斐济央行警告：使用、交易或投资加密货币是非法的

为了应对日益流行的数字资产投资计划，斐济储备银行（RBF）针对在该国境内使用、交易和投资加密货币发出警告。 RBF 援引法律限制，澄清比特币、以太坊和 Tether USD 等加密货币不被视为法定货币，并且禁止将其用于交易。此外，该银行禁止居民使用斐济境内持有的资金进行加密货币交易或投资，并警告称，违规行为可能会根据 1983 年《RBF 法案》和 1950 年《外汇管制法案》受到处罚。

Reserve Bank of Fiji Issues Cautionary Warning on Cryptocurrencies

斐济储备银行对加密货币发出警告

In light of the growing trend of digital asset investment schemes in Fiji, the Reserve Bank of Fiji (RBF) has issued an official press release cautioning the public against the use, trading, and investing in cryptocurrencies.

鉴于斐济数字资产投资计划的增长趋势，斐济储备银行（RBF）发布官方新闻稿，警告公众不要使用、交易和投资加密货币。

Cryptocurrencies Not Recognized as Legal Tender

加密货币不被承认为法定货币

The RBF emphasizes that cryptocurrencies, including Bitcoin (BTC), Ethereum (Ether), and Tether USD (USDT), are not recognized as legal tender in Fiji. Under the RBF Act of 1983, Fiji's legal tender is limited to currency notes and coins issued by the RBF. Consequently, any attempt to use cryptocurrencies for transactions involving goods and services within the country is deemed illegal.

RBF 强调，包括比特币 (BTC)、以太坊 (Ether) 和 Tether USD (USDT) 在内的加密货币在斐济不被视为法定货币。根据 1983 年 RBF 法案，斐济的法定货币仅限于 RBF 发行的纸币和硬币。因此，任何在国内使用加密货币进行涉及商品和服务的交易的尝试都被视为非法。

Trading and Investment Prohibition

交易和投资禁止

The bank further clarifies that engaging in crypto trading using funds held within Fiji is also illegal, as virtual assets are not recognized as investment offerings. This prohibition applies to both individuals and corporate institutions. Additionally, credit and debit cards locally issued in Fiji cannot be used to acquire or invest in digital assets.

该银行进一步澄清，使用斐济境内持有的资金从事加密货币交易也是非法的，因为虚拟资产不被视为投资产品。该禁令适用于个人和法人机构。此外，斐济当地发行的信用卡和借记卡不能用于获取或投资数字资产。

Penalties for Violations

违规处罚

Violations of the RBF's directives regarding the use and promotion of digital assets may result in penalties under the RBF Act of 1983 and the Exchange Control Act of 1950. Citizens outside the country who invest in crypto without obtaining approval from the central bank may also face penalties under the Exchange Control Act.

违反 RBF 关于数字资产使用和推广的指令可能会导致根据 1983 年 RBF 法案和 1950 年外汇管制法案受到处罚。未经央行批准而投资加密货币的境外公民也可能面临处罚根据《外汇管制法》。

No Authorization for Crypto Services

没有加密服务授权

RBF Governor Ariff Ali stated that the cautionary warning stems from the growing prevalence of digital asset investment schemes being promoted in Fiji. He noted that these schemes are often advertised through social media platforms, despite the country's prohibition on crypto engagement.

RBF 行长阿里夫·阿里 (Ariff Ali) 表示，这一警告源于斐济推广的数字资产投资计划日益盛行。他指出，尽管该国禁止加密货币参与，但这些计划经常通过社交媒体平台进行宣传。

The RBF has not authorized any individual or entity to offer crypto-related investment products to people in Fiji. This stance aligns with the government's broader efforts to discourage the adoption of financial innovations. The Fijian Competition and Consumer Commission has also issued warnings regarding the use and trading of digital assets in the region.

RBF 尚未授权任何个人或实体向斐济人民提供加密货币相关投资产品。这一立场与政府阻止金融创新采用的更广泛努力是一致的。斐济竞争和消费者委员会还对该地区数字资产的使用和交易发出警告。

Global Trend

全球趋势

Fiji joins a growing number of countries that have adopted a cautious approach towards cryptocurrencies. Governments worldwide are grappling with the regulatory challenges posed by these emerging assets, balancing the potential for innovation with concerns about financial stability and consumer protection.

斐济加入了越来越多对加密货币采取谨慎态度的国家行列。世界各国政府正在努力应对这些新兴资产带来的监管挑战，平衡创新潜力与对金融稳定和消费者保护的担忧。

Conclusion

结论

The RBF's warning serves as a reminder that cryptocurrencies remain a largely unregulated asset class in Fiji. The bank urges the public to exercise caution and avoid investing in or trading digital assets, as doing so may carry significant financial and legal risks.

RBF 的警告提醒人们，加密货币在斐济仍然是一种基本上不受监管的资产类别。该银行敦促公众谨慎行事，避免投资或交易数字资产，因为这样做可能会带来重大的财务和法律风险。