达马，令牌化和受监管资金：德意志银行的大胆迈向未来

Deutsche Bank，Interop Labs和Memento区块链的Dama 2计划旨在使用公共区块链基础设施彻底改变受监管的基金令牌化，并有望成为数字资产管理的新时代。

DAMA, Tokenization, and Regulated Funds: Deutsche Bank's Bold Step into the Future

达马，令牌化和受监管资金：德意志银行的大胆迈向未来

The world of finance is constantly evolving, and right now, all eyes are on the dynamic interplay between DAMA (Digital Asset Management Access), tokenization, and regulated funds. Deutsche Bank, Interop Labs, and Memento Blockchain are making waves with their DAMA 2 initiative, promising to modernize the tokenization of regulated funds. Let's dive into what this all means.

金融界一直在不断发展，目前，所有目光都注视着Dama（数字资产管理访问），令牌化和规范资金之间的动态相互作用。 Deutsche Bank，Interop Labs和Memento区块链通过其Dama 2倡议引起轰动，承诺将受监管资金的令牌化现代化。让我们深入了解这一切的含义。

DAMA 2: A Game Changer for Tokenized Assets

Dama 2：代币化资产的游戏规则改变者

Deutsche Bank, Interop Labs, and Memento Blockchain recently unveiled a framework called Digital Asset Management Access 2 (DAMA 2) designed to streamline the tokenization of regulated funds. Published on June 17, the DAMA 2 litepaper proposes a multichain approach to issuing tokenized financial instruments. The core idea? To make it easier for financial institutions to transition traditional fund structures onto the blockchain.

Deutsche Bank，Interop Labs和Memento区块链最近揭幕了一个名为Digital Asset Management Access 2（Dama 2）的框架，旨在简化受监管资金的令牌化。 Dama 2 Lite Paper（Lite Paper）于6月17日发布，提出了一种多键型方法来发行令牌化金融工具。核心想法？使金融机构更容易将传统基金结构转移到区块链上。

DAMA 2 introduces a layered architecture, integrating Ethereum as the foundational settlement infrastructure, a Layer-2 network by Memento Blockchain built on ZKsync for transaction execution with zero-knowledge proofs for privacy, and a customizable user interface with ready-made smart contract templates.

Dama 2引入了一个分层的体系结构，将以太坊集成为基础和解基础架构，这是Memento区块链的第2层网络，该网络由ZKSYNC建立，用于ZKSYNC进行交易执行，并具有零知识证明的隐私证明，以及具有现成的智能合同模板的可自定义用户界面。

Plug-and-Play Tokenization: Lowering the Barriers

插入式令牌化：降低障碍物

One of the most exciting aspects of DAMA 2 is its potential to offer Blockchain-as-a-Service (BaaS). This plug-and-play model allows institutions to deploy tokenized products without needing dedicated blockchain engineering teams. By lowering the entry barriers, firms can focus on compliance, transparency, and efficiency, rather than getting bogged down in technical complexities.

Dama 2最令人兴奋的方面之一是它提供区块链即服务（BAAS）的潜力。该插件模型允许机构在不需要专用的区块链工程团队的情况下部署令牌化产品。通过降低进入障碍，公司可以专注于合规性，透明度和效率，而不是陷入技术复杂性。

With pre-configured components, DAMA 2 aims to facilitate the rapid deployment and scalable operations of regulated digital products. This could be transformative for asset managers eager to explore blockchain adoption.

Dama 2凭借预先配置的组件，旨在促进受监管的数字产品的快速部署和可扩展运营。对于渴望探索区块链采用的资产经理来说，这可能是有变革的。

Cross-Chain Compatibility: A Unified Approach

跨链兼容性：统一方法

A standout feature of DAMA 2 is its interoperability across multiple blockchain networks, made possible through Axelar Network’s Interchain Token Service. This supports cross-chain token transfers across over 70 blockchain ecosystems. Issuers can manage tokenized assets from a unified dashboard, using tools that facilitate token locking, minting, and burning while maintaining consistency in token standards across chains.

Dama 2的出色功能是其在多个区块链网络中的互操作性，通过Axelar Network的Inter链令牌服务使其成为可能。这支持了超过70个区块链生态系统的跨链令牌转移。发行人可以使用统一的仪表板管理令牌化资产，并使用促进令牌锁定，铸造和燃烧的工具，同时在跨链条的令牌标准中保持一致性。

This multichain operability aligns with the growing demand for seamless integration between different blockchain protocols in institutional finance, fostering a more efficient and cohesive digital asset management landscape.

这种多键操作性与机构融资中不同区块链协议之间无缝集成的需求不断增长，从而促进了更高效，更凝聚力的数字资产管理领域。

Bridging Traditional and Decentralized Finance

弥合传统和分散的金融

The creators of DAMA 2 are clearly focused on aligning the compliance demands of traditional finance with the technological benefits of decentralized networks. The initiative envisions a new operational standard in digital finance, where asset managers can efficiently issue and manage tokenized products with built-in interoperability, data privacy, and compliance.

Dama 2的创建者显然集中于使传统金融的合规要求与分散网络的技术利益保持一致。该计划设想了一个新的数字融资运营标准，资产管理者可以通过内置互操作性，数据隐私和合规性有效地发出和管理令牌化产品。

The Bigger Picture: Tokenization Beyond Stablecoins

更大的局面：超越Stablecoins的令牌化

While stablecoins currently dominate the tokenization of real-world assets (RWA), Standard Chartered sees a broader shift underway. With just $23 billion in non-stablecoin RWAs, there's significant growth potential as regulatory clarity improves and the focus shifts to assets that benefit more meaningfully from being on-chain.

尽管Stablecoins目前主导着现实世界资产的令牌化（RWA），但标准特许地区仍在进行更广泛的转变。只有230亿美元的非稳定RWAS，随着监管清晰度的提高和重点转移到从链上更有意义上受益的资产，其重点转移到了巨大的增长潜力。

The key lies in targeting assets where tokenization adds real value – think faster settlement times, cost efficiencies, and solutions to on-chain needs. Tokenized private credit has already shown promise, while efforts to tokenize already-liquid assets like gold or U.S. equities have seen limited traction. Private equity and liquid off-chain commodities are expected to be the next growth areas for non-stablecoin tokenization.

关键在于目标的目标是增加了实现实际价值 - 考虑更快的结算时间，成本效率和解决链需求的解决方案。令牌化的私人信贷已经表现出承诺，而诸如黄金或美国股票等已经液体资产的努力却有限。私募股权和液体外商品有望成为非稳定令牌化的下一个增长领域。

Final Thoughts

最后的想法

DAMA 2 represents a significant step forward in establishing regulatory-friendly frameworks within the blockchain space. It has the potential to be a foundational infrastructure for the next generation of institutional-grade financial instruments. As the asset management sector increasingly explores tokenization, initiatives like DAMA 2 may pave the way for broader adoption of decentralized technology within regulated financial environments. It’s an exciting time to be watching the evolution of digital finance!

Dama 2代表着在区块链空间内建立监管友好框架方面迈出的重要一步。它有可能成为下一代机构金融工具的基础基础设施。随着资产管理部门越来越多地探索令牌化，达马2之类的倡议可能为在受监管的金融环境中更广泛地采用分散技术铺平道路。这是观看数字金融发展的激动人心的时刻！