大卫·马库斯（David Marcus）预测比特币（BTC）有望成为日常交易的主要参与者

前PayPal（NASDAQ：PYPL）总裁，现任Lightspark首席执行官David Marcus表示，比特币（BTC）有望成为日常交易的主要参与者，而不仅仅是作为价值存储。

Former PayPal (NASDAQ:PYPL) president and current CEO of Lightspark, David Marcus, sees Bitcoin (BTC) becoming a major player in everyday transactions, not just as a store of value.

前贝宝（NASDAQ：PYPL）总裁兼Lightspark的现任首席执行官David Marcus认为比特币（BTC）成为日常交易的主要参与者，而不仅仅是价值存储。

During a CNBC interview, Marcus, also known for his role at Meta (NASDAQ:META) in setting up the Novi stablecoin project, discussed his vision for the next phase of digital money, which involves the integration of BTC into personal finances.

在CNBC采访中，马库斯（Marcus）也因在Meta（NASDAQ：META）设置Novi Stablecoin项目中的角色而闻名，讨论了他对下一阶段数字资金的愿景，该货币涉及将BTC整合到个人理财中。

This vision, which Marcus believes is a natural progression of how the system is designed, will see a hybrid system where people use national currencies for daily spending while also holding and spending Bitcoin, which is earned through rewards or microtransactions and grows in wallets that people control.

马库斯认为，这种愿景是该系统设计方式的自然发展，它将看到一个混合系统，人们使用民族货币进行日常支出，同时还持有和支出比特币，这是通过奖励或微交易和微交易赚取的，并在人们控制的钱包中生长。

"The way I see it playing out is you have your checking account, your bank account, and you're using that for daily spending with USD, euro, yen, or whatever currency in the country where you live," Marcus explained.

Marcus解释说：“我看到的方式是您拥有支票帐户，银行帐户，并且您将其用于每日支出，以美元，欧元，日元或您居住的国家 /地区的任何货币。”

However, in parallel, he sees Bitcoin being integrated into wallets that people manage themselves, with balances accumulating over time and becoming spendable like cash.

但是，同时，他认为比特币被整合到人们管理自己的钱包中，随着时间的流逝，余额积累并像现金一样花钱。

"And then you have a Bitcoin wallet where you're accumulating Bitcoin points, small amounts of Bitcoin, through rewards programs or microtransactions, and slowly but surely, that Bitcoin balance grows in a wallet that you control and that you can use to spend just like cash in the real world."

“然后，您有一个比特币钱包，您可以通过奖励计划或微交易来积累比特币点，少量比特币，并且慢慢但可以肯定的是，这种比特币平衡在您控制的钱包中生长，并且可以用来在现实世界中像现金一样花钱。”

Of late, the financial system, which took decades to build and moves trillions every year, is breaking down, the former PayPal president is convinced, pointing to outdated infrastructure and slow payment systems that do not match how fast today’s global economy actually moves.

最近，每年花费了数十年来建造和移动数万亿美元的金融体系正在崩溃，这位前贝宝（Paypal）总裁坚信，指出过时的基础设施和缓慢的支付系统，这些系统与当今全球经济的实际速度实际上不符。

His message to the old guard was clear: outdated systems like SWIFT are not built for what is coming. If this new infrastructure takes off, Bitcoin could end up doing for money what the internet did for communication.

他给老警卫的信息很明确：像Swift这样的过时的系统并非为即将发生的事情而建。如果这种新的基础设施起飞，则比特币最终可能会为互联网提供的通信所做的事情而做。

From Marcus’s side, there is Lightspark, the company he leads, which is working on tech to make that possible, building on BTC and layering in tools like universal money addresses.

从马库斯（Marcus）的身边，他领导的公司LightSpark正在努力实现这一目标，以BTC为基础，并在Universal Money地址等工具中进行分层。

According to plans the top executive aired during the CNBC interview, these addresses will let people send money in different currencies between banks around the world instantly.

根据计划，在CNBC采访中播出的高管播出，这些地址将使人们立即以不同的银行之间的不同货币汇款。