斐濟央行警告：使用、交易或投資加密貨幣是非法的

為了因應日益普及的數位資產投資計劃，斐濟儲備銀行（RBF）針對在該國境內使用、交易和投資加密貨幣發出警告。 RBF 援引法律限制，澄清比特幣、以太坊和 Tether USD 等加密貨幣不被視為法定貨幣，並且禁止將其用於交易。此外，該銀行禁止居民使用斐濟境內持有的資金進行加密貨幣交易或投資，並警告稱，違規行為可能會根據 1983 年《RBF 法案》和 1950 年《外匯管制法案》受到處罰。

Reserve Bank of Fiji Issues Cautionary Warning on Cryptocurrencies

斐濟儲備銀行對加密貨幣發出警告

In light of the growing trend of digital asset investment schemes in Fiji, the Reserve Bank of Fiji (RBF) has issued an official press release cautioning the public against the use, trading, and investing in cryptocurrencies.

鑑於斐濟數位資產投資計畫的成長趨勢，斐濟儲備銀行（RBF）發布官方新聞稿，警告民眾不要使用、交易和投資加密貨幣。

Cryptocurrencies Not Recognized as Legal Tender

加密貨幣不被承認為法定貨幣

The RBF emphasizes that cryptocurrencies, including Bitcoin (BTC), Ethereum (Ether), and Tether USD (USDT), are not recognized as legal tender in Fiji. Under the RBF Act of 1983, Fiji's legal tender is limited to currency notes and coins issued by the RBF. Consequently, any attempt to use cryptocurrencies for transactions involving goods and services within the country is deemed illegal.

RBF 強調，包括比特幣 (BTC)、以太幣 (Ether) 和 Tether USD (USDT) 在內的加密貨幣在斐濟不被視為法定貨幣。根據 1983 年 RBF 法案，斐濟的法定貨幣僅限於 RBF 發行的紙幣和硬幣。因此，任何在國內使用加密貨幣進行涉及商品和服務的交易的嘗試都被視為非法。

Trading and Investment Prohibition

交易和投資禁止

The bank further clarifies that engaging in crypto trading using funds held within Fiji is also illegal, as virtual assets are not recognized as investment offerings. This prohibition applies to both individuals and corporate institutions. Additionally, credit and debit cards locally issued in Fiji cannot be used to acquire or invest in digital assets.

該銀行進一步澄清，使用斐濟境內持有的資金從事加密貨幣交易也是非法的，因為虛擬資產不被視為投資產品。該禁令適用於個人和法人機構。此外，斐濟當地發行的信用卡和金融卡不能用於取得或投資數位資產。

Penalties for Violations

違規處罰

Violations of the RBF's directives regarding the use and promotion of digital assets may result in penalties under the RBF Act of 1983 and the Exchange Control Act of 1950. Citizens outside the country who invest in crypto without obtaining approval from the central bank may also face penalties under the Exchange Control Act.

違反 RBF 關於數位資產使用和推廣的指令可能會導致根據 1983 年 RBF 法案和 1950 年外匯管制法案受到處罰。

No Authorization for Crypto Services

沒有加密服務授權

RBF Governor Ariff Ali stated that the cautionary warning stems from the growing prevalence of digital asset investment schemes being promoted in Fiji. He noted that these schemes are often advertised through social media platforms, despite the country's prohibition on crypto engagement.

RBF 行長 Ariff Ali 表示，這項警告源自於斐濟推廣的數位資產投資計畫日益盛行。他指出，儘管該國禁止加密貨幣參與，但這些計劃經常透過社群媒體平台進行宣傳。

The RBF has not authorized any individual or entity to offer crypto-related investment products to people in Fiji. This stance aligns with the government's broader efforts to discourage the adoption of financial innovations. The Fijian Competition and Consumer Commission has also issued warnings regarding the use and trading of digital assets in the region.

RBF 尚未授權任何個人或實體向斐濟人民提供加密貨幣相關投資產品。這一立場與政府阻止金融創新採用的更廣泛努力是一致的。斐濟競爭和消費者委員會也對該地區數位資產的使用和交易發出警告。

Global Trend

全球趨勢

Fiji joins a growing number of countries that have adopted a cautious approach towards cryptocurrencies. Governments worldwide are grappling with the regulatory challenges posed by these emerging assets, balancing the potential for innovation with concerns about financial stability and consumer protection.

斐濟加入了越來越多對加密貨幣採取謹慎態度的國家行列。世界各國政府正努力應對這些新興資產帶來的監管挑戰，平衡創新潛力與對金融穩定和消費者保護的擔憂。

Conclusion

結論

The RBF's warning serves as a reminder that cryptocurrencies remain a largely unregulated asset class in Fiji. The bank urges the public to exercise caution and avoid investing in or trading digital assets, as doing so may carry significant financial and legal risks.

RBF 的警告提醒人們，加密貨幣在斐濟仍然是基本上不受監管的資產類別。該銀行敦促公眾謹慎行事，避免投資或交易數位資產，因為這樣做可能會帶來重大的財務和法律風險。