JPMorgan Chase（JPM）允许客户购买比特币（BTC），首席执行官Jamie Dimon仍然是怀疑的

尽管发展了这一发展，但戴蒙仍然是人声怀疑，重申了对比特币与非法活动的关联的担忧

JPMorgan Chase & Co (NYSE:JPM) will now allow clients to buy Bitcoin, CEO Jamie Dimon announced on Monday during the bank’s annual investor day.

摩根大通（JPMorgan Chase＆Co）（纽约证券交易所：JPM）现在将允许客户购买比特币，首席执行官杰米·戴蒙（Jamie Dimon）周一在银行年度投资者日宣布。

The largest U.S. bank is cautiously integrating cryptocurrency into its offerings, responding to client demand while remaining mindful of the asset’s unique characteristics and the regulatory landscape.

美国最大的银行正在谨慎地将加密货币整合到其产品中，响应客户需求，同时还要注意资产的独特特征和监管景观。

Responding to a question about whether financial advisors can recommend Bitcoin, Dimon confirmed that clients can purchase Bitcoin, which will be included in their client statements. However, the bank will not offer custody services.

在回答有关财务顾问是否可以推荐比特币的问题时，Dimon确认客户可以购买比特币，该比特币将包含在其客户报表中。但是，银行将不提供监护服务。

This decision follows Morgan Stanley's move since August to permit its financial advisors to recommend certain spot Bitcoin exchange-traded funds to suitable clients.

这项决定是自8月以来摩根士丹利（Morgan Stanley）的举动，允许其财务顾问向合适的客户推荐某些现场比特币交易所交易资金。

Dimon's stance highlights a philosophical divide, as he defends clients' rights to invest in Bitcoin, comparing it to the choice to smoke. Personally, however, he holds deep skepticism towards the asset, which he has previously called “worthless” and advocated for its shutdown during a 2023 Senate hearing.

戴蒙（Dimon）的立场强调了哲学上的鸿沟，因为他捍卫了客户投资比特币的权利，将其与吸烟的选择进行了比较。但是，就个人而言，他对该资产抱有深厚的怀疑，他以前称其为“毫无价值”，并在2023年参议院听证会上提倡其关闭。

He believes that Bitcoin's primary use cases involve criminal activities like drug trafficking and tax avoidance.

他认为，比特币的主要用例涉及诸如贩毒和避税等犯罪活动。

The integration of Bitcoin into JPMorgan's platform marks a pragmatic acknowledgment of client demand and the asset’s growing legitimacy in mainstream finance.

将比特币集成到摩根大通的平台中标志着客户需求的务实认可以及资产在主流财务中日益增长的合法性。

Bitcoin's journey from a niche digital currency to an institutional investment option has been propelled by regulatory advancements, such as the approval of spot Bitcoin ETFs, and increasing adoption by wealth management firms.

比特币从利基数字货币到机构投资选择的旅程是由监管进步（例如批准现货比特币ETF的批准）推动的，并增加了财富管理公司的采用。

Yet, Dimon's reservations echo ongoing debates about cryptocurrency's risks, including its volatility and regulatory uncertainties. His concerns about ownership clarity and illicit use are not unfounded, as studies have estimated that a portion of crypto transactions are linked to illegal activities, though the exact scale is contested.

然而，戴蒙（Dimon）的保留呼应了有关加密货币风险的持续辩论，包括其波动性和监管不确定性。他对所有权清晰度和非法使用的关注并没有毫无根据，因为研究估计，尽管确切的规模有争议，但一部分加密交易与非法活动有关。

JPMorgan's move reflects a balancing act between innovation and risk management, positioning the bank to compete in a rapidly evolving financial landscape while adhering to Dimon's conservative outlook.

摩根大通的举动反映了创新和风险管理之间的平衡行为，使银行在遵守戴蒙（Dimon）的保守前景的同时，将银行竞争迅速发展的金融景观。

The decision to forgo custody services alleviates some operational and regulatory burdens, enabling the bank to test the cryptocurrency waters without fully submerging itself in the crypto ecosystem.

放弃监护服务的决定减轻了一些运营和监管负担，使银行能够在不完全淹没加密生态系统的情况下测试加密货币水域。

As Bitcoin continues its journey of integration into the traditional financial system, JPMorgan's cautious embrace could pave the way for further inclusion of digital assets in traditional banking, even as its CEO remains one of the industry's most prominent critics.

随着比特币继续融入传统金融体系的旅程，摩根大通的谨慎拥抱可能为在传统银行业务中进一步加入数字资产铺平道路，尽管其首席执行官仍然是该行业最杰出的批评家之一。