到6月，Shopify將允許商人接受USDC Stablecoin付款

這家公開交易的科技公司允許商家（包括老式服裝銷售商，化妝品業務和電子公司）設置自己的在線市場。

Publicly traded tech company Shopify is letting merchants—including vintage clothes sellers, cosmetics businesses, and electronics companies—accept payments in USDC, a stablecoin issued by the crypto company Circle, which recently had one of the year’s hottest IPOs.

公開交易的科技公司Shopify正在讓商人（包括老式服裝銷售商，化妝品業務和電子公司）在USDC上付款，USDC是Crypto Company Circle發行的Stablecoin，該公司最近擁有一年中最熱門的IPOS。

The e-commerce company will begin rolling out the new feature later this month with a select group of merchants in the U.S. and Europe, a Coinbase spokesperson tells Fortune. The initiative will then gradually expand to every merchant who uses its platform.

一位Coinbase發言人告訴《財富》，這家電子商務公司將於本月晚些時候開始與一群美國和歐洲的商人一起推出新功能。然後，該計劃將逐漸擴展到使用其平台的每個商人。

Shopify worked with Coinbase to develop a payments protocol to handle chargebacks, refunds, and other intricacies of retail payments on Coinbase’s blockchain, Base. It also collaborated with fintech giant Stripe, one of Shopify’s payments processors, to integrate stablecoins into the e-commerce company’s existing software stack.

Shopify與Coinbase合作制定了一項付款協議，以處理Coinbase的區塊鏈基地的零售付款的退款，退款和其他復雜性。它還與Shopify的Payments處理器之一Fintech Giant Stripe合作，將Stablecoins集成到電子商務公司現有的軟件堆棧中。

“I think other payment processors will look at what Shopify is building and be like, ‘Holy crap,’” Jesse Pollak, a Coinbase executive who oversees the crypto exchange’s wallet and blockchain divisions, tells Fortune.

“我認為其他付款處理器會看著Shopify在建造什麼，'神聖的廢話'，”負責Crypto Exchange的錢包和區塊鏈部門的Coinbase主管Jesse Pollak告訴《財富》。

The move comes as stablecoins, or cryptocurrencies pegged to assets like the U.S. dollar, become one of the buzziest sectors outside of AI in Silicon Valley. Rather than wait days for a bank wire to clear, advocates say that stablecoins reduce cross-border transfer fees and speed up transactions.

此舉是因為穩定幣或加密貨幣掛在諸如美元之類的資產上，成為矽谷AI以外的最嗡嗡的部門之一。倡導者說，與其等待幾天才能清除銀行電線，不如說，穩定的人會減少跨境轉移費用並加快交易加快交易。

Tech giants like Meta, Apple, X, Airbnb, and Google have taken notice and have all been in talks with crypto companies to explore stablecoin integrations. Moreover, the Senate is poised to pass legislation that regulates the crypto assets. And Stripe has acquired two crypto startups in the past year as it looks to carve out its own crypto payments strategy.

Meta，Apple，X，Airbnb和Google等科技巨頭已經註意到，並且都與加密公司進行了談判，以探索Stablecoin集成。此外，參議院有望通過規範加密資產的立法。在過去的一年中，Stripe收購了兩家加密初創公司，因為它希望制定自己的加密付款策略。

“This will be the beginning of a lot of dominoes falling,” Pollak, the Coinbase executive, says.

Coinbase主管Pollak說：“這將是許多多米諾骨牌的開始。”

The integration also marks the latest chapter in Shopify’s own crypto journey.

該集成還標誌著Shopify自己的加密之旅中的最新一章。

The Ottawa-based company has long let third-party software developers like Crypto.com and Strike provide plug-ins for merchants to accept cryptocurrencies like Bitcoin, Ethereum, and even USDC for payment. But these integrations were opt-in, meaning that merchants had to explicitly choose to integrate crypto payments into their online marketplaces.

這家總部位於渥太華的公司長期以來一直讓諸如Crypto.com之類的第三方軟件開發人員和Strike提供了插件，以便商人接受比特幣，以太坊，甚至USDC等加密貨幣進行付款。但是這些集成是選擇加入的，這意味著商人必須明確選擇將加密貨幣付款集成到其在線市場中。

The company’s own most recent stablecoin play is opt-out. Merchants will have to adjust their settings to not accept payments in USDC.

該公司自己最近的Stablecoin遊戲是選擇退出的。商人將不得不調整其設置，以不接受USDC的付款。

Moreover, the payments protocol Coinbase developed with Shopify is the product of executives and developers from both companies collaborating over the past nine months, Pollak says.

此外，Pollak說，與Shopify開發的付款協議共同基礎是兩家公司在過去九個月中合作的高管和開發商的產物。

The move also marks a new chapter in Shopify’s cash-back program. Merchants who accept USDC will get up to 0.5% cash back in the U.S. and other countries, and the company plans to also give customers who decide to pay with USDC an unspecified percentage of cash back later this year.

此舉還標誌著Shopify的現金背景計劃中的一個新篇章。接受USDC的商人將在美國和其他國家獲得高達0.5％的現金，並且該公司還計劃向決定與USDC支付未指定的現金返還百分比的客戶。