亦來雲：富有遠見的 Web3 項目，利用加密貨幣創造社會影響

亦來雲正在印尼開展一個項目，用社區產生的太陽能來交換碳信用額。

Harvard Innovation Labs will soon begin incubating the New Bretton Woods Project (NBW), a DeFi-powered initiative tackling the global debt crisis. The DeFi infrastructure will be powered by the Bitcoin Layer 2 Network (BeL2), an auxiliary blockchain creation of the Elastos foundation.

哈佛創新實驗室即將開始孵化新布雷頓森林計畫（NBW），這是一項由 DeFi 驅動的解決全球債務危機的計畫。 DeFi 基礎設施將由比特幣第 2 層網路（BeL2）提供支持，這是 Elastos 基金會的輔助區塊鏈創建。

The New Bretton Woods program aims to create a BTC-backed stablecoin, ensuring its legality in all US states despite varying state laws. The tokenomics of the stablecoin will be available in a few weeks, according to Hargreaves.

新布雷頓森林計畫旨在創建一種由比特幣支持的穩定幣，確保其在美國所有州的合法性，儘管各州法律各不相同。哈格里夫斯表示，穩定幣的代幣經濟學將在幾週內推出。

In an interview with Varuni Trivedi, Coin Republic’s Editor-in-Chief, discussed Elastos’ vision, mission, RWAs, decentralization, and more with Jonathan Hargreaves, who leads the Business Development and ESG aspects of Elastos. Here are some key highlights:

在接受 Coin Republic 主編 Varuni Trivedi 採訪時，他與領導亦來雲端業務開發和 ESG 方面的 Jonathan Hargreaves 討論了亦來雲的願景、使命、RWA、去中心化等。以下是一些主要亮點：

The Wait for a Decentralized World

等待去中心化世界

Describing himself as part of the ‘2% of the world’s population that finds joy in solving the complexity of web3,’ Jonathan Hargreaves is from the era that saw the change happen before their eyes. He was an advisor to the Web Science Trust, then overseen by Tim Berners Lee, the creator of the World Wide Web (at Europe’s Particle Physics Laboratory CERN).

喬納森·哈格里夫斯 (Jonathan Hargreaves) 將自己描述為「世界上 2% 的人口在解決 web3 的複雜性中找到樂趣」的一部分，他來自見證了變革發生在他們眼前的時代。他是網路科學信託基金的顧問，然後由萬維網的創建者蒂姆·伯納斯·李（在歐洲粒子物理實驗室歐洲核子研究組織）監督。

According to Hargreaves, decentralization is a fundamentally radical change, and he emphasized its potential with several examples.

哈格里夫斯認為，去中心化是一個根本性的徹底改變，他用幾個例子強調了它的潛力。

“Fundamental tech takes longer to implement. Fundamentally, changing the infrastructure takes time. When you do, it really changes everything. That’s the journey we are on,” said Hargreaves.

「基礎技術的實施需要更長的時間。從根本上來說，改變基礎設施需要時間。當你這樣做時，它真的會改變一切。這就是我們正在走的旅程，」哈格里夫斯說。

A tipping point will be reached when decentralized infrastructure becomes a clear alternative to existing infrastructure, which he estimates will happen in around 3 to 5 years. Over the next two years, Elastos will focus on materializing data ownership and decentralized finance solutions.

當去中心化基礎設施成為現有基礎設施的明顯替代品時，就會達到一個轉捩點，他估計這將在大約 3 到 5 年內發生。未來兩年，亦來雲端將專注於實現資料所有權和去中心化金融解決方案。

Elastos’ Vision and Mission

亦來雲的願景與使命

“It’s your money, it’s your bank, you’re the person in charge using these technologies with how you get rewards from the system. And that’s really the crux of it.” However, John added that that’s just Finance; their vision extends to commerce and much more.

「這是你的錢，是你的銀行，你是使用這些技術以及如何從系統中獲得獎勵的負責人。這確實是問題的關鍵。然而，約翰補充說，這只是財務；他們的視野延伸到商業等領域。

There’s a credit crisis in developing countries such as Brazil. Hargreaves pointed out that in Brazil, farmers were paying interest rates as high as 90%. He added that street vendors in India could benefit from a peer-to-peer financial network.

巴西等發展中國家存在信貸危機。哈格里夫斯指出，在巴西，農民支付的利率高達90%。他補充說，印度的街頭小販可以從點對點金融網絡中受益。

“In this model, it’s really about how do you incentivize people using the basis of crypto to actually change behaviors or be educated so that they can get access to a better credit rate.”

“在這個模型中，真正的問題是如何激勵人們使用加密貨幣的基礎來真正改變行為或接受教育，以便他們可以獲得更好的信用率。”

According to Hargreaves, NBW is a project that envisions using cryptocurrency as an instrument to create social impact.

Hargreaves 表示，NBW 是一個設想使用加密貨幣作為創造社會影響的工具的計畫。

“The vision at the highest level is really about how we use cryptocurrencies in a positive way to actually impact global economies.”

“最高層的願景實際上是關於我們如何以積極的方式使用加密貨幣來真正影響全球經濟。”

Elastos is working on a project in Indonesia where the solar power generated by a community is traded for carbon credits. Hargreaves makes it clear that Elastos wants to create social impact and is sharply focused on the weakest communities.

亦來雲正在印尼開展一個項目，用社區產生的太陽能來交換碳信用額。哈格里夫斯明確表示，亦來雲希望創造社會影響，並聚焦在最弱勢的社區。

The point was, he said, that the system of rewarding value in the form of crypto extends to other sectors, such as education, not just sustainability.

他說，重點是，以加密貨幣形式獎勵價值的系統擴展到其他領域，例如教育，而不僅僅是永續發展。

“How do you build a decentralized system in the community so that the solar energy can be taken from that community and put into a crypto token and actually then convert it into a carbon credit, which is then exchanged with those people. So those people who are building mines and airports exchange with the community… “

「如何在社區中建立一個去中心化系統，以便可以從該社區獲取太陽能並放入加密代幣中，然後實際上將其轉換為碳信用額，然後與這些人進行交換。所以那些建造礦山和機場的人與社區進行交流…”

He noted that since Elastos is Ethereum Virtual Machine (EVM) compatible, the benefits of crypto can be extended across verticals. Hargreaves stressed that decentralization must be looked at from the community perspective.

他指出，由於亦來雲端與以太坊虛擬機器（EVM）相容，因此加密貨幣的好處可以跨垂直領域擴展。哈格里夫斯強調，必須從社區的角度來看權力下放。

Regulations, Complexity, and FUD are Major Roadblocks

法規、複雜性和 FUD 是主要障礙

Regulations, the complicated user interface of web3 applications, and fear, uncertainty, & Doubt (FUD) are major roadblocks to adoption, notes Jonathan

Jonathan 指出，法規、web3 應用程式複雜的使用者介面以及恐懼、不確定性和懷疑 (FUD) 是採用的主要障礙

While discussing major roadblocks to adopting decentralized systems, Hargreaves referred to the case of India. Demand for credit services in India is high. However, the regulatory environment in the country is ‘cautious.’ Regulators in countries like India have to protect citizens from being exploited or cheated while they gradually educate themselves about new technology.

在討論採用去中心化系統的主要障礙時，哈格里夫斯提到了印度的案例。印度對信貸服務的需求很高。然而，該國的監管環境是「謹慎的」。印度等國家的監管機構必須保護公民在逐漸了解新科技的同時不被剝削或欺騙。

However, a cautious regulatory approach shouldn’t curtail the inflow and growth of innovation, Hargreaves noted. He emphasized that a stubborn stance would prevent citizens from accessing the benefits of decentralization and crypto.

然而，哈格里夫斯指出，謹慎的監管方法不應限制創新的流入和成長。他強調，頑固的立場將阻止公民獲得權力下放和加密貨幣的好處。

There are examples of these new radical technologies not being used well, ‘often actually in centralized models,’ he noted.

他指出，有一些例子表明這些新的激進技術沒有被很好的使用，「實際上通常是在集中式模型中」。

While regulations are necessary, so is empowerment. Hargreaves highlights a potential use case of web3 technology with an example of decentralized identity or DID in Nigeria. In Nigeria, Football scouts are on the lookout for children, offering opportunities in Sports in Europe. Parents can scan the decentralized identity and confirm if the scout is an officially registered one.

監管固然必要，但賦權也同樣必要。 Hargreaves 以尼日利亞的去中心化身分或 DID 為例，強調了 web3 技術的潛在用例。在奈及利亞，足球童子軍正在尋找兒童，為他們提供參與歐洲運動的機會。家長可以掃描去中心化身份，確認童子軍是否是正式註冊的童子軍。

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