Latam Insights Encore：如果实施，巴西的稳定币汇款税将对​​该行业产生净负面影响

有时，虽然征税似乎是正确的步骤，但在采用“相同的活动、相同的风险、相同的监管”方法时更是如此，税收的可行性和可能的​​弊大于利。巴西中央银行最近向行业利益相关者提出的稳定币汇款税收提案可能就是这种情况。

Latam cryptocurrency news round-up: Brazil mulls tax on stablecoin remittances

拉美加密货币新闻综述：巴西考虑对稳定币汇款征税

The Central Bank of Brazil (BCB) has proposed taxing the use of stablecoins for making remittances, a move that could drive retail users away from regulated exchanges, according to industry stakeholders.

行业利益相关者表示，巴西中央银行（BCB）提议对使用稳定币进行汇款征税，此举可能会促使零售用户远离受监管的交易所。

The BCB presented the proposal to cryptocurrency exchanges and other industry representatives last week, as part of its efforts to standardize the regulation of all financial activities.

BCB 上周向加密货币交易所和其他行业代表提交了该提案，作为其标准化所有金融活动监管努力的一部分。

Under the proposal, any individual or company making remittances using stablecoins would be subject to a tax. The tax rate would be determined by the government and could vary depending on the amount of money being remitted.

根据该提案，任何使用稳定币汇款的个人或公司都将被征税。税率将由政府确定，并可能根据汇出的金额而有所不同。

Industry stakeholders have welcomed the move, saying that it would create a level playing field for all remittance providers. However, they have also raised concerns about the impact of the tax on retail users.

行业利益相关者对此举表示欢迎，称这将为所有汇款提供商创造一个公平的竞争环境。然而，他们也对税收对零售用户的影响表示担忧。

Currently, retail users can make remittances using stablecoins without paying any fees. This is because exchanges typically cover the cost of the transaction in order to attract new users.

目前，零售用户可以使用稳定币进行汇款，无需支付任何费用。这是因为交易所通常会承担交易成本以吸引新用户。

However, if the government imposes a tax on stablecoin remittances, exchanges would likely pass on the cost to their users. This could make remittances more expensive for retail users and drive them away from regulated exchanges.

然而，如果政府对稳定币汇款征税，交易所可能会将成本转嫁给用户。这可能会使零售用户的汇款成本更高，并促使他们远离受监管的交易所。

“The market will find alternatives,” one industry insider told CoinDesk. “People will not want to pay a spread imposed by the Central Bank.”

“市场会找到替代方案，”一位业内人士告诉 CoinDesk。 “人们不会愿意支付央行施加的利差。”

The BCB’s proposal is still in the early stages and could be changed before it is implemented. The government is expected to announce its final decision on the matter within the next few months.

BCB 的提案仍处于早期阶段，在实施之前可能会发生变化。预计政府将在未来几个月内宣布有关此事的最终决定。