荷蘭銀行正在根據歐洲新的雲母加密法規開發一個穩定的項目

ING正在根據歐洲新的雲母加密法規制定一個Stablecoin項目，加入了越來越多的傳統貸方探索受監管的數字貨幣的清單。

Dutch banking giant ING is developing a stablecoin project as part of Europe’s new MiCA crypto regulations, joining a growing list of traditional lenders exploring regulated digital currencies, two people familiar with the matter told CoinDesk.

荷蘭銀行業巨頭正在開發一個穩定的項目，作為歐洲新的雲母加密法規的一部分，加入了越來越多的傳統貸方探索受監管的數字貨幣的清單，兩名熟悉此事的人告訴Coindesk。

The effort may involve a group of banks and crypto service providers forming a joint venture, though progress has been slow as each participating institution must secure board approval, one source said. ING declined to comment.

一位消息人士稱，這項工作可能涉及一組銀行和加密服務提供商組成合資企業，儘管由於每個參與機構都必須獲得董事會批准，因此進步速度很慢。拒絕發表評論。

The MiCA regulation, which came into full effect in late 2024, imposes strict rules on stablecoin issuers operating in the EU. Issuers must hold fully backed reserves, keep those reserves segregated from users’ assets, and adhere to regular disclosures.

雲母法規於2024年末生效，對在歐盟運營的Stablecoin發行人施加了嚴格的規定。發行人必須持有完全支持的儲量，使這些儲量與用戶資產隔離，並遵守常規披露。

So far, 10 euro-pegged and five dollar-pegged stablecoins secured MiCA approvals, according to Circle’s Patrick Hansen. Approved entities include Circle, Crypto.com, Société Générale and Membrane Finance.

據Circle的帕特里克·漢森（Patrick Hansen）稱，到目前為止，有10歐元和5美元的穩定穩定蛋白獲得了雲母批准。批准的實體包括Circle，Crypto.com，SociétéGénérale和Membrane Finance。

Tether, which dominates the $233 billion stablecoin market, opted out of the MiCA licensing process.

Tether主導了2330億美元的Stablecoin市場，他選擇了雲母許可過程。

If ING moves forward, it will compete directly with France’s Société Générale, which became the first major European bank to issue a stablecoin through its SG Forge unit.

如果Ing向前邁進，它將直接與法國的Sociétégénérale競爭，該公司成為第一家通過其SG Forge部門發行穩定的歐洲大銀行。

The news comes shortly after synthetic stablecoin issuer Ethena Labs shut down its operations in Germany, less than a month after the country’s top financial regulator flagged compliance issues with its USDe stablecoin.

該消息發布後不久，合成穩定的發行人埃塞納（Ethena）實驗室關閉了在德國的運營，不到一個月的時間，該國最高金融監管機構將其與USDE Stablecoin簽訂了合規性問題。

Ethena said it reached an agreement with BaFin to fully cease activities of its German subsidiary, Ethena GmbH. The firm also confirmed it will no longer seek authorization under the European Union’s Markets in Crypto-Assets Regulation (MiCA) in Germany.

埃塞納（Ethena）表示，它與巴芬達成了一項協議，以完全停止其德國子公司埃塞娜（Ethena Gmbh）的活動。該公司還確認，在德國的加密資產管理法規（MICA）的歐盟市場下，它將不再尋求授權。

The move follows BaFin’s order on March 21 to halt all minting and redeeming of USDe in the country, citing legal concerns and possible securities law violations. Ethena clarified that since BaFin’s intervention, the German entity has not handled any transactions involving USDe.

此舉是在3月21日巴芬的命令之後，以法律問題和可能違反證券法的法律關注和可能的證券法，以阻止美國農業部的所有鑄造和贖回。 Ethena澄清說，自巴芬干預以來，德國實體沒有處理任何涉及USDE的交易。

USDe is currently the fourth-largest stablecoin, with a circulating supply of $4.9 billion, according to CoinMarketCap. However, BaFin’s pushback and MiCA’s tighter rules are raising barriers for synthetic stablecoins in the EU.

根據CoinMarketCap的數據，USDE是目前是第四大穩定幣，供應量為49億美元。但是，巴芬的反擊和雲母的更嚴格的規則正在提高歐盟合成穩定的障礙。

Ethena GmbH used a transitional arrangement in the European MiCAR regulation, which allows cryptocurrency issuers to continue operations until they are granted or denied authorization, provided they apply by July 30, 2024. But BaFin claims that Ethena GmbH began offering USDe in Germany on June 28, 2024, and distributed a big portion of its 5.4 billion USDe tokens outside Germany before this date.

Ethena GmbH在歐洲MICAR法規中使用了過渡安排，該法規允許加密貨幣發行人繼續運營，直到獲得或拒絕授權，只要它們在2024年7月30日之前適用。