在數字資產超出猜測的世界中

在這個世界上，數字資產超出了猜測為機構投資組合的核心組成部分的世界

In a world where digital assets are maturing beyond speculation into core components of institutional portfolios, a revolutionary partnership is setting the stage for the future of finance. It was in early April when OKX—one of the world’s largest and most liquid crypto exchanges—teamed up with banking powerhouse Standard Chartered and asset management giant Franklin Templeton to unveil a collateral mirroring program that allows institutional clients to securely use crypto and tokenised money market funds as off-exchange collateral.

在一個數字資產超越猜測為機構投資組合的核心組成部分的世界中，革命性的合作夥伴關係為財務的未來奠定了基礎。在4月初，OKX（全球最大，最液體的加密貨幣交易所之一）與銀行強大的標準包機和資產管理巨頭富蘭克林·鄧普頓（Franklin Templeton）進行了啟動，以公佈一項抵押鏡像計劃，該計劃允許機構客戶安全地使用加密貨幣和貨幣市場資金作為Off-Off-exchange Change Collat​​echange Collat​​eral。

This isn’t just another crypto headline. It’s a seismic shift.

這不僅僅是另一個加密標題。這是一次地震轉變。

Backed by a Globally Systemically Important Bank (G-SIB), the program signals a fundamental rethinking of digital asset infrastructure. It promises what institutions crave most—security, capital efficiency, and credible custody.

該計劃在全球範圍內重要的銀行（G-SIB）的支持下，標誌著數字資產基礎架構的基本重新思考。它承諾機構最渴望的是什麼 - 安全性，資本效率和可靠的監護權。

“It’s our vision to be the leading institutional platform not only in the UAE and MENA but across every key market where we operate,” said Hong Fang, President of OKX, from a sleek meeting room overlooking Dubai’s innovation district. “We’re building a platform that’s future-proof—and this program is a cornerstone.”

OKX總裁Hong Fang說：“我們的願景不僅是在阿聯酋和北歐北部地區，而且在我們運營的每個關鍵市場中成為領先的機構平台，” OKX總裁洪芬說。 “我們正在建立一個防止未來的平台，而該程序是一個基石。”

Solving the custody conundrum

解決監護權難題

The journey to this innovation wasn’t accidental. For years, institutions have hesitated to dive deep into crypto due to one critical challenge: custody.

這項創新的旅程並非偶然。多年來，由於一個關鍵挑戰：監護權，機構一直猶豫要深入加密。

“For institutions, counterparty risk is non-negotiable. And they need diversification—not one custodian to rule them all,” Fang emphasised. “That’s why off-exchange custody matters. We’re not here to control the process; we’re here to empower it.”

Fang強調：“對於機構而言，對手風險是不可商服的。他們需要多樣化，而不是一名託管人來統治所有這些。” “這就是為什麼不交換監護權很重要的原因。我們不是在這裡控制這一過程；我們在這裡賦予它權力。”

Enter Standard Chartered, a legacy bank with digital ambition. When its digital assets division was launched in 2022 and officially operational in 2024, few imagined just how quickly it would move.

輸入具有數字野心的傳統銀行標準包機。當它的數字資產部門於2022年啟動並於2024年正式運營時，很少有人想像它會迅速發展。

“We’ve been building custody infrastructure across 50 markets for decades,” explained Waqar Chaudry, Head of Digital Assets, Financing and Securities Services at Standard Chartered. “With crypto now gaining institutional scale, our role became inevitable. This partnership with OKX and Franklin Templeton proves that TradFi and DeFi don’t have to compete—they can integrate.”

“幾十年來，我們一直在50個市場上建立監護基礎設施，”標準憲章的數字資產，融資和證券服務負責人Waqar Chaudry解釋說。 “隨著Crypto現在獲得機構規模，我們的角色變得不可避免。與Okx和Franklin Templeton的這種夥伴關係證明了Tradfi和Defi不必競爭 - 他們可以整合。”

Franklin Templeton: The visionaries of tokenisation

富蘭克林·鄧普頓（Franklin Templeton）：象徵性的有遠見者

While banks and exchanges brought infrastructure, Franklin Templeton brought foresight.

銀行和交易所帶來了基礎設施，富蘭克林·鄧普頓（Franklin Templeton）帶來了遠見。

Years before “tokenised real-world assets” became a buzzword, they were quietly building one of the first tokenized money market funds in the world—back in 2019.

在“標記現實世界的資產”成為流行語的幾年前，他們悄悄地建立了世界上最早的貨幣市場基金之一，這是2019年的返還。

“We saw blockchain’s power in managing mortgage-backed securities, and the lightbulb went off,” said Tony Pecore, SVP of Digital Asset Management. “Why stop at mortgage loans? We realized: asset management itself could be reinvented.”

“我們看到了區塊鏈管理抵押支持證券的權力，燈泡熄滅了，”數字資產管理高級副總裁Tony Pecore說。 “為什麼要停止抵押貸款？我們意識到：資產管理本身可能會被重塑。”

Now, Franklin’s on-chain funds will serve as usable collateral in this program—a feat that brings together decentralized innovation and institutional-grade safety.

現在，富蘭克林的鍊鍊資金將在該計劃中充當可用的抵押品，這一壯舉將分散的創新和機構級安全匯集在一起​​。

The hybrid future of custody

保管的混合未來

The question everyone’s asking: What does the future of digital asset custody look like?

每個人都在問的問題：數字資產保管的未來是什麼樣的？

“It won’t be one-size-fits-all,” Fang predicts. “We see a hybrid model—perhaps 50 per cent with regulated custodians, 30 per cent with exchanges like OKX, and 20 per cent self-custody. People still want convenience. Institutions still want accountability. This model balances both.”

Fang預測：“這不會是一定程度的全部。” “我們看到了一個混合模式 - 也許有50％的受監管託管人，有30％的交流，例如OKX和20％的自我顧客。人們仍然希望便利。機構仍然需要問責制。這種模式平衡了這兩者。”

And with OKX Pay—a new integrated payment platform that combines Web2 convenience with Web3 sovereignty—that hybrid vision is already taking shape. Users will soon be able to manage investments, spend crypto, and access self-custody, all from one app.

憑藉OKX Pay（將Web2便利與Web3 Sovereignty結合在一起的新的集成支付平台）已經形成了混合視覺。用戶將很快能夠從一個應用程序管理投資，花費加密和訪問自我顧客。

The $300tn prize

$ 300TN獎

What’s at stake? Only the largest market transformation in modern finance.

有什麼風險？僅是現代金融中最大的市場轉型。

“The global custody market spans up to $300tn. Digital assets are just getting started,” Chaudry noted. “Our ambition? To become the world’s largest sub-custodian for digital assets. We already serve over 50 countries—we’re not starting from scratch. We’re scaling.”

Chaudry指出：“全球託管市場跨越了300億美元。數字資產剛剛起步。” “我們的野心？成為世界上最大的數字資產亞客戶次數。我們已經為50多個國家 /地區提供服務 - 我們不是從頭開始。我們正在擴展。”

This isn’t about crypto anymore. It’s about the future of capital markets, built on blockchains, backed by banks, and secured by visionaries.

這不再是加密了。這是關於基於區塊鏈，由銀行支持並由有遠見的人擔保的基於區塊鏈的未來。