眾議院和參議院調查拜登監管機構是否在“非美國人”權力的“撤銷”加密行業

在美國眾議院進行的調查和參議院的聽證會將檢查財務監管機構是否在管理期間

A congressional investigation will examine whether financial regulators during the administration of former President Joe Biden deliberately cut off crypto industry leaders and others from the banking system in an inappropriate use of authority.

一項國會調查將檢查前總統喬·拜登（Joe Biden）在管理期間的財務監管機構是否故意切斷了加密行業領導者和其他人，以使其與銀行體系脫離了不當使用權。

The U.S. House of Representatives and Senate will both hold hearings on the matter.

美國眾議院和參議院將對此事舉行聽證會。

The House Oversight Committee is investigating whether the practice originates from the financial institutions themselves or from either implicit or explicit pressure from government regulators, according to a letter sent on Friday by Representative James Comer, the panel's chairman.

眾議院監督委員會正在調查該做法是源於金融機構本身還是來自政府監管機構的隱性或明確壓力。

The Senate Banking Committee will hold a hearing on February 5 on "Operation Chokepoint 2.0," as Republican lawmakers and the digital assets industry have been calling the systemic severing of crypto insiders from U.S. banks, in reference to an earlier era's Operation Chokepoint.

參議院銀行委員會將於2月5日舉行一次聽證會上關於“ Chokepoint 2.0行動”的聽證會，因為共和黨議員和數字資產行業一直在呼籲美國銀行的Crypto內部人員系統地切斷了較早時代的Chokepoint行動。

Operation Chokepoint was a government-sanctioned effort to reduce risk in banking by encouraging the lenders to back away from legal but otherwise risky businesses. Those included payday lenders, firearms dealers and Native American tribes that operated online casinos.

Chokepoint行動是政府批准的努力，旨在通過鼓勵貸方退出法律但有風險的業務來降低銀行業務的風險。其中包括發薪日貸方，槍支經銷商和在線賭場經營的美國原住民部落。

While some financial institutions may have made decisions on crypto interests based on their own risk appetites or business plans, banking regulators such as the Federal Deposit Insurance Corp. and the Office of the Comptroller of the Currency were public in their guidance that regulated banks seeking to do crypto business would face restrictions and additional scrutiny from the agencies.

儘管一些金融機構可能會根據自己的風險食慾或商業計劃對加密貨幣的利益做出決定，但銀行監管機構（例如聯邦存款保險公司）和貨幣審計長辦公室在其指導下公開了，該指導旨在進行監管的銀行尋求尋求的銀行。加密業務將面臨限制和對機構的額外審查。

However, a Coinbase pursuit of private FDIC communications with banks demonstrated that the agency directed them to stop pursuing digital assets services until the regulator had specific rules in place, which it wasn't developing.

但是，對與銀行的私人FDIC通信的共同追求表明，該機構指示他們停止尋求數字資產服務，直到監管機構有特定的規則，這不是製定的。

"We are grateful to assist in the thorough investigation of this pernicious practice,” said Kristin Smith, CEO of the Blockchain Association, which also received the House committee's letter probing the trend.

區塊鏈協會首席執行官克里斯汀·史密斯（Kristin Smith）表示：“我們很高興協助對這種有害做法進行徹底調查。”

Meanwhile, congressional Democrats have been focusing their own investigation requests on President Donald Trump's recently launched meme coin, $TRUMP. He's been accused of using the presidency to rack up billions of dollars, and they cite the token as a potential risk for dangerous conflicts of interest.

同時，國會民主黨人一直將自己的調查請求集中在唐納德·特朗普總統最近發射的梅米硬幣$特朗普上。他被指控利用總統職位籌集數十億美元，他們將代幣視為危險利益衝突的潛在風險。