Latam Insights Encore：如果實施，巴西的穩定幣匯款稅將對該行業產生淨負面影響

有時，雖然徵稅似乎是正確的步驟，但在採用「相同的活動、相同的風險、相同的監管」方法時更是如此，稅收的可行性和可能的​​弊大於利。巴西中央銀行最近向行業利益相關者提出的穩定幣匯款稅收提案可能就是這種情況。

Latam cryptocurrency news round-up: Brazil mulls tax on stablecoin remittances

拉丁美洲加密貨幣新聞綜述：巴西考慮對穩定幣匯款徵稅

The Central Bank of Brazil (BCB) has proposed taxing the use of stablecoins for making remittances, a move that could drive retail users away from regulated exchanges, according to industry stakeholders.

產業利害關係人表示，巴西中央銀行（BCB）提議對使用穩定幣進行匯款徵稅，此舉可能促使零售用戶遠離受監管的交易所。

The BCB presented the proposal to cryptocurrency exchanges and other industry representatives last week, as part of its efforts to standardize the regulation of all financial activities.

BCB 上週向加密貨幣交易所和其他行業代表提交了該提案，作為其標準化所有金融活動監管努力的一部分。

Under the proposal, any individual or company making remittances using stablecoins would be subject to a tax. The tax rate would be determined by the government and could vary depending on the amount of money being remitted.

根據該提案，任何使用穩定幣匯款的個人或公司都將被徵稅。稅率將由政府決定，並可能根據匯出的金額而有所不同。

Industry stakeholders have welcomed the move, saying that it would create a level playing field for all remittance providers. However, they have also raised concerns about the impact of the tax on retail users.

產業利害關係人對此舉表示歡迎，稱這將為所有匯款提供者創造一個公平的競爭環境。然而，他們也對稅收對零售用戶的影響表示擔憂。

Currently, retail users can make remittances using stablecoins without paying any fees. This is because exchanges typically cover the cost of the transaction in order to attract new users.

目前，零售用戶可以使用穩定幣進行匯款，而無需支付任何費用。這是因為交易所通常會承擔交易成本以吸引新用戶。

However, if the government imposes a tax on stablecoin remittances, exchanges would likely pass on the cost to their users. This could make remittances more expensive for retail users and drive them away from regulated exchanges.

然而，如果政府對穩定幣匯款徵稅，交易所可能會將成本轉嫁給用戶。這可能會使零售用戶的匯款成本更高，並促使他們遠離受監管的交易所。

“The market will find alternatives,” one industry insider told CoinDesk. “People will not want to pay a spread imposed by the Central Bank.”

「市場會找到替代方案，」一位業內人士告訴 CoinDesk。 “人們不會願意支付央行施加的利差。”

The BCB’s proposal is still in the early stages and could be changed before it is implemented. The government is expected to announce its final decision on the matter within the next few months.

BCB 的提案仍處於早期階段，在實施之前可能會發生變化。預計政府將在未來幾個月內宣布有關此事的最終決定。