众议院和参议院调查拜登监管机构是否在“非美国人”权力的“撤销”加密行业

在美国众议院进行的调查和参议院的听证会将检查财务监管机构是否在管理期间

A congressional investigation will examine whether financial regulators during the administration of former President Joe Biden deliberately cut off crypto industry leaders and others from the banking system in an inappropriate use of authority.

一项国会调查将检查前总统乔·拜登（Joe Biden）在管理期间的财务监管机构是否故意切断了加密行业领导者和其他人，以使其与银行体系脱离了不当使用权。

The U.S. House of Representatives and Senate will both hold hearings on the matter.

美国众议院和参议院将对此事举行听证会。

The House Oversight Committee is investigating whether the practice originates from the financial institutions themselves or from either implicit or explicit pressure from government regulators, according to a letter sent on Friday by Representative James Comer, the panel's chairman.

众议院监督委员会正在调查该做法是源于金融机构本身还是来自政府监管机构的隐性或明确压力。

The Senate Banking Committee will hold a hearing on February 5 on "Operation Chokepoint 2.0," as Republican lawmakers and the digital assets industry have been calling the systemic severing of crypto insiders from U.S. banks, in reference to an earlier era's Operation Chokepoint.

参议院银行委员会将于2月5日举行一次听证会上关于“ Chokepoint 2.0行动”的听证会，因为共和党议员和数字资产行业一直在呼吁美国银行的Crypto内部人员系统地切断了较早时代的Chokepoint行动。

Operation Chokepoint was a government-sanctioned effort to reduce risk in banking by encouraging the lenders to back away from legal but otherwise risky businesses. Those included payday lenders, firearms dealers and Native American tribes that operated online casinos.

Chokepoint行动是政府批准的努力，旨在通过鼓励贷方退出合法但有风险的业务来降低银行业务的风险。其中包括发薪日贷方，枪支经销商和在线赌场经营的美国原住民部落。

While some financial institutions may have made decisions on crypto interests based on their own risk appetites or business plans, banking regulators such as the Federal Deposit Insurance Corp. and the Office of the Comptroller of the Currency were public in their guidance that regulated banks seeking to do crypto business would face restrictions and additional scrutiny from the agencies.

尽管一些金融机构可能会根据自己的风险食欲或商业计划对加密货币的利益做出决定，但银行监管机构（例如联邦存款保险公司）和货币审计长办公室在其指导下公开了，该指导旨在进行监管的银行寻求寻求的银行。加密业务将面临限制和对机构的额外审查。

However, a Coinbase pursuit of private FDIC communications with banks demonstrated that the agency directed them to stop pursuing digital assets services until the regulator had specific rules in place, which it wasn't developing.

但是，对与银行的私人FDIC通信的共同追求表明，该机构指示他们停止寻求数字资产服务，直到监管机构有特定的规则，这不是制定的。

"We are grateful to assist in the thorough investigation of this pernicious practice,” said Kristin Smith, CEO of the Blockchain Association, which also received the House committee's letter probing the trend.

区块链协会首席执行官克里斯汀·史密斯（Kristin Smith）表示：“我们很高兴协助对这种有害做法进行彻底调查。”

Meanwhile, congressional Democrats have been focusing their own investigation requests on President Donald Trump's recently launched meme coin, $TRUMP. He's been accused of using the presidency to rack up billions of dollars, and they cite the token as a potential risk for dangerous conflicts of interest.

同时，国会民主党人一直将自己的调查请求集中在唐纳德·特朗普总统最近发射的梅米硬币$特朗普上。他被指控利用总统职位筹集数十亿美元，他们将代币视为危险利益冲突的潜在风险。