Flare、DeFi 和 XRP：互操作性和机构采用的新时代

探索 Flare 如何通过新的稳定币集成和机构投资推动采用，彻底改变 XRP 的 DeFi 功能。

Yo, crypto enthusiasts! The buzz around Flare, DeFi, and XRP is getting louder, and for good reason. Flare Network is unlocking a whole new world of DeFi applications for XRP, and the latest developments are straight-up game-changers. Let's dive into what's poppin'.

哟，加密货币爱好者！围绕 Flare、DeFi 和 XRP 的讨论越来越响亮，这是有充分理由的。 Flare Network 正在为 XRP 开启 DeFi 应用的全新世界，最新的发展直接改变了游戏规则。让我们深入了解一下流行的内容。

Flare: The Key to XRP's DeFi Dreams

Flare：XRP DeFi 梦想的关键

Flare has officially stepped up as the leading EVM DeFi platform for XRP. Since launching its wrapped token, FXRP, the network has seen a massive 37.9% increase in total value locked (TVL), hitting a cool $86.2 million. What's the deal? FXRP lets XRP holders jump into DeFi activities like lending and yield farming, which weren't previously available on the XRP Ledger.

Flare 已正式成为 XRP 领先的 EVM DeFi 平台。自推出包装代币 FXRP 以来，该网络的总锁定价值 (TVL) 大幅增长了 37.9%，达到 8620 万美元。这是怎么回事？ FXRP 让 XRP 持有者可以参与借贷和流动性挖矿等 DeFi 活动，而这些活动以前在 XRP Ledger 上是不可用的。

Hugo Philion, Co-founder of Flare, nailed it when he said this is a "turning point" for the XRP ecosystem. For the first time, XRP holders can flex their existing assets in non-custodial DeFi, earning yield and providing liquidity. That’s what I call a win-win.

Flare 联合创始人 Hugo Philion 表示，这是 XRP 生态系统的“转折点”。 XRP 持有者第一次可以在非托管 DeFi 中灵活运用其现有资产，赚取收益并提供流动性。这就是我所说的双赢。

FXRP: Driving XRP DeFi Adoption

FXRP：推动 XRP DeFi 的采用

FXRP is the magic ingredient, enabling XRP holders to access DeFi products through Flare's innovative contract platform. This trustless token opens up new utilities previously unavailable on the XRP Ledger. And with Flare bridging an additional 15 million XRP tokens, the TVL just keeps climbing, signaling major interest from the XRP community.

FXRP 是一种神奇的成分，使 XRP 持有者能够通过 Flare 的创新合约平台访问 DeFi 产品。这种无需信任的代币开辟了 XRP 账本上以前无法使用的新实用程序。随着 Flare 新增 1500 万个 XRP 代币，TVL 不断攀升，表明 XRP 社区的巨大兴趣。

To make things even smoother, Flare integrated FXRP minting directly into the Xaman wallet. This move lowers the barrier to entry for new users, encouraging broader XRP participation in DeFi. No more jumping through hoops – just easy access to the DeFi playground.

为了让事情变得更加顺利，Flare 将 FXRP 铸币直接集成到 Xaman 钱包中。此举降低了新用户的进入门槛，鼓励 XRP 更广泛地参与 DeFi。不再需要跳过障碍——只需轻松进入 DeFi 游乐场即可。

Brale and Ripple's RLUSD: Stablecoins on XRP Ledger

Brale 和 Ripple 的 RLUSD：XRP Ledger 上的稳定币

But wait, there's more! Brale, a platform that lets businesses create their own stablecoins, is now live on the XRP Ledger. This means companies can issue stablecoins and make payments in Ripple USD (RLUSD) easily and safely. It's all about bridging traditional finance and digital assets in a simple, clear, and regulated way.

但是等等，还有更多！ Brale 是一个让企业创建自己的稳定币的平台，现已上线 XRP Ledger。这意味着公司可以轻松安全地发行稳定币并以 Ripple USD (RLUSD) 进行支付。这一切都是为了以简单、清晰和规范的方式连接传统金融和数字资产。

Ripple's RLUSD, backed 1:1 by the U.S. dollar, has grown to nearly $900 million in circulation since its debut. With Brale's API, businesses can now settle in RLUSD across both the XRP Ledger and Ethereum, ensuring faster, compliant global transfers. Talk about seamless!

Ripple 的 RLUSD 以美元 1:1 的比例支持，自推出以来流通量已增至近 9 亿美元。借助 Brale 的 API，企业现在可以在 XRP Ledger 和以太坊上以 RLUSD 进行结算，从而确保更快、合规的全球转账。谈论无缝！

SBI Holdings: Institutional XRP Investment

SBI Holdings：机构 XRP 投资

And if you thought that was all, Japan's banking giant SBI Holdings is throwing down a $200 million XRP treasury investment to boost XRP adoption. This investment is part of Evernorth, a fund planning to raise over $1 billion to buy XRP and build one of the largest public XRP treasuries. SBI is also working with Ripple and other partners, highlighting strong institutional support for XRP.

如果您认为这就是全部，日本银行业巨头 SBI Holdings 正在投入 2 亿美元的 XRP 财务投资，以促进 XRP 的采用。这项投资是 Evernorth 的一部分，该基金计划筹集超过 10 亿美元购买 XRP 并建立最大的公共 XRP 金库之一。 SBI 还与 Ripple 和其他合作伙伴合作，强调对 XRP 的强有力的机构支持。

Institutional Capital Joins the Party

机构资本入党

Speaking of institutions, Aave and Maple Finance have teamed up to bridge institutional capital with DeFi. Aave, with over $40 billion in TVL, will now onboard institutional-grade assets provided by Maple Finance. This collaboration introduces trusted and consistent yield, stabilizing Aave’s variable rate model and improving liquidity efficiency.

说到机构，Aave 和 Maple Finance 已经联手搭建机构资本与 DeFi 的桥梁。 Aave 的 TVL 超过 400 亿美元，现在将采用 Maple Finance 提供的机构级资产。此次合作引入了值得信赖且一致的收益率，稳定了 Aave 的可变利率模型并提高了流动性效率。

Final Thoughts: The Future is Bright

最后的想法：未来是光明的

Flare is not just a platform; it's a catalyst for XRP's evolution in the DeFi space. With new integrations, institutional investments, and stablecoin support, the ecosystem is booming. Whether you're an XRP OG or a DeFi newbie, now's the time to pay attention. The future of Flare, DeFi, and XRP is looking brighter than a Times Square billboard on New Year's Eve!

Flare 不仅仅是一个平台；更是一个平台。它是 XRP 在 DeFi 领域发展的催化剂。通过新的整合、机构投资和稳定币支持，生态系统正在蓬勃发展。无论您是 XRP OG 还是 DeFi 新手，现在都是关注的时候了。 Flare、DeFi 和 XRP 的未来看起来比除夕夜的时代广场广告牌还要光明！