JPMorgan Chase（JPM）允許客戶購買比特幣（BTC），首席執行官Jamie Dimon仍然是懷疑的

儘管發展了這一發展，但戴蒙仍然是人聲懷疑，重申了對比特幣與非法活動的關聯的擔憂

JPMorgan Chase & Co (NYSE:JPM) will now allow clients to buy Bitcoin, CEO Jamie Dimon announced on Monday during the bank’s annual investor day.

摩根大通（JPMorgan Chase＆Co）（紐約證券交易所：JPM）現在將允許客戶購買比特幣，首席執行官傑米·戴蒙（Jamie Dimon）週一在銀行年度投資者日宣布。

The largest U.S. bank is cautiously integrating cryptocurrency into its offerings, responding to client demand while remaining mindful of the asset’s unique characteristics and the regulatory landscape.

美國最大的銀行正在謹慎地將加密貨幣整合到其產品中，響應客戶需求，同時還要注意資產的獨特特徵和監管景觀。

Responding to a question about whether financial advisors can recommend Bitcoin, Dimon confirmed that clients can purchase Bitcoin, which will be included in their client statements. However, the bank will not offer custody services.

在回答有關財務顧問是否可以推薦比特幣的問題時，Dimon確認客戶可以購買比特幣，該比特幣將包含在其客戶報表中。但是，銀行將不提供監護服務。

This decision follows Morgan Stanley's move since August to permit its financial advisors to recommend certain spot Bitcoin exchange-traded funds to suitable clients.

這項決定是自8月以來摩根士丹利（Morgan Stanley）的舉動，允許其財務顧問向合適的客戶推薦某些現場比特幣交易所交易資金。

Dimon's stance highlights a philosophical divide, as he defends clients' rights to invest in Bitcoin, comparing it to the choice to smoke. Personally, however, he holds deep skepticism towards the asset, which he has previously called “worthless” and advocated for its shutdown during a 2023 Senate hearing.

戴蒙（Dimon）的立場強調了哲學上的鴻溝，因為他捍衛了客戶投資比特幣的權利，將其與吸煙的選擇進行了比較。但是，就個人而言，他對該資產抱有深厚的懷疑，他以前稱其為“毫無價值”，並在2023年參議院聽證會上提倡其關閉。

He believes that Bitcoin's primary use cases involve criminal activities like drug trafficking and tax avoidance.

他認為，比特幣的主要用例涉及諸如販毒和避稅等犯罪活動。

The integration of Bitcoin into JPMorgan's platform marks a pragmatic acknowledgment of client demand and the asset’s growing legitimacy in mainstream finance.

將比特幣集成到摩根大通的平台中標誌著客戶需求的務實認可以及資產在主流金融中日益增長的合法性。

Bitcoin's journey from a niche digital currency to an institutional investment option has been propelled by regulatory advancements, such as the approval of spot Bitcoin ETFs, and increasing adoption by wealth management firms.

比特幣從利基數字貨幣到機構投資選擇的旅程是由監管進步（例如批准現貨比特幣ETF的批准）推動的，並增加了財富管理公司的採用。

Yet, Dimon's reservations echo ongoing debates about cryptocurrency's risks, including its volatility and regulatory uncertainties. His concerns about ownership clarity and illicit use are not unfounded, as studies have estimated that a portion of crypto transactions are linked to illegal activities, though the exact scale is contested.

然而，戴蒙（Dimon）的保留呼應了有關加密貨幣風險的持續辯論，包括其波動性和監管不確定性。他對所有權清晰度和非法使用的關注並沒有毫無根據，因為研究估計，儘管確切的規模有爭議，但一部分加密交易與非法活動有關。

JPMorgan's move reflects a balancing act between innovation and risk management, positioning the bank to compete in a rapidly evolving financial landscape while adhering to Dimon's conservative outlook.

摩根大通的舉動反映了創新和風險管理之間的平衡行為，使銀行在遵守戴蒙（Dimon）的保守前景的同時，將銀行競爭迅速發展的金融景觀。

The decision to forgo custody services alleviates some operational and regulatory burdens, enabling the bank to test the cryptocurrency waters without fully submerging itself in the crypto ecosystem.

放棄監護服務的決定減輕了一些運營和監管負擔，使銀行能夠在不完全淹沒加密生態系統的情況下測試加密貨幣水域。

As Bitcoin continues its journey of integration into the traditional financial system, JPMorgan's cautious embrace could pave the way for further inclusion of digital assets in traditional banking, even as its CEO remains one of the industry's most prominent critics.

隨著比特幣繼續融入傳統金融體系的旅程，摩根大通的謹慎擁抱可能為在傳統銀行業務中進一步加入數字資產鋪平道路，儘管其首席執行官仍然是該行業最傑出的批評家之一。