美元在加密貨幣成長中保持韌性

儘管加密貨幣快速成長，紐約梅隆銀行執行長羅賓文斯仍然對美元在全球金融體系中的持續主導地位充滿信心。

Bank of New York Mellon (NYSE:BK) CEO Robin Vince expressed confidence in the continued dominance of the U.S. dollar despite the rapid growth of cryptocurrencies. In an interview on Yahoo Finance’s Opening Bid podcast, Vince downplayed the possibility of digital assets like Bitcoin (NYSE:BTC) replacing the dollar anytime soon.

紐約梅隆銀行（NYSE：BK）執行長羅賓文斯（Robin Vince）表示，儘管加密貨幣快速成長，但他對美元繼續佔據主導地位充滿信心。在雅虎財經的 Open Bid 播客採訪中，文斯淡化了比特幣（NYSE：BTC）等數位資產很快取代美元的可能性。

“I don’t think the dollar is going anywhere,” Vince said, acknowledging the growing interest in cryptocurrencies but highlighting their limitations as substitutes for traditional fiat currencies.

「我不認為美元會走向何方，」文斯表示，他承認人們對加密貨幣的興趣與日俱增，但強調了它們作為傳統法定貨幣替代品的局限性。

As the CEO of the oldest bank in the U.S., founded by Alexander Hamilton in 1784, Vince's views carry substantial weight in the financial sector. Since joining BNY Mellon in 2022 after a long career at Goldman Sachs (NYSE:GS), he has closely observed the rising influence of digital assets.

作為亞歷山大·漢密爾頓 (Alexander Hamilton) 於 1784 年創立的美國最古老銀行的首席執行官，文斯的觀點在金融界具有重大影響力。在高盛（NYSE：GS）工作了很長時間後，他於 2022 年加入紐約梅隆銀行，此後一直密切觀察數位資產日益增長的影響力。

With cryptocurrencies boasting a collective market cap of $2 trillion — $1.4 trillion of which is attributed to Bitcoin — he recognizes their decentralized appeal and resistance to government intervention. However, he cautioned against overexposure to such assets due to their volatility.

加密貨幣的總市值高達 2 兆美元（其中 1.4 兆美元來自比特幣），他認識到它們去中心化的吸引力和對政府乾預的抵制。不過，他警告不要過度投資這類資產，因為它們具有波動性。

“It’s a collective decision that people are making, and the dollar is the world’s currency, and I think that will continue for the time being,” Vince added, underscoring the vast network effects and liquidity advantages enjoyed by the U.S. dollar.

「這是人們做出的集體決定，美元是世界貨幣，我認為這種情況將暫時持續下去，」文斯補充道，並強調了美元享有的巨大網路效應和流動性優勢。

Recent developments, such as the U.S. Securities and Exchange Commission’s approval of Bitcoin and Ethereum (CRYPTO: ETH) ETFs, have paved the way for institutional involvement in the cryptocurrency market. While this marks a growing acceptance of digital assets, Vince remains skeptical about their broader role.

最近的發展，例如美國證券交易委員會批准比特幣和以太坊（加密貨幣：ETH）ETF，為機構參與加密貨幣市場鋪平了道路。雖然這標誌著人們對數位資產的接受程度不斷提高，但文斯仍然對其更廣泛的作用持懷疑態度。

“Whether an individual wants to invest all their money in a particular coin is a slightly different thing,” he said, highlighting the unpredictability of these assets.

他說：「個人是否想將所有資金投資於某種特定的代幣是另一回事。」他強調了這些資產的不可預測性。

Some political figures, like former President Donald Trump and former Republican presidential candidate Vivek Ramaswamy, have expressed strong support for cryptocurrencies, even suggesting their potential to influence Federal Reserve policies.

一些政治人物，如前總統唐納德·川普和前共和黨總統候選人維韋克·拉馬斯瓦米，表達了對加密貨幣的強烈支持，甚至暗示它們有可能影響聯準會的政策。

Vince, on the other hand, prefers a more measured approach, seeing blockchain technology and distributed ledger systems as innovations that will transform traditional asset management, but not as direct threats to the dollar's hegemony.

另一方面，文斯更喜歡採取更謹慎的方法，將區塊鏈技術和分散式帳本系統視為將改變傳統資產管理的創新，但不會對美元霸權構成直接威脅。

“The way we treat and ensure that the dollar operates efficiently and effectively in the world financial system will evolve,” Vince said, reiterating BNY Mellon’s drive to adapt in the evolving digital financial landscape. However, he believes that cryptocurrencies are unlikely to topple the U.S. dollar from its dominant position in the foreseeable future.

文斯表示：「我們對待美元並確保美元在世界金融體系中高效運作的方式將會不斷發展。」他重申了紐約梅隆銀行適應不斷變化的數位金融格局的努力。然而，他認為，在可預見的未來，加密貨幣不太可能推翻美元的主導地位。