Flare、DeFi 和 XRP：互操作性和機構採用的新時代

探索 Flare 如何通過新的穩定幣集成和機構投資推動採用，徹底改變 XRP 的 DeFi 功能。

Yo, crypto enthusiasts! The buzz around Flare, DeFi, and XRP is getting louder, and for good reason. Flare Network is unlocking a whole new world of DeFi applications for XRP, and the latest developments are straight-up game-changers. Let's dive into what's poppin'.

喲，加密貨幣愛好者！圍繞 Flare、DeFi 和 XRP 的討論越來越響亮，這是有充分理由的。 Flare Network 正在為 XRP 開啟 DeFi 應用的全新世界，最新的發展直接改變了遊戲規則。讓我們深入了解一下流行的內容。

Flare: The Key to XRP's DeFi Dreams

Flare：XRP DeFi 夢想的關鍵

Flare has officially stepped up as the leading EVM DeFi platform for XRP. Since launching its wrapped token, FXRP, the network has seen a massive 37.9% increase in total value locked (TVL), hitting a cool $86.2 million. What's the deal? FXRP lets XRP holders jump into DeFi activities like lending and yield farming, which weren't previously available on the XRP Ledger.

Flare 已正式成為 XRP 領先的 EVM DeFi 平台。自推出包裝代幣 FXRP 以來，該網絡的總鎖定價值 (TVL) 大幅增長了 37.9%，達到 8620 萬美元。這是怎麼回事？ FXRP 讓 XRP 持有者可以參與借貸和流動性挖礦等 DeFi 活動，而這些活動以前在 XRP Ledger 上是不可用的。

Hugo Philion, Co-founder of Flare, nailed it when he said this is a "turning point" for the XRP ecosystem. For the first time, XRP holders can flex their existing assets in non-custodial DeFi, earning yield and providing liquidity. That’s what I call a win-win.

Flare 聯合創始人 Hugo Philion 表示，這是 XRP 生態系統的“轉折點”。 XRP 持有者第一次可以在非託管 DeFi 中靈活運用其現有資產，賺取收益並提供流動性。這就是我所說的雙贏。

FXRP: Driving XRP DeFi Adoption

FXRP：推動 XRP DeFi 的採用

FXRP is the magic ingredient, enabling XRP holders to access DeFi products through Flare's innovative contract platform. This trustless token opens up new utilities previously unavailable on the XRP Ledger. And with Flare bridging an additional 15 million XRP tokens, the TVL just keeps climbing, signaling major interest from the XRP community.

FXRP 是一種神奇的成分，使 XRP 持有者能夠通過 Flare 的創新合約平台訪問 DeFi 產品。這種無需信任的代幣開闢了 XRP 賬本上以前無法使用的新實用程序。隨著 Flare 新增 1500 萬個 XRP 代幣，TVL 不斷攀升，表明 XRP 社區的巨大興趣。

To make things even smoother, Flare integrated FXRP minting directly into the Xaman wallet. This move lowers the barrier to entry for new users, encouraging broader XRP participation in DeFi. No more jumping through hoops – just easy access to the DeFi playground.

為了讓事情變得更加順利，Flare 將 FXRP 鑄幣直接集成到 Xaman 錢包中。此舉降低了新用戶的進入門檻，鼓勵 XRP 更廣泛地參與 DeFi。不再需要跳過障礙——只需輕鬆進入 DeFi 遊樂場即可。

Brale and Ripple's RLUSD: Stablecoins on XRP Ledger

Brale 和 Ripple 的 RLUSD：XRP Ledger 上的穩定幣

But wait, there's more! Brale, a platform that lets businesses create their own stablecoins, is now live on the XRP Ledger. This means companies can issue stablecoins and make payments in Ripple USD (RLUSD) easily and safely. It's all about bridging traditional finance and digital assets in a simple, clear, and regulated way.

但是等等，還有更多！ Brale 是一個讓企業創建自己的穩定幣的平台，現已上線 XRP Ledger。這意味著公司可以輕鬆安全地發行穩定幣並以 Ripple USD (RLUSD) 進行支付。這一切都是為了以簡單、清晰和規範的方式連接傳統金融和數字資產。

Ripple's RLUSD, backed 1:1 by the U.S. dollar, has grown to nearly $900 million in circulation since its debut. With Brale's API, businesses can now settle in RLUSD across both the XRP Ledger and Ethereum, ensuring faster, compliant global transfers. Talk about seamless!

Ripple 的 RLUSD 以美元 1:1 的比例支持，自推出以來流通量已增至近 9 億美元。借助 Brale 的 API，企業現在可以在 XRP Ledger 和以太坊上以 RLUSD 進行結算，從而確保更快、合規的全球轉賬。談論無縫！

SBI Holdings: Institutional XRP Investment

SBI Holdings：機構 XRP 投資

And if you thought that was all, Japan's banking giant SBI Holdings is throwing down a $200 million XRP treasury investment to boost XRP adoption. This investment is part of Evernorth, a fund planning to raise over $1 billion to buy XRP and build one of the largest public XRP treasuries. SBI is also working with Ripple and other partners, highlighting strong institutional support for XRP.

如果您認為這就是全部，日本銀行業巨頭 SBI Holdings 正在投入 2 億美元的 XRP 財務投資，以促進 XRP 的採用。這項投資是 Evernorth 的一部分，該基金計劃籌集超過 10 億美元購買 XRP 並建立最大的公共 XRP 金庫之一。 SBI 還與 Ripple 和其他合作夥伴合作，強調對 XRP 的強有力的機構支持。

Institutional Capital Joins the Party

機構資本入黨

Speaking of institutions, Aave and Maple Finance have teamed up to bridge institutional capital with DeFi. Aave, with over $40 billion in TVL, will now onboard institutional-grade assets provided by Maple Finance. This collaboration introduces trusted and consistent yield, stabilizing Aave’s variable rate model and improving liquidity efficiency.

說到機構，Aave 和 Maple Finance 已經聯手搭建機構資本與 DeFi 的橋樑。 Aave 的 TVL 超過 400 億美元，現在將採用 Maple Finance 提供的機構級資產。此次合作引入了值得信賴且一致的收益率，穩定了 Aave 的可變利率模型並提高了流動性效率。

Final Thoughts: The Future is Bright

最後的想法：未來是光明的

Flare is not just a platform; it's a catalyst for XRP's evolution in the DeFi space. With new integrations, institutional investments, and stablecoin support, the ecosystem is booming. Whether you're an XRP OG or a DeFi newbie, now's the time to pay attention. The future of Flare, DeFi, and XRP is looking brighter than a Times Square billboard on New Year's Eve!

Flare 不僅僅是一個平台；更是一個平台。它是 XRP 在 DeFi 領域發展的催化劑。通過新的整合、機構投資和穩定幣支持，生態系統正在蓬勃發展。無論您是 XRP OG 還是 DeFi 新手，現在都是關注的時候了。 Flare、DeFi 和 XRP 的未來看起來比除夕夜的時代廣場廣告牌還要光明！