融管理局 (HKMA) 金融科技监管范围内万事达卡多令牌网络 (MTN) 的首次现场测试，取得了重要里程碑沙盒。这一突破性举措展示了区块链技术彻底改变金融交易的潜力。

The proof-of-concept pilot showcased the tokenization of carbon credits and the execution of an atomic swap between the tokenized deposit and carbon credit. This innovative approach paves the way for the creation of secure, efficient, and interoperable digital asset markets.

概念验证试点展示了碳信用额的代币化以及代币化存款和碳信用额之间原子交换的执行。这种创新方法为创建安全、高效和可互操作的数字资产市场铺平了道路。

"The successful live test of Mastercard's Multi-Token Network represents a transformative step forward for the financial industry," said Helena Chen, Mastercard's Managing Director for Hong Kong and Macau. "It will reshape how consumers and businesses connect, interact, and transact, unlocking new possibilities for innovation and growth."

万事达卡香港和澳门董事总经理 Helena Chen 表示：“万事达卡多令牌网络的成功现场测试代表着金融业向前迈出了变革性的一步。” “它将重塑消费者和企业联系、互动和交易的方式，释放创新和增长的新可能性。”

The pilot project was initiated when a client of SCBHK's virtual bank, Mox Bank, sought to purchase a carbon credit using deposited funds. Mox subsequently requested SCBHK to tokenize the carbon credit through Libeara, a tokenization service provider launched by Standard Chartered's venture arm, SC Ventures.

该试点项目是在渣打香港虚拟银行 Mox Bank 的一位客户寻求使用存入资金购买碳信用额时启动的。 Mox 随后要求 SCBHK 通过 Libeara（渣打银行风险投资部门 SC Ventures 推出的代币化服务提供商）对碳信用额进行代币化。

Libeara's tokenization platform enabled the creation of a digital representation of the carbon credit on the blockchain, ensuring its authenticity and facilitating its seamless transfer between parties. The atomic swap mechanism, a key feature of MTN, allowed for the simultaneous exchange of the tokenized deposit and carbon credit in a single transaction, eliminating counterparty risk and enhancing transaction security.

Libeara 的代币化平台可以在区块链上创建碳信用额的数字表示形式，确保其真实性并促进各方之间的无缝转移。原子互换机制是 MTN 的一个关键特征，它允许在单笔交易中同时交换代币化存款和碳信用额，消除交易对手风险并增强交易安全性。

"We are delighted to have collaborated with Mastercard on this pioneering project," said Judy Hsu, SCBHK's Chief Executive Officer. "The successful live test of the Multi-Token Network is a testament to our commitment to driving innovation and exploring the full potential of blockchain technology for the benefit of our clients and the broader financial ecosystem."

渣打银行香港首席执行官 Judy Hsu 表示：“我们很高兴能与万事达卡合作开展这一开创性项目。” “多代币网络的成功现场测试证明了我们致力于推动创新和探索区块链技术的全部潜力，以造福我们的客户和更广泛的金融生态系统。”

The successful completion of this live test demonstrates the maturity of blockchain technology and its readiness for real-world applications within the financial sector. Mastercard and Standard Chartered are committed to further exploring the capabilities of MTN and its potential to transform a wide range of industries, including trade finance, supply chain management, and digital asset custody.

此次现场测试的成功完成表明了区块链技术的成熟及其在金融领域实际应用的准备。万事达卡和渣打银行致力于进一步探索 MTN 的功能及其改造众多行业的潜力，包括贸易融资、供应链管理和数字资产托管。

As the financial landscape continues to evolve, Mastercard and Standard Chartered remain at the forefront of innovation, leveraging blockchain technology to create a more secure, efficient, and inclusive financial system for the digital age.

随着金融格局的不断发展，万事达卡和渣打银行始终走在创新的前沿，利用区块链技术为数字时代创建更加安全、高效和包容的金融体系。