Deutsche Bank，Interop Labs和Memento區塊鏈的Dama 2計劃旨在使用公共區塊鏈基礎設施徹底改變受監管的基金令牌化，並有望成為數字資產管理的新時代。

DAMA, Tokenization, and Regulated Funds: Deutsche Bank's Bold Step into the Future

達馬，令牌化和受監管資金：德意志銀行的大膽邁向未來

The world of finance is constantly evolving, and right now, all eyes are on the dynamic interplay between DAMA (Digital Asset Management Access), tokenization, and regulated funds. Deutsche Bank, Interop Labs, and Memento Blockchain are making waves with their DAMA 2 initiative, promising to modernize the tokenization of regulated funds. Let's dive into what this all means.

金融界一直在不斷發展，目前，所有目光都注視著Dama（數字資產管理訪問），令牌化和規範資金之間的動態相互作用。 Deutsche Bank，Interop Labs和Memento區塊鏈通過其Dama 2倡議引起轟動，承諾將受監管資金的令牌化現代化。讓我們深入了解這一切的含義。

DAMA 2: A Game Changer for Tokenized Assets

Dama 2：代幣化資產的遊戲規則改變者

Deutsche Bank, Interop Labs, and Memento Blockchain recently unveiled a framework called Digital Asset Management Access 2 (DAMA 2) designed to streamline the tokenization of regulated funds. Published on June 17, the DAMA 2 litepaper proposes a multichain approach to issuing tokenized financial instruments. The core idea? To make it easier for financial institutions to transition traditional fund structures onto the blockchain.

Deutsche Bank，Interop Labs和Memento區塊鏈最近揭幕了一個名為Digital Asset Management Access 2（Dama 2）的框架，旨在簡化受監管資金的令牌化。 Dama 2 Lite Paper（Lite Paper）於6月17日發布，提出了一種多鍵型方法來發行令牌化金融工具。核心想法？使金融機構更容易將傳統基金結構轉移到區塊鏈上。

DAMA 2 introduces a layered architecture, integrating Ethereum as the foundational settlement infrastructure, a Layer-2 network by Memento Blockchain built on ZKsync for transaction execution with zero-knowledge proofs for privacy, and a customizable user interface with ready-made smart contract templates.

Dama 2引入了一個分層的體系結構，將以太坊集成為基礎和解基礎架構，這是Memento區塊鏈的第2層網絡，該網絡由ZKSYNC建立，用於ZKSYNC進行交易執行，並具有零知識證明的隱私證明，以及具有現成的智能合同模板的可自定義用戶界面。

Plug-and-Play Tokenization: Lowering the Barriers

插入式令牌化：降低障礙物

One of the most exciting aspects of DAMA 2 is its potential to offer Blockchain-as-a-Service (BaaS). This plug-and-play model allows institutions to deploy tokenized products without needing dedicated blockchain engineering teams. By lowering the entry barriers, firms can focus on compliance, transparency, and efficiency, rather than getting bogged down in technical complexities.

Dama 2最令人興奮的方面之一是它提供區塊鏈即服務（BAAS）的潛力。該插件模型允許機構在不需要專用的區塊鏈工程團隊的情況下部署令牌化產品。通過降低進入障礙，公司可以專注於合規性，透明度和效率，而不是陷入技術複雜性。

With pre-configured components, DAMA 2 aims to facilitate the rapid deployment and scalable operations of regulated digital products. This could be transformative for asset managers eager to explore blockchain adoption.

Dama 2憑藉預先配置的組件，旨在促進受監管的數字產品的快速部署和可擴展運營。對於渴望探索區塊鏈採用的資產經理來說，這可能是有變革的。

Cross-Chain Compatibility: A Unified Approach

跨鏈兼容性：統一方法

A standout feature of DAMA 2 is its interoperability across multiple blockchain networks, made possible through Axelar Network’s Interchain Token Service. This supports cross-chain token transfers across over 70 blockchain ecosystems. Issuers can manage tokenized assets from a unified dashboard, using tools that facilitate token locking, minting, and burning while maintaining consistency in token standards across chains.

Dama 2的出色功能是其在多個區塊鍊網絡中的互操作性，通過Axelar Network的Inter鏈令牌服務使其成為可能。這支持了超過70個區塊鏈生態系統的跨鏈令牌轉移。發行人可以使用統一的儀表板管理令牌化資產，並使用促進令牌鎖定，鑄造和燃燒的工具，同時在跨鏈條的令牌標準中保持一致性。

This multichain operability aligns with the growing demand for seamless integration between different blockchain protocols in institutional finance, fostering a more efficient and cohesive digital asset management landscape.

這種多鍵操作性與機構融資中不同區塊鏈協議之間無縫集成的需求不斷增長，從而促進了更高效，更凝聚力的數字資產管理領域。

Bridging Traditional and Decentralized Finance

彌合傳統和分散的金融

The creators of DAMA 2 are clearly focused on aligning the compliance demands of traditional finance with the technological benefits of decentralized networks. The initiative envisions a new operational standard in digital finance, where asset managers can efficiently issue and manage tokenized products with built-in interoperability, data privacy, and compliance.

Dama 2的創建者顯然集中於使傳統金融的合規要求與分散網絡的技術利益保持一致。該計劃設想了一個新的數字融資運營標準，資產管理者可以通過內置互操作性，數據隱私和合規性有效地發出和管理令牌化產品。

The Bigger Picture: Tokenization Beyond Stablecoins

更大的局面：超越Stablecoins的令牌化

While stablecoins currently dominate the tokenization of real-world assets (RWA), Standard Chartered sees a broader shift underway. With just $23 billion in non-stablecoin RWAs, there's significant growth potential as regulatory clarity improves and the focus shifts to assets that benefit more meaningfully from being on-chain.

儘管Stablecoins目前主導著現實世界資產的令牌化（RWA），但標準特許地區仍在進行更廣泛的轉變。只有230億美元的非穩定RWAS，隨著監管清晰度的提高和重點轉移到從鏈上更有意義上受益的資產，其重點轉移到了巨大的增長潛力。

The key lies in targeting assets where tokenization adds real value – think faster settlement times, cost efficiencies, and solutions to on-chain needs. Tokenized private credit has already shown promise, while efforts to tokenize already-liquid assets like gold or U.S. equities have seen limited traction. Private equity and liquid off-chain commodities are expected to be the next growth areas for non-stablecoin tokenization.

關鍵在於目標的目標是增加了實現實際價值 - 考慮更快的結算時間，成本效率和解決鏈需求的解決方案。令牌化的私人信貸已經表現出承諾，而諸如黃金或美國股票等已經液體資產的努力卻有限。私募股權和液體外商品有望成為非穩定令牌化的下一個增長領域。

Final Thoughts

最後的想法

DAMA 2 represents a significant step forward in establishing regulatory-friendly frameworks within the blockchain space. It has the potential to be a foundational infrastructure for the next generation of institutional-grade financial instruments. As the asset management sector increasingly explores tokenization, initiatives like DAMA 2 may pave the way for broader adoption of decentralized technology within regulated financial environments. It’s an exciting time to be watching the evolution of digital finance!

Dama 2代表著在區塊鏈空間內建立監管友好框架方面邁出的重要一步。它有可能成為下一代機構金融工具的基礎基礎設施。隨著資產管理部門越來越多地探索令牌化，達馬2之類的倡議可能為在受監管的金融環境中更廣泛地採用分散技術鋪平道路。這是觀看數字金融發展的激動人心的時刻！