美元在加密货币增长中保持韧性

尽管加密货币快速增长，纽约梅隆银行首席执行官罗宾·文斯仍然对美元在全球金融体系中的持续主导地位充满信心。

Bank of New York Mellon (NYSE:BK) CEO Robin Vince expressed confidence in the continued dominance of the U.S. dollar despite the rapid growth of cryptocurrencies. In an interview on Yahoo Finance’s Opening Bid podcast, Vince downplayed the possibility of digital assets like Bitcoin (NYSE:BTC) replacing the dollar anytime soon.

纽约梅隆银行（NYSE：BK）首席执行官罗宾·文斯（Robin Vince）表示，尽管加密货币快速增长，但他对美元继续占据主导地位充满信心。在雅虎财经的 Open Bid 播客采访中，文斯淡化了比特币（NYSE：BTC）等数字资产很快取代美元的可能性。

“I don’t think the dollar is going anywhere,” Vince said, acknowledging the growing interest in cryptocurrencies but highlighting their limitations as substitutes for traditional fiat currencies.

“我不认为美元会走向何方，”文斯表示，他承认人们对加密货币的兴趣与日俱增，但强调了它们作为传统法定货币替代品的局限性。

As the CEO of the oldest bank in the U.S., founded by Alexander Hamilton in 1784, Vince's views carry substantial weight in the financial sector. Since joining BNY Mellon in 2022 after a long career at Goldman Sachs (NYSE:GS), he has closely observed the rising influence of digital assets.

作为亚历山大·汉密尔顿 (Alexander Hamilton) 于 1784 年创立的美国最古老银行的首席执行官，文斯的观点在金融界具有重大影响力。在高盛（NYSE：GS）工作了很长时间后，他于 2022 年加入纽约梅隆银行，此后一直密切观察数字资产日益增长的影响力。

With cryptocurrencies boasting a collective market cap of $2 trillion — $1.4 trillion of which is attributed to Bitcoin — he recognizes their decentralized appeal and resistance to government intervention. However, he cautioned against overexposure to such assets due to their volatility.

加密货币的总市值高达 2 万亿美元（其中 1.4 万亿美元来自比特币），他认识到它们去中心化的吸引力和对政府干预的抵制。不过，他警告不要过度投资此类资产，因为它们具有波动性。

“It’s a collective decision that people are making, and the dollar is the world’s currency, and I think that will continue for the time being,” Vince added, underscoring the vast network effects and liquidity advantages enjoyed by the U.S. dollar.

“这是人们做出的集体决定，美元是世界货币，我认为这种情况将暂时持续下去，”文斯补充道，并强调了美元享有的巨大网络效应和流动性优势。

Recent developments, such as the U.S. Securities and Exchange Commission’s approval of Bitcoin and Ethereum (CRYPTO: ETH) ETFs, have paved the way for institutional involvement in the cryptocurrency market. While this marks a growing acceptance of digital assets, Vince remains skeptical about their broader role.

最近的发展，例如美国证券交易委员会批准比特币和以太坊（加密货币：ETH）ETF，为机构参与加密货币市场铺平了道路。虽然这标志着人们对数字资产的接受程度不断提高，但文斯仍然对其更广泛的作用持怀疑态度。

“Whether an individual wants to invest all their money in a particular coin is a slightly different thing,” he said, highlighting the unpredictability of these assets.

他说：“个人是否想将所有资金投资于某种特定的代币是另一回事。”他强调了这些资产的不可预测性。

Some political figures, like former President Donald Trump and former Republican presidential candidate Vivek Ramaswamy, have expressed strong support for cryptocurrencies, even suggesting their potential to influence Federal Reserve policies.

一些政治人物，如前总统唐纳德·特朗普和前共和党总统候选人维韦克·拉马斯瓦米，表达了对加密货币的强烈支持，甚至暗示它们有可能影响美联储的政策。

Vince, on the other hand, prefers a more measured approach, seeing blockchain technology and distributed ledger systems as innovations that will transform traditional asset management, but not as direct threats to the dollar's hegemony.

另一方面，文斯更喜欢采取更加谨慎的方法，将区块链技术和分布式账本系统视为将改变传统资产管理的创新，但不会对美元霸权构成直接威胁。

“The way we treat and ensure that the dollar operates efficiently and effectively in the world financial system will evolve,” Vince said, reiterating BNY Mellon’s drive to adapt in the evolving digital financial landscape. However, he believes that cryptocurrencies are unlikely to topple the U.S. dollar from its dominant position in the foreseeable future.

文斯表示：“我们对待美元并确保美元在世界金融体系中高效运作的方式将会不断发展。”他重申了纽约梅隆银行适应不断变化的数字金融格局的努力。然而，他认为，在可预见的未来，加密货币不太可能推翻美元的主导地位。