在数字资产超出猜测的世界中

在这个世界上，数字资产超出了猜测为机构投资组合的核心组成部分的世界

In a world where digital assets are maturing beyond speculation into core components of institutional portfolios, a revolutionary partnership is setting the stage for the future of finance. It was in early April when OKX—one of the world’s largest and most liquid crypto exchanges—teamed up with banking powerhouse Standard Chartered and asset management giant Franklin Templeton to unveil a collateral mirroring program that allows institutional clients to securely use crypto and tokenised money market funds as off-exchange collateral.

在一个数字资产超越猜测为机构投资组合的核心组成部分的世界中，革命性的合作伙伴关系为财务的未来奠定了基础。在4月初，OKX（全球最大，最液体的加密货币交易所之一）与银行强大的标准包机和资产管理巨头富兰克林·邓普顿（Franklin Templeton）进行了启动，以公布一项抵押镜像计划，该计划允许机构客户安全地使用加密货币和货币市场资金作为Off-Off-exchange Change Collat​​echange Collat​​eral。

This isn’t just another crypto headline. It’s a seismic shift.

这不仅仅是另一个加密标题。这是一次地震转变。

Backed by a Globally Systemically Important Bank (G-SIB), the program signals a fundamental rethinking of digital asset infrastructure. It promises what institutions crave most—security, capital efficiency, and credible custody.

该计划在全球范围内重要的银行（G-SIB）的支持下，标志着数字资产基础架构的基本重新思考。它承诺机构最渴望的是什么 - 安全性，资本效率和可靠的监护权。

“It’s our vision to be the leading institutional platform not only in the UAE and MENA but across every key market where we operate,” said Hong Fang, President of OKX, from a sleek meeting room overlooking Dubai’s innovation district. “We’re building a platform that’s future-proof—and this program is a cornerstone.”

OKX总裁Hong Fang说：“我们的愿景不仅是在阿联酋和北欧北部地区，而且在我们运营的每个关键市场中成为领先的机构平台，” OKX总裁洪芬说。 “我们正在建立一个防止未来的平台，而该程序是一个基石。”

Solving the custody conundrum

解决监护权难题

The journey to this innovation wasn’t accidental. For years, institutions have hesitated to dive deep into crypto due to one critical challenge: custody.

这项创新的旅程并非偶然。多年来，由于一个关键挑战：监护权，机构一直犹豫要深入加密。

“For institutions, counterparty risk is non-negotiable. And they need diversification—not one custodian to rule them all,” Fang emphasised. “That’s why off-exchange custody matters. We’re not here to control the process; we’re here to empower it.”

Fang强调：“对于机构而言，对手风险是不可商服的。他们需要多样化，而不是一名托管人来统治所有这些。” “这就是为什么不交换监护权很重要的原因。我们不是在这里控制这一过程；我们在这里赋予它权力。”

Enter Standard Chartered, a legacy bank with digital ambition. When its digital assets division was launched in 2022 and officially operational in 2024, few imagined just how quickly it would move.

输入具有数字野心的传统银行标准包机。当它的数字资产部门于2022年启动并于2024年正式运营时，很少有人想象它会迅速发展。

“We’ve been building custody infrastructure across 50 markets for decades,” explained Waqar Chaudry, Head of Digital Assets, Financing and Securities Services at Standard Chartered. “With crypto now gaining institutional scale, our role became inevitable. This partnership with OKX and Franklin Templeton proves that TradFi and DeFi don’t have to compete—they can integrate.”

“几十年来，我们一直在50个市场上建立监护基础设施，”标准宪章的数字资产，融资和证券服务负责人Waqar Chaudry解释说。 “随着Crypto现在获得机构规模，我们的角色变得不可避免。与Okx和Franklin Templeton的这种伙伴关系证明了Tradfi和Defi不必竞争 - 他们可以整合。”

Franklin Templeton: The visionaries of tokenisation

富兰克林·邓普顿（Franklin Templeton）：象征性的有远见者

While banks and exchanges brought infrastructure, Franklin Templeton brought foresight.

银行和交易所带来了基础设施，富兰克林·邓普顿（Franklin Templeton）带来了远见。

Years before “tokenised real-world assets” became a buzzword, they were quietly building one of the first tokenized money market funds in the world—back in 2019.

在“标记现实世界的资产”成为流行语的几年前，他们悄悄地建立了世界上最早的货币市场基金之一，这是2019年的返还。

“We saw blockchain’s power in managing mortgage-backed securities, and the lightbulb went off,” said Tony Pecore, SVP of Digital Asset Management. “Why stop at mortgage loans? We realized: asset management itself could be reinvented.”

“我们看到了区块链管理抵押支持证券的权力，灯泡熄灭了，”数字资产管理高级副总裁Tony Pecore说。 “为什么要停止抵押贷款？我们意识到：资产管理本身可能会被重塑。”

Now, Franklin’s on-chain funds will serve as usable collateral in this program—a feat that brings together decentralized innovation and institutional-grade safety.

现在，富兰克林的链链资金将在该计划中充当可用的抵押品，这一壮举将分散的创新和机构级安全汇集在一起​​。

The hybrid future of custody

保管的混合未来

The question everyone’s asking: What does the future of digital asset custody look like?

每个人都在问的问题：数字资产保管的未来是什么样的？

“It won’t be one-size-fits-all,” Fang predicts. “We see a hybrid model—perhaps 50 per cent with regulated custodians, 30 per cent with exchanges like OKX, and 20 per cent self-custody. People still want convenience. Institutions still want accountability. This model balances both.”

Fang预测：“这不会是一定程度的全部。” “我们看到了一个混合模式 - 也许有50％的受监管托管人，有30％的交流，例如OKX和20％的自我顾客。人们仍然希望便利。机构仍然需要问责制。这种模式平衡了这两者。”

And with OKX Pay—a new integrated payment platform that combines Web2 convenience with Web3 sovereignty—that hybrid vision is already taking shape. Users will soon be able to manage investments, spend crypto, and access self-custody, all from one app.

凭借OKX Pay（将Web2便利与Web3 Sovereignty结合在一起的新的集成支付平台）已经形成了混合视觉。用户将很快能够从一个应用程序管理投资，花费加密和访问自我顾客。

The $300tn prize

$ 300TN奖

What’s at stake? Only the largest market transformation in modern finance.

有什么风险？仅是现代金融中最大的市场转型。

“The global custody market spans up to $300tn. Digital assets are just getting started,” Chaudry noted. “Our ambition? To become the world’s largest sub-custodian for digital assets. We already serve over 50 countries—we’re not starting from scratch. We’re scaling.”

Chaudry指出：“全球托管市场跨越了300亿美元。数字资产刚刚起步。” “我们的野心？成为世界上最大的数字资产亚客户次数。我们已经为50多个国家 /地区提供服务 - 我们不是从头开始。我们正在扩展。”

This isn’t about crypto anymore. It’s about the future of capital markets, built on blockchains, backed by banks, and secured by visionaries.

这不再是加密了。这是关于基于区块链，由银行支持并由有远见的人担保的基于区块链的未来。