荷兰银行正在根据欧洲新的云母加密法规开发一个稳定的项目

ING正在根据欧洲新的云母加密法规制定一个Stablecoin项目，加入了越来越多的传统贷方探索受监管的数字货币的清单。

Dutch banking giant ING is developing a stablecoin project as part of Europe’s new MiCA crypto regulations, joining a growing list of traditional lenders exploring regulated digital currencies, two people familiar with the matter told CoinDesk.

荷兰银行业巨头正在开发一个稳定的项目，作为欧洲新的云母加密法规的一部分，加入了越来越多的传统贷方探索受监管的数字货币的清单，两名熟悉此事的人告诉Coindesk。

The effort may involve a group of banks and crypto service providers forming a joint venture, though progress has been slow as each participating institution must secure board approval, one source said. ING declined to comment.

一位消息人士称，这项工作可能涉及一组银行和加密服务提供商组成合资企业，尽管由于每个参与机构都必须获得董事会批准，因此进步速度很慢。拒绝发表评论。

The MiCA regulation, which came into full effect in late 2024, imposes strict rules on stablecoin issuers operating in the EU. Issuers must hold fully backed reserves, keep those reserves segregated from users’ assets, and adhere to regular disclosures.

云母法规于2024年末生效，对在欧盟运营的Stablecoin发行人施加了严格的规定。发行人必须持有完全支持的储量，使这些储量与用户资产隔离，并遵守常规披露。

So far, 10 euro-pegged and five dollar-pegged stablecoins secured MiCA approvals, according to Circle’s Patrick Hansen. Approved entities include Circle, Crypto.com, Société Générale and Membrane Finance.

据Circle的帕特里克·汉森（Patrick Hansen）称，到目前为止，有10欧元和5美元的稳定稳定蛋白获得了云母批准。批准的实体包括Circle，Crypto.com，SociétéGénérale和Membrane Finance。

Tether, which dominates the $233 billion stablecoin market, opted out of the MiCA licensing process.

Tether主导了2330亿美元的Stablecoin市场，他选择了云母许可过程。

If ING moves forward, it will compete directly with France’s Société Générale, which became the first major European bank to issue a stablecoin through its SG Forge unit.

如果Ing向前迈进，它将直接与法国的Sociétégénérale竞争，该公司成为第一家通过其SG Forge部门发行稳定的欧洲大银行。

The news comes shortly after synthetic stablecoin issuer Ethena Labs shut down its operations in Germany, less than a month after the country’s top financial regulator flagged compliance issues with its USDe stablecoin.

该消息发布后不久，合成稳定的发行人埃塞纳（Ethena）实验室关闭了在德国的运营，不到一个月的时间，该国最高金融监管机构将其与USDE Stablecoin签订了合规性问题。

Ethena said it reached an agreement with BaFin to fully cease activities of its German subsidiary, Ethena GmbH. The firm also confirmed it will no longer seek authorization under the European Union’s Markets in Crypto-Assets Regulation (MiCA) in Germany.

埃塞纳（Ethena）表示，它与巴芬达成了一项协议，以完全停止其德国子公司埃塞娜（Ethena Gmbh）的活动。该公司还确认，在德国的加密资产管理法规（MICA）的欧盟市场下，它将不再寻求授权。

The move follows BaFin’s order on March 21 to halt all minting and redeeming of USDe in the country, citing legal concerns and possible securities law violations. Ethena clarified that since BaFin’s intervention, the German entity has not handled any transactions involving USDe.

此举是在3月21日巴芬的命令之后，以法律问题和可能违反证券法的法律关注和可能的证券法，以阻止美国农业部的所有铸造和赎回。 Ethena澄清说，自巴芬干预以来，德国实体没有处理任何涉及USDE的交易。

USDe is currently the fourth-largest stablecoin, with a circulating supply of $4.9 billion, according to CoinMarketCap. However, BaFin’s pushback and MiCA’s tighter rules are raising barriers for synthetic stablecoins in the EU.

根据CoinMarketCap的数据，USDE是目前是第四大稳定币，供应量为49亿美元。但是，巴芬的反击和云母的更严格的规则正在提高欧盟合成稳定的障碍。

Ethena GmbH used a transitional arrangement in the European MiCAR regulation, which allows cryptocurrency issuers to continue operations until they are granted or denied authorization, provided they apply by July 30, 2024. But BaFin claims that Ethena GmbH began offering USDe in Germany on June 28, 2024, and distributed a big portion of its 5.4 billion USDe tokens outside Germany before this date.

Ethena GmbH在欧洲MICAR法规中使用了过渡安排，该法规允许加密货币发行人继续运营，直到获得或拒绝授权，只要它们在2024年7月30日之前适用。