大衛·馬庫斯（David Marcus）預測比特幣（BTC）有望成為日常交易的主要參與者

前PayPal（NASDAQ：PYPL）總裁，現任Lightspark首席執行官David Marcus表示，比特幣（BTC）有望成為日常交易的主要參與者，而不僅僅是作為價值存儲。

Former PayPal (NASDAQ:PYPL) president and current CEO of Lightspark, David Marcus, sees Bitcoin (BTC) becoming a major player in everyday transactions, not just as a store of value.

前貝寶（NASDAQ：PYPL）總裁兼Lightspark的現任首席執行官David Marcus認為比特幣（BTC）成為日常交易的主要參與者，而不僅僅是價值存儲。

During a CNBC interview, Marcus, also known for his role at Meta (NASDAQ:META) in setting up the Novi stablecoin project, discussed his vision for the next phase of digital money, which involves the integration of BTC into personal finances.

在CNBC採訪中，馬庫斯（Marcus）也因在Meta（NASDAQ：META）設置Novi Stablecoin項目中的角色而聞名，討論了他對下一階段數字資金的願景，該貨幣涉及將BTC整合到個人理財中。

This vision, which Marcus believes is a natural progression of how the system is designed, will see a hybrid system where people use national currencies for daily spending while also holding and spending Bitcoin, which is earned through rewards or microtransactions and grows in wallets that people control.

馬庫斯認為，這種願景是該系統設計方式的自然發展，它將看到一個混合系統，人們使用民族貨幣進行日常支出，同時還持有和支出比特幣，這是通過獎勵或微交易和微交易賺取的，並在人們控制的錢包中生長。

"The way I see it playing out is you have your checking account, your bank account, and you're using that for daily spending with USD, euro, yen, or whatever currency in the country where you live," Marcus explained.

Marcus解釋說：“我看到的方式是您擁有支票帳戶，銀行帳戶，並且您將其用於每日支出，以美元，歐元，日元或您居住的國家 /地區的任何貨幣。”

However, in parallel, he sees Bitcoin being integrated into wallets that people manage themselves, with balances accumulating over time and becoming spendable like cash.

但是，同時，他認為比特幣被整合到人們管理自己的錢包中，隨著時間的流逝，餘額積累並像現金一樣花錢。

"And then you have a Bitcoin wallet where you're accumulating Bitcoin points, small amounts of Bitcoin, through rewards programs or microtransactions, and slowly but surely, that Bitcoin balance grows in a wallet that you control and that you can use to spend just like cash in the real world."

“然後，您有一個比特幣錢包，您可以通過獎勵計劃或微交易來積累比特幣點，少量比特幣，並且慢慢但可以肯定的是，這種比特幣平衡在您控制的錢包中生長，並且可以用來在現實世界中像現金一樣花錢。”

Of late, the financial system, which took decades to build and moves trillions every year, is breaking down, the former PayPal president is convinced, pointing to outdated infrastructure and slow payment systems that do not match how fast today’s global economy actually moves.

最近，每年花費了數十年來建造和移動數万億美元的金融體係正在崩潰，這位前貝寶（Paypal）總裁堅信，指出過時的基礎設施和緩慢的支付系統，這些系統與當今全球經濟的實際速度實際上不符。

His message to the old guard was clear: outdated systems like SWIFT are not built for what is coming. If this new infrastructure takes off, Bitcoin could end up doing for money what the internet did for communication.

他給老警衛的信息很明確：像Swift這樣的過時的系統並非為即將發生的事情而建。如果這種新的基礎設施起飛，則比特幣最終可能會為互聯網提供的通信所做的事情而做。

From Marcus’s side, there is Lightspark, the company he leads, which is working on tech to make that possible, building on BTC and layering in tools like universal money addresses.

從馬庫斯（Marcus）的身邊，他領導的公司LightSpark正在努力實現這一目標，以BTC為基礎，並在Universal Money地址等工具中進行分層。

According to plans the top executive aired during the CNBC interview, these addresses will let people send money in different currencies between banks around the world instantly.

根據計劃，在CNBC採訪中播出的高管播出，這些地址將使人們立即以不同的銀行之間的不同貨幣匯款。