歐洲的第二大新型銀行BUNQ正在擴展到加密貨幣

這標誌著Bunq全球加密貨幣擴張的第一階段，計劃逐漸在整個歐洲經濟領域進行交易

Europe’s second-largest neobank, Bunq, is expanding into cryptocurrency, citing growing retail investor demand for digital assets worldwide.

歐洲的第二大新型銀行BUNQ正在擴展到加密貨幣，理由是零售投資者對全球數字資產的需求不斷增長。

Amsterdam-based Bunq announced on April 29 the launch of Bunq Crypto, a new offering enabling its users to invest in over 300 cryptocurrencies, including Bitcoin (BTC), Ether (ETH) and Solana (SOL).

總部位於阿姆斯特丹的BUNQ於4月29日宣布，Bunq Crypto的推出，這是一項新產品，使用戶能夠投資300多個加密貨幣，包括比特幣（BTC），Ether（Ether（Eth）（ETH）和Solana（Solana（Sol））。

Starting April 29, Bunq users in the Netherlands, France, Spain, Ireland, Italy and Belgium will be able to access cryptocurrencies directly through the Bunq app.

從4月29日開始，荷蘭，法國，西班牙，愛爾蘭，意大利和比利時的BUNQ用戶將能夠直接通過BUNQ應用程序訪問加密貨幣。

The crypto offering is powered in partnership with Kraken, the 14th-largest centralized cryptocurrency exchange globally by trading volume.

加密產品與Kraken合作提供了供電，Kraken是通過交易量全球第14大集中的加密貨幣交易所。

This marks the first phase of Bunq’s global crypto expansion, with plans to gradually roll out trading across the entire European Economic Area, as well as in the United States and the United Kingdom.

這標誌著BUNQ全球加密貨幣擴張的第一階段，計劃逐漸在整個歐洲經濟領域以及美國和英國進行交易。

As of June 2024, Bunq reported more than 12.5 million users, up from nine million users a year earlier.

截至2024年6月，BUNQ報告了超過1,250萬用戶，一年前的用戶高達900萬用戶。

Bunq’s move reflects a broader trend among financial institutions seeking to consolidate services — banking, savings and investing — into single digital platforms.

BUNQ的舉動反映了尋求將服務（銀行，儲蓄和投資）融合到單個數字平台的金融機構之間的更廣泛趨勢。

In a February post on X, Coinbase CEO Brian Armstrong said he expects future financial systems to be anchored by “a single primary financial account” where users manage all their financial activities.

Coinbase首席執行官布萊恩·阿姆斯特朗（Brian Armstrong）在2月份的X上發表的一篇文章中說，他希望未來的金融系統由用戶管理所有財務活動的“單個主要金融帳戶”錨定。

Research commissioned by Bunq indicates a significant gap between available crypto offerings and user expectations in Europe. An estimated 65% of European consumers are seeking a unified platform to manage banking, savings and cryptocurrency investments, according to the study.

BUNQ委託研究的研究表明，可用的加密產品和歐洲用戶期望之間存在顯著差距。這項研究稱，估計有65％的歐洲消費者正在尋求一個統一的平台來管理銀行，儲蓄和加密貨幣投資。

Over 50% of surveyed investors want crypto exposure but said the existing platforms don’t meet their requirements, particularly regarding simplicity and security for new investors.

超過50％的被調查投資者希望加密貨幣曝光，但表示現有平台不符合其要求，尤其是關於新投資者的簡單性和安全性。

“Our users across the world have long waited for a simple, safe and straightforward way to invest in digital assets,” said Ali Niknam, founder and CEO of Bunq. “Now, everything they will ever need to save, spend and invest — including crypto — is on one platform.”

BUNQ的創始人兼首席執行官Ali Niknam說：“我們的用戶長期以來一直在等待一種簡單，安全，直接的方式來投資數字資產。” “現在，他們將需要節省，花費和投資（包括加密）所需的一切都在一個平台上。”

Bunq’s crypto expansion follows Revolut’s move in November 2024 to expand its crypto exchange services across 30 European Economic Area markets.

Bunq的加密擴展是在2024年11月的Revolut舉動以在30個歐洲經濟區市場上擴展其加密貨幣交易所服務的舉動。